An all-in-one finance and HR back office built for startup founders.
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One back office for startup founders
Every bundles banking, cards, payroll, HR, bookkeeping, and taxes into one platform, which saves founders from stitching together five vendors. The interactive demo makes it easy to see how the pieces fit. Pricing isn't published, so you'll need a quote first. Overall, a strong pick for early US startups that want one system of record.
Every is a financial technology company that bundles the startup back office: banking and corporate cards, payroll and HR, benefits, bookkeeping, taxes, and incorporation. Banking services come through Thread Bank, Member FDIC, and Every is not itself a bank. It targets founders and operations leads who would rather run finance and HR from one system than stitch together several vendors.
Best for US-based startup founders, operations leaders, and finance leads who want banking, payroll, HR, bookkeeping, and taxes in one AI-native system..
Every is a strong fit for early US startups that would rather hand the whole back office to one vendor than manage five. It rewards teams willing to move payroll, banking, and books onto the same platform, and the interactive demo makes it easy to judge before you commit.
Every pulls payroll, banking, books, and incorporation data into one system of record. Spend, revenue, people, and accounting records land in the same place as you operate, so there's nothing to connect or sync. That means zero API latency, continuous audit trails, and instant reconciliation.
You get one login and one clear view of the company instead of five dashboards.
Rather than digging through reports, you type a plain-language question and get an answer built from your own records. Ask how much you're spending on payroll, and Every returns totals, month-by-month trends, and a department breakdown. Because answers come from live data, you can check a number mid-meeting without exporting or rebuilding anything.
Payroll and HR sit together instead of in separate tools. You get:
HRIS, onboarding, state tax accounts, and live reports round out the suite.
The finance suite bundles business banking, corporate cards, bill pay, expense management, and treasury. Card spend earns up to 2% cash back, and idle cash can go into US treasury bills through Every Securities. Banking services come from Thread Bank, Member FDIC—Every itself isn't a bank.
Investments aren't insured and can lose value.
Accountants and CPAs on staff close your books, prepare financial statements, file corporate income taxes, and capture R&D tax credits. Incorporation sets up a Delaware C-corp, EIN, 83(b) filing, registered agent, and founder equity, so banking, payroll, and books line up from day one. An interactive demo lets you explore it before you commit.
You've just filed your Delaware C-corp. Every handles the EIN, 83(b) filing, registered agent, and founder equity setup, then lines up banking, payroll, and books from day one. One account holds it all, so there's nothing to connect.
Expected outcome: a working back office on your first week, not your first quarter.
Tip: Run the interactive demo to see how incorporation feeds straight into payroll and books.
Headcount is growing and you're paying contractors overseas. US payroll, benefits, 401(k), time off, and employer-of-record hiring in 200+ countries sit in one platform. Compliance agents watch hiring and policy setup, so it runs quietly in the background.
Expected outcome: payroll and HR live in the same place, with no re-entering data.
You hire someone in another state and the paperwork multiplies. Multi-state payroll, state tax accounts, and foreign qualification are handled inside the same system. Your books keep pace with each new state instead of catching up at quarter end.
Tip: List the states you plan to hire in, then ask how long that setup takes.
Investors want clean financials. Accountants and CPAs on staff close your books, prepare financial statements, and file corporate income taxes. R&D tax credit work captures what you spend building product, and every number traces back to records already in the system.
Prices not verified yet — see the vendor page.
Tracking prices since Oct 10, 2026. No price change detected yet.
Pricing range: See vendor pricing
Pricing types: Free plan
Every sells an AI-native back office as several product suites — incorporation, banking, payroll and HR, bookkeeping, taxes, and cash management — so pricing depends on which pieces you use rather than one flat subscription. Incorporation is offered at no cost, while the other suites are quoted based on your team size and needs.
Every runs your back office as a set of connected product suites — incorporation, banking, payroll and HR, bookkeeping, taxes, and cash management — so cost depends on which pieces your company actually uses rather than one posted subscription price.
Here's a quick look at what each piece covers and who it fits.
Price: Free Best For: Founders setting up a Delaware C-Corp before anything else Other Features: EIN registration, 83(b) filing, registered agent, founder equity setup, post-incorporation documents
This is the natural starting point if you're forming a company and want banking, payroll, and books to line up from day one. It's a low-risk way to get your records structured before you add paid services.
Best For: Teams that want cash, spend, and expenses in one place Other Features: Business banking, corporate cards, bill pay, treasury, expense management, up to 2% cash back on card spend
Pick this suite if you'd rather not stitch a bank, a card program, and an expense tool together yourself. Transactions land in the same system as your payroll and accounting data.
Best For: Startups paying employees or contractors across states and countries Other Features: US payroll, global contractor payments, employer of record in 200+ countries, benefits administration, 401(k), time off, time and attendance, compliance AI, HRIS
Choose this when headcount is growing and running payroll separately from HR is slowing you down. It's aimed at companies that want compliance handled in the background.
Best For: Founders who need clean books and filed corporate returns Other Features: Dedicated bookkeeper and controller, financial statements, corporate income taxes, R&D tax credit support
This one suits teams preparing for diligence or a funding round, where tidy financials matter more than saving a few dollars. Accountants and CPAs handle the closing and filing work.
Best For: Companies holding cash they want working between expenses Other Features: US treasury bill access through Every Securities
Worth a look once you have a cash buffer and want a simple place to park it. Remember that investments aren't insured and can lose value.
Every lists incorporation at no cost, which makes it the easiest entry point if you're just getting started. The other suites are scoped to your company, so ask for a written breakdown of what's included before you commit. That keeps your monthly cost predictable as you add products.
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Your back office shouldn't need six logins and a month-end scramble. Every brings banking, payroll, HR, books, and taxes into one AI-native system, then answers your questions from the data already inside it.
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Neither a flat plan nor per seat. You pick product suites, and cost is scoped to your team size, the states you operate in, and the services you need. Ask for a written breakdown before you commit.
There's no free trial or money-back guarantee. Incorporation itself is free, and the interactive demo lets you explore the product first. Confirm cancellation terms in your quote before signing.
Every is built for US-based startups. It handles global contractor payments and employer-of-record hiring across 200+ countries, but expects a US entity, US payroll, or a Delaware C-corp plan.
Spend, revenue, people, and accounting data live in one system with nothing to connect or sync, so it works best as a replacement rather than an add-on. Payroll and bookkeeping setup depend on your records and state registrations.
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