Coast

Coast review

One Visa card for fuel, field, and office spending — with built-in controls and fuel rebates.

Coast costs from $4/mo · 2 plans

By Ciroapp Editorial Team · Updated Sep 9, 2026

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Coast homepage screenshot

At a glance

Quick overview for Coast: rating, pricing summary, key features, and highlights.
Vendor page checked Oct 12, 2026

Ciroapp score

4.1/ 5

Coast bundles fuel, field, and office spending onto one Visa card with strong controls, fuel rebates, and integrations like QuickBooks and Samsara, all at $4 per active user monthly. Limits include no free trial, late fees, Bill Pay overage charges, and a 2.5% foreign transaction fee. Overall, it's a solid pick for fleet-based trades that already use its supported tools.

Pros

  • Pros:Cards lock by default and unlock via a secure mobile process, with limits set by driver, vehicle, dollar amount, merchant type, or time of day — plus a $25,000 fuel fraud guarantee when advanced security features are enabled
  • Pros:Fuel savings stack up to 9¢ per gallon at 30,000+ partner stations (Exxon, Circle K, 7-Eleven) on top of a 1¢ per gallon statement rebate and 1% cash back on non-gas purchases
  • Pros:One Visa card replaces separate fuel cards, corporate cards, and expense tools — accepted anywhere Visa is, including instant virtual cards for subscriptions and back-office spending

Cons

  • Cons:No free plan or free trial is advertised — you can only explore the platform through an interactive demo before committing
  • Cons:Late payments trigger a fee of the greater of $35 or 2.5% of the past-due amount (rising to the greater of $35 or 5% after 31 days), and foreign transactions add a 2.5% fee
  • Cons:Full automation value depends on being in Coast's integration ecosystem; applications can take 3-5 business days with extra documents, and cards ship in 5-10 business days via USPS
Best for
  • Fleet-based trades like HVAC, plumbing, electrical, roofing, and landscaping companies
  • Construction firms tracking fuel, tools, and job-site supplies
  • Transportation and medical transportation operators with 10 or more vehicles
This section is a summary. Detailed sections about features, use cases, pricing, and reviews follow below.

What is Coast?

Juggling a fuel card, corporate cards, and expense reports wastes money and hours each month. Coast puts all three on one Visa card with spending controls, fuel rebates, and accounting sync. Coast's survey reports fleet customers save an average of $30,000 a year, and pricing is $4 per active user monthly.

Coast is an expense platform built around a Visa commercial card for fleet-based businesses. It covers fuel at the pump, field purchases like tools and supplies, and back-office spending through instant virtual cards. You get controls, receipt capture, and accounting integrations in one program.

It targets trades such as HVAC, plumbing, construction, landscaping, and transportation.

Should you choose Coast?

Quick buyer guidance before you compare plans or click through.

Choose it if

  • Companies already running telematics like Samsara, Geotab, Verizon Connect, or Azuga
  • Accounting teams on QuickBooks, NetSuite, or Sage Intacct
  • Fleet managers focused on stopping fuel fraud and card misuse
  • Businesses seeking fuel rebates of up to 9 cents per gallon at partner stations
  • Small and large fleets that want one card program for fuel, field, and office spending

Skip it if

  • Personal or household use — Coast cards are for commercial business expenses only and require credit approval
  • Teams needing instant decisions — applications are answered by email within 3-5 business days, and extra documents can add time
  • Businesses with heavy international spending — Coast charges a 2.5% fee on international transactions, and rebates and cashback don't apply to non-USD purchases
  • Companies outside Coast's integration ecosystem — full automation depends on tools like QuickBooks, NetSuite, Samsara, Geotab, or BuildOps
  • Buyers expecting zero fees — beyond the $4 monthly user fee, late payments trigger fees of $35 or more, and returned payments cost $35

Next steps before buying

  1. 1Review Coast's pricing page to confirm the $4 per active user monthly fee and any other charges, such as late or international fees
  2. 2Check the rewards page for current rebate rates and partner gas stations along your routes
  3. 3Confirm your accounting, telematics, and field service tools — like QuickBooks, Samsara, or BuildOps — appear on the integrations list
  4. 4Compare Coast against other fuel card providers using its comparison resources
  5. 5Read the rewards terms and fuel fraud guarantee details, then start the online application

Ease of use

Coast advertises a fast online application that can be approved in minutes, though some cases take 3-5 business days and may need extra documents. Cards arrive locked and unlock through a simple mobile process. One customer story calls the system and cards easy and user-friendly, and support is 100% US-based.

Coast Key Features

✨ One card for fuel, field, and office

Coast replaces your fuel card, corporate card, and expense tool with a single Visa card. Drivers use it at the pump. Field techs buy tools, supplies, and maintenance.

For office spending, you can generate instant virtual cards for subscriptions and software — each with its own controls and reporting.

✨ Stop misuse before it happens

Coast cards arrive locked and unlock through a secure mobile process. From there, you set the rules, and the card enforces them:

  • Set limits by driver, vehicle, dollar amount, merchant type, or time of day
  • Check every fuel purchase against GPS location and tank capacity
  • Get covered by the $25,000 fuel fraud guarantee when you use advanced security features

✨ Syncs with the tools you already use

Coast connects two ways with Samsara, Geotab, Verizon Connect, Azuga, Fleetio, QuickBooks, NetSuite, Sage Intacct, and BuildOps. That means no double entry and less manual work. Fuel and maintenance transactions flow to your fleet platform, and coded transactions push to accounting with receipts attached.

✨ Less admin, faster month-end

Receipts get captured in the app, and transactions auto-code based on your existing accounting fields. Real-time reporting surfaces patterns as they happen — like a vehicle with worsening mileage or a card that keeps overspending. Coast customers report closing their books about 1.5 days faster.

⛽ Fuel savings without the guesswork

Every gallon earns a rebate on your statement, plus extra discounts at 30,000+ partner stations like Exxon, Circle K, and 7-Eleven. Because local prices can swing 30 cents a gallon, Coast also helps you identify and block expensive stations so your team fuels up where it's cheaper.

Use Cases

🔒 Stop fuel fraud before it happens

A fleet manager keeps cards locked by default and sets limits by driver, vehicle, and time of day. Telematics data blocks any transaction when the truck isn't at the pump. Expected outcome: misuse stops at the pump, backed by a $25,000 fuel fraud guarantee.

Tip: Use Coast's advanced security features to qualify for the guarantee.

💳 Replace three card programs with one

An HVAC company retires its fuel cards, corporate cards, and expense tool. Drivers pay for fuel, maintenance, and job supplies with one Visa. The office creates instant virtual cards for software and subscriptions.

Expected outcome: one login, one statement, and no more chasing receipts.

🧾 Close the books faster

A bookkeeper connects Coast to QuickBooks, NetSuite, or Sage Intacct. Transactions auto-categorize, receipts attach, and one click pushes everything through. With BuildOps, field techs tag expenses to jobs as they happen.

Expected outcome: less double entry and a faster month-end close.

⛽ Cut fuel costs on every gallon

An owner checks partner stations along common routes, like Exxon, Circle K, and 7-Eleven. Drivers earn rebates on every gallon, up to 9 cents at 30,000+ partner stations. Coast can block pricier stations where local prices swing 30 cents.

Expected outcome: lower fuel spend without changing routes.

Coast pricing

From$4/mo

  • 2 plans

Vendor page checked on Oct 12, 2026; confirm current prices on Coast's pricing page

Coast pricing page screenshotView pricing page screenshot
PlanBilled monthlyBilled annuallyIncludes
Fleet & Fuel Cards
per user
$4/mo
—
Includes Coast Visa fleet card, smart controls, expense management platform, 3-9¢ per gallon rebates at 30,000+ partner stations, and 1% cashback on non-gas-station purchases. No per-gallon admin fee, per-transaction fees, reporting fee, portal access fee, or inactive card fee. Free standard card shipping; no personal guarantee required.
Bill Pay Platform
$99/mo
—
Includes 100 standard ACH payments and 100 standard checks per month. Additional transaction fees: Standard ACH $0.50, Expedited ACH $5.00, Standard check $2.00, Expedited check $20.00, Wire $10.00, ACH return fee $35.00.

Price history

Tracking prices since Sep 9, 2026. No price change detected yet.

Pricing types: Monthly subscription, Per seat pricing, Usage-based pricing

Pricing notes

Coast charges $4 per active user per month for its fleet card and expense management platform, with fuel rebates of 3-9¢ per gallon at 30,000+ partner stations and 1% cash back on non-gas-station purchases. A Bill Pay platform is available for an additional $99/month, which includes 100 standard ACH payments and 100 standard checks per month.

Coast costs between $4 and $99 per month: cards and expense management run $4 per active user per month, and Bill Pay is a flat $99 per month.

Here's what each product includes.

Cards & Expense Management

Price: $4 per active user, per month Other Features:

  • Works anywhere Visa is accepted, with no personal guarantee required
  • 1¢ per gallon rebate on your statement, plus 3–9¢ off per gallon at 30,000+ partner stations like Exxon, 7-Eleven, and Circle K
  • 1% cash back on all non-gas-station purchases
  • Card controls by driver or vehicle, spend limits, and instant lock or unlock
  • No per-transaction fees in the US and no fee for standard card shipping

Pick this if you run a fleet or field team 🚚 and want one card for fuel, supplies, and office spending. You only pay for people who actually use their card during the month, and the full expense management platform comes included.

Bill Pay

Price: $99 per month Other Features:

  • 100 standard ACH payments per month
  • 100 standard checks per month
  • Invoice capture, approvals, and vendor payments in one place
  • Overage rates: $0.50 standard ACH, $2.00 standard check, $5.00 expedited ACH, $20.00 expedited check, $10.00 wire
  • $35 fee for ACH returns

This one suits businesses that want to consolidate accounts payable alongside their cards. If you only send a handful of payments each month, do the math on those per-transaction fees before you commit.

Fees you won't see: Coast charges no per-gallon administration fee, no reporting fee, no portal access fee, no inactive card fee, no electronic payments fee, and no phone payment fee. Setup is free, and applying won't affect your credit score.

A few costs to keep in mind: late payments trigger a fee of the greater of $35 or 2.5% of the amount past due, with an additional fee of the greater of $35 or 5% if the balance stays unpaid 31 days past the due date. Foreign transactions add 2.5%, and returned payments cost $35. Expedited card shipping passes carrier charges through to you.

Coast doesn't advertise a free trial on its pricing page, but you can take an interactive demo on its website to explore the platform first. All prices are billed monthly, and there's no personal guarantee required to get started.

Cost calculator

Estimate what Coast costs for your team.

Billing
Per month
$20
Per year
$240

Fleet & Fuel Cards is priced per user: price × 5 seats. Estimate based on published list prices, before taxes, add-ons and discounts.

How to pay less for Coast

  • Some plans are priced per user: only pay for seats people actually use.
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Why use Coast?

Most fuel cards were built decades ago. Coast was designed for how trades and fleet businesses spend today — and it shows in the controls, integrations, and pricing.

  • Stop fraud before it happens. Cards lock by default and unlock through a secure mobile process. Set limits by dollar amount, merchant type, or time of day, and telematics data blocks transactions when a vehicle isn't at the pump.
  • Cut fuel costs. Earn rebates on every gallon, up to 9 cents at 30,000+ partner stations like Exxon, Circle K, and 7-Eleven. Coast can also block expensive stations where local prices swing 30 cents per gallon.
  • One card everywhere Visa is accepted. Use it for fuel, maintenance, job supplies, and subscriptions — no juggling multiple card programs.
  • Simple, transparent pricing. Pay $4 per active user per month with the full expense platform included, plus 1% cashback at non-gas merchants with no tiers or caps.
  • Syncs with your tools. Two-way integrations with Samsara, Geotab, QuickBooks, NetSuite, Sage Intacct, Fleetio, and BuildOps cut double entry and speed up month-end close.
  • Backed by guarantees and real support. A $25,000 fuel fraud guarantee applies when you use advanced security features, there's no personal guarantee or personal credit impact, and support is 100% US-based.

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Coast FAQ

How much does Coast cost?

Coast's cheapest paid plan, Fleet & Fuel Cards, costs $4 per month. Paid plans range from $4 to $99 per month.

Does Coast have a free plan?

No. Coast lists no free plan; the cheapest paid plan starts at $4 per month.

Has Coast's price changed recently?

No. We have not detected a price change since we started tracking on Sep 9, 2026.

Do I pay for every employee, or only card users?

Only active users. Coast charges $4 per user per month, and a user counts as active only if they complete at least one transaction that month. Inactive cardholders don't trigger the fee.

What happens if a card is stolen or misused?

Cards arrive locked and unlock through a secure mobile process. Telematics data can block purchases when a vehicle isn't at the pump.

How responsive is Coast's customer support?

Support is 100% US-based, and the team promises to solve your problem during the call, not after multiple transfers. You can reach them at (833) 262-7801 or [email protected].

How long does getting started take?

The online application can be approved in minutes, though some cases take 3-5 business days and may need extra documents. Standard card shipping arrives in 5-10 business days via USPS. Applying won't affect your credit score.

Ready to try Coast? Check out the official site or pricing.

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