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Heard

Heard review

Done-for-you bookkeeping and taxes from a team that works only with therapists.

Heard costs from $129/mo · 3 plans · prices checked Oct 13, 2026

By Ciroapp Editorial Team · Updated Sep 16, 2026
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At a glance

Quick overview for Heard: rating, pricing summary, key features, and highlights.
Pricing verified Oct 13, 2026

Ciroapp score

4.1/ 5

Heard pairs therapists with bookkeepers and tax pros who work only with private practices, bundling monthly bookkeeping, quarterly estimates, and full tax filing in one dashboard. Support is human and responsive, though annual plans are billed upfront and non-refundable. Overall, it's a strong fit for solo US practices that want taxes handled, provided you're comfortable committing a year.

Pros

  • Pros:Specialist tax knowledge — Heard's team files returns only for mental health and wellness private practices, so therapy-specific deductions are tracked automatically instead of you hunting for them.
  • Pros:Documented savings — providers using Heard save an average of 60 hours a year and $5,000 in taxes, per company figures.
  • Pros:True all-in-one — monthly done-for-you bookkeeping, quarterly estimates, federal and state filing, banking, payroll, and S corp support run under a single login with plain-language reports.

Cons

  • Cons:Narrow eligibility — only US-based, single-owner health and wellness practices (sole props, single-member LLCs, S corps) are supported — no C corps, multi-owner practices, or non-US businesses.
  • Cons:Annual plans are billed upfront and non-refundable; Premium members can't downgrade, and Essential downgrades are only allowed if you haven't filed taxes with Heard yet.
  • Cons:Extra costs stack up — a one-time catch-up bookkeeping fee of $99 per month in business this year applies at signup, Lite's annual tax filing is a $750 add-on, payroll runs $39/mo plus $6 per person via Gusto, and government and license filing fees are excluded.
Best for
  • Solo therapists (LLC or sole prop) who want bookkeeping and taxes off their plate
  • S corp owners and group practices that need payroll bundled in
  • Practices earning over $100,000 in net income weighing an S corp election
This section is a summary. Detailed sections about features, use cases, pricing, and reviews follow below.

What is Heard?

Taxes and bookkeeping can eat hours you'd rather spend with clients. If spreadsheets and quarterly estimates stress you out, Heard offers a fix. It pairs you with bookkeepers and tax pros who work only with therapists, files your returns, and tracks deductions automatically—so you get time back for your practice.

Heard is a financial platform built for therapists and wellness practitioners in private practice. It combines bookkeeping, tax filing, business banking, payroll, and S corp support in one dashboard. A dedicated team reviews your books monthly, and experts answer questions with no per-question fees.

It serves solo practices, LLCs, sole proprietors, S corps, and group practices—more than 5,000 therapists use it.

Should you choose Heard?

Quick buyer guidance before you compare plans or click through.

Choose it if

  • You want a dedicated bookkeeper reviewing your books every month
  • You'd rather not file federal and state returns or calculate quarterly estimates yourself
  • You like the idea of banking, bookkeeping, and taxes under one login
  • You want plain-language reports—P&L, balance sheets, cash flow—without accounting jargon
  • You prefer human support with same-day responses on business days and no per-question fees

Skip it if

  • Multi-owner practices, C corporations, practices outside the US, and non-health businesses aren't supported
  • Annual plans require a one-year commitment, and all subscription and one-time fees are non-refundable
  • Exact plan prices aren't published on the site, so you'll need to contact Heard for current rates
  • A one-time setup fee of $99 per month of catch-up bookkeeping applies, and government fees, advisory add-ons, and license filings cost extra
  • You'll still spend some time each month reviewing transactions and uploading statements

Next steps before buying

  1. 1Confirm your practice fits: Heard supports US-based, single-owner health and wellness practices taxed as sole props, LLCs, or S corps—not C corps.
  2. 2Ask which plan matches you—Essential for solo LLCs and sole props, Premium for S corps and groups—and request exact current pricing.
  3. 3Budget for extras, including the $99 per-month catch-up bookkeeping setup fee, government fees, and any add-ons.
  4. 4Verify your bank is compatible so transactions sync automatically.
  5. 5Read the terms of service before committing—annual plans lock in a full year with non-refundable fees.

Ease of use

You won't manage spreadsheets. Compatible banks sync automatically, and your bookkeeping team handles categorization and monthly reconciliation. You'll review some transactions and upload monthly statements. Reports use plain language, and support answers within 1-2 business days, with same-day responses on business days.

Heard Key Features

🧾 Monthly bookkeeping, done for you

A dedicated bookkeeper reviews your books every month and flags anything that needs your attention. Compatible banks sync automatically, and your team categorizes each transaction and reconciles your accounts. You'll review a few transactions and upload monthly statements.

The result: clean books ready for tax time, every month.

✨ Taxes without the overwhelm

Heard's team files taxes only for private practices, so therapy-specific deductions get tracked without you hunting for them. Quarterly estimates are calculated from your real-time books, and federal and state returns are filed for you. Tax season becomes something you barely think about.

✨ S corp and payroll, made simple

If your net income tops $100,000, an S corp can save you thousands. Heard runs a free assessment based on your real numbers. If it fits, the team handles the election, payroll setup, and compliance, and calculates your reasonable salary.

Payroll runs by direct deposit, with W-2s, 1099s, and payroll taxes filed every run.

✨ Real humans who know therapists

Message an expert any day of the week. You'll get same-day responses on business days from real people who work only with therapists and wellness practitioners. No per-question fees and no upsells—just guidance when your life or practice changes.

📊 One dashboard, plain-language reports

Your dashboard puts reports and banking in one place, in plain language. No accounting vocabulary required.

  • P&L and balance sheets on demand
  • Owner-allocation guide for taxes, savings, and pay
  • Checking, savings, and a debit card that sync to your books

You can export everything to share with your accountant.

Use Cases

🌱 New practice, clean books from day one

You just opened your practice, and bookkeeping feels like a second job. Connect your bank, and a dedicated bookkeeper categorizes transactions and reconciles accounts every month. You just review flagged items.

Expected outcome: Tax-ready books each month, with no spreadsheets to maintain.

Tip: Verify your bank is compatible so transactions sync automatically.

🧾 Tax season without the dread

Quarterly deadlines keep sneaking up, and you're unsure you're catching every deduction. Heard calculates your estimates from real-time books, then files your federal and state returns for you.

Expected outcome: Deadlines met, with therapy-specific deductions tracked automatically.

📈 Crossing $100K? Consider an S corp

Your net income passed $100,000, and you've heard an S corp saves money. A free assessment uses your actual numbers to answer that. If it fits, Heard handles the election, payroll setup, and reasonable salary.

Expected outcome: A guided transition with compliance covered.

👥 Group practice payroll, handled

You run a group practice, and payday means W-2s, 1099s, and tax filings. With the Gusto-powered add-on, you pay yourself and your team by direct deposit while Heard files payroll taxes every run.

Expected outcome: Payroll stays compliant without the paperwork.

Tip: Premium members can't downgrade later, so confirm fit first.

Heard pricing

From$129/mo

  • 3 plans

Prices checked on Oct 13, 2026 from Heard's pricing page

Heard pricing page screenshotView pricing page screenshot
PlanBilled monthlyBilled annuallyIncludes
Lite
$129/mo
$129/mo
$1,548 per year
Quarterly taxes only; annual tax prep and filing costs $750 extra (one-time); no support for annual business or personal tax questions; solo practice owners only
  • Monthly done-for-you bookkeeping with a dedicated bookkeeping team
  • Quarterly tax estimates with payment reminders
  • S corp election guidance and Form 2553 filing if appropriate
  • Tax deduction tracking, P&L statements, and real-time income goal tracking
  • Unlimited messaging and live phone support for bookkeeping questions
  • +1
Essential
$169/mo
$169/mo
$2,028 per year
Covers personal tax filing only — business returns (Form 1120-S) require Premium; designed for single-owner practices; annual downgrades only possible if you haven't filed taxes with Heard
  • Everything in Lite
  • Personal income tax prep and filing (Form 1040), including joint returns
  • Secure document management and automated filing reminders
  • Free tax extension filing support as needed
  • Year-end tax-ready books
  • +1
Premium
$255/mo
$255/mo
$3,060 per year
Payroll is a paid add-on; Premium members cannot downgrade to Essential or Lite; excludes third-party government fees and business license filing fees
  • Everything in Essential
  • Business income tax prep and filing (Form 1120-S)
  • S corp compliance with reasonable salary and distribution guidance
  • Accountable plan creation for home office, mileage, and phone expenses
  • Payroll add-on via Gusto ($39/mo + $6 per person)
  • +1

Price history

Tracking prices since Oct 1, 2026. No price change detected yet.

Pricing types: Monthly subscription, Yearly subscription

Pricing notes

Heard has three plans for therapists: Lite at $129/mo, Essential at $169/mo, and Premium at $255/mo, with annual billing saving 15% (prices shown are billed upfront per year at $1,548, $2,028, and $3,060). Add-ons like annual tax filing ($750 one-time), required catch-up bookkeeping ($99 per month in business), and payroll ($39/mo + $6/person) cost extra.

Heard costs between $129 and $255 per month with three plans: Lite at $129/mo, Essential at $169/mo, and Premium at $255/mo.

These are annual-plan rates, billed upfront ($1,548, $2,028, and $3,060 per year). Annual billing saves you 15%, and there's also an annual plan with monthly payments if you prefer spreading it out. Here's how the tiers compare.

Lite

Price: $129/mo, billed upfront ($1,548 per year) Best For: Solo practice owners (sole proprietors) just starting out Refund Policy: Annual plan fees are non-refundable once billed Other Features:

  • Quarterly tax estimates with payment reminders so you never miss a deadline
  • Monthly done-for-you bookkeeping with a dedicated bookkeeping team
  • S corp election guidance, including Form 2553 filing if it makes sense
  • Tax deduction tracking, P&L statements, and real-time income goal tracking
  • Unlimited messaging and live phone support for bookkeeping questions

Lite covers quarterly taxes only. Annual tax prep and filing is a $750 one-time add-on, or you can upgrade to Essential to include it. Pick Lite if you're newer to practice and want clean, organized books before next April without paying for full filing.

Essential

Price: $169/mo, billed upfront ($2,028 per year) Best For: Established solo practice owners (LLCs or sole proprietors) who want annual filing included Refund Policy: Annual plan fees are non-refundable once billed Other Features:

  • Everything in Lite
  • Personal income tax prep and filing (Form 1040), including joint returns
  • Secure document storage with automated filing reminders
  • Free tax extension filing support when you need it
  • Unlimited messaging and phone support with no topic restrictions

Essential is the most popular plan. Your bookkeeping team also files your personal return, which helps maximize deductions since they already know your books. If you'd rather not think about tax season at all, this is the tier built for you.

Premium

Price: $255/mo, billed upfront ($3,060 per year) Best For: S corporations and group practices Refund Policy: Annual plan fees are non-refundable once billed Other Features:

  • Everything in Essential
  • Business income tax prep and filing (Form 1120-S)
  • S corp compliance help, including reasonable salary reviews
  • IRS-compliant accountable plan for home office, mileage, and phone reimbursements
  • Payroll add-on powered by Gusto at $39/mo plus $6 per person

Premium replaces a CPA, bookkeeper, and payroll provider — services Heard says typically run $5,000+ per year. If you're a sole proprietor who hasn't elected S corp taxation, you likely don't need this tier. Also note that Premium members can't downgrade later, so choose with care.

Add-ons to budget for

Every new member pays a one-time catch-up bookkeeping fee of $99 for each month you've been in business this year. It gets your year-to-date books organized, usually within 14 to 30 days, and a 50% off promotion was running for 2026 books. Lite members can add annual tax prep for $750, and Premium members can add Gusto payroll.

A few closing thoughts. You can book a free demo with the team to figure out which plan fits your practice. Monthly-billed subscribers can cancel anytime, but annual plans are paid upfront and all subscription and one-time fees are non-refundable — so confirm the right fit before committing. Upgrades take effect immediately through your billing portal. Every plan is 100% tax deductible, which softens the real cost a bit.

Cost calculator

Estimate what Heard costs for your team.

Billing
Per month
$129
Per year
$1,548

Lite states no user limit: shown as one price for the whole account. Check the price for 5 users with the vendor. Estimate based on published list prices, before taxes, add-ons and discounts.

How to pay less for Heard

  • Cheaper tools in this category start at $7.50/mo.
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Why use Heard?

Most financial tools treat your practice like any other small business. Heard doesn't. Its team files taxes only for private practices, so therapy-specific deductions get tracked without you hunting for them. Based on what the company publishes, here's what stands out:

  • Done-for-you bookkeeping. A dedicated bookkeeper reviews your books every month, categorizes every transaction, and flags anything that needs your attention. No spreadsheets to maintain.
  • Full tax support. Federal and state returns get filed for you, quarterly estimates come from your real-time books, and therapist-specific deductions are tracked automatically.
  • Banking that feeds your books. Checking, savings, and a debit card sync every transaction straight into your books—no exports, second tools, or extra cost.
  • S corp guidance when it matters. If your net income tops $100,000, a free assessment shows whether an S corp saves you money. Heard handles the election, payroll setup, compliance, and your reasonable salary.
  • Payroll without the paperwork. Pay yourself and your team by direct deposit, generate W-2s and 1099s, and let Heard file payroll taxes every run.
  • Real humans, no upsells. Message an expert any day of the week. You get same-day responses on business days with no per-question fees.
Try it nowView pricing

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Heard FAQ

How much does Heard cost?

Heard's cheapest paid plan, Lite, costs $129 per month. Paid plans range from $129 to $255 per month. Prices checked on Oct 13, 2026 from the vendor's pricing page.

Does Heard have a free plan?

No. Heard lists no free plan; the cheapest paid plan starts at $129 per month.

Has Heard's price changed recently?

No. We have not detected a price change since we started tracking on Oct 1, 2026.

Who is Heard for, and who isn't a fit?

It serves US-based, single-owner health and wellness practices — sole props, single-member LLCs, and S corps. It doesn't take C corps, multi-owner practices, or practices outside the US. Side income like coaching or consulting is welcome.

What does signing up involve?

You'll join a group onboarding webinar, connect your bank, and your team handles catch-up bookkeeping for the current tax year — usually within 14 to 30 days. After that, you'll review occasional transactions and upload monthly statements.

How quickly does support answer questions?

Message your bookkeeping team any day — a real person answers within 1–2 business days, with same-day replies on business days. All plans include unlimited messaging and phone support, though Lite doesn't cover annual tax questions.

How do my bank accounts connect to Heard?

You can sync multiple business checking, savings, and credit card accounts through a secure integration. Optional Heard Banking — no monthly fee — flows transactions straight into your books. Confirm your bank is compatible before signing up.

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