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Quicken

Quicken

Your centralized hub for managing finances and life essentials.

#4 dans Accounting
2 min read · Updated 10/4/2025
Quicken homepage screenshot

At a glance

Quick overview for Quicken: rating, pricing summary, key features, and highlights.

Ciroapp review

3.8
Unrivaled depth matched with modern friction.

We find Quicken remains an incredibly powerful, detailed solution suitable for complex personal finance tracking, investment analysis, and integrated business needs. While the functional depth is unmatched for traditional desktop users, we noted widespread concerns regarding software stability, problematic bank data feeds, and challenges related to the mandatory subscription pivot. Overall, the persistent performance issues prevent us from providing a top reliability score.

Pros

  • Pro:Unmatched functional depth for complex personal finances, investing, and business.
  • Pro:Reliable tracking and analysis for budgets, historical expenses, and investments.
  • Pro:Offers comprehensive reporting, including built-in tax schedules (C, E, F).
  • Pro:Ability to securely track loans, credit cards, and multiple accounts in one place.

Cons

  • Con:The mandatory subscription model is a point of frustration for long-time users.
  • Con:Frequent reports of unreliable bank and broker data feeds (missing or incorrect transactions).
  • Con:Users report software instability, glitchiness, and slow performance on updates.
  • Con:Customer support is frequently cited as being unhelpful or unresponsive.
Free trial
Yes — 30 days
Money-back guarantee
Yes — 30 days
Range: $2.99–$5.99/month (Billed Annually)Monthly subscription, Yearly subscription
This section is a summary. Detailed sections about features, use cases, pricing, and reviews follow below.
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Quicken review, pricing, features, pros & cons

Organizing your money and vital life documents can feel scattered and overwhelming. Quicken offers a central hub for managing everything—from daily spending to long-term investing and estate planning. Get better insights instantly and make smarter choices for your financial future.

✨

What is Quicken?

Quicken is a trusted, comprehensive platform designed to integrate all your financial information into one secure place. For over 40 years, this #1 best-selling finance app has helped millions gain clarity over their budgets, investments, and business cash flow. You can select the specific solution that meets your needs, whether you are focused on simple savings and budgeting (Quicken Simplifi), or require specialized tools for invoicing and tax preparation (Quicken Business & Personal). 💡

If organizing essential documents like birth certificates and estate plans is your priority, Quicken LifeHub provides step-by-step guidance. Consumers looking for the classic desktop experience can still choose Quicken Classic, available on Windows and Mac, which stores your data locally.

Quicken Key Features

✨ Centralized Financial Insight and Reporting

Get deep, actionable insights to sharpen your financial decisions. Instead of scattering your finances, Quicken gives you a central hub to view everything at once. This in-depth data fuels smarter choices instantly.

You can use customizable reports to tailor the intelligence you receive. These insights are designed to be relevant and actionable without creating complexity. This powerful view ensures you always have the best information available for managing your money.

✨ Seamless Budgeting and Spending Control

Master your daily spending and stay firmly on budget. Quicken helps you track all your expenses, including bills and subscriptions, in one place. You get real-time alerts to keep you updated on your cash flow.

SimpliFi’s cloud-based tools tell you exactly what money you have left to spend or save. Classic desktop versions offer traditional, category-based budgeting. You can also utilize specific debt reduction tools to help you pay down obligations faster.

✨ Powerful Investment Management Tools

Analyze your portfolio effectively and plan for a secure financial future. Quicken provides robust tools to manage and analyze your investments. This helps you make informed decisions about performance.

For serious investors, Classic Premier offers best-in-class investing tools and advanced performance options. These features include a capital gains estimator. You can also plan ahead using projected cash flow analysis.

✨ Dedicated Tools for Business Owners and Landlords

Combine your business and personal finances for seamless management. If you are self-employed or run a small business, Quicken offers specialized reporting tools. You can track cash flow using detailed performance reports. Our integrated invoicing tools help you bill clients and get paid faster.

Quicken also supports complex financial lives, including managing multiple businesses. Those managing rental properties can optimize their taxes.

  • Simplify business tax prep with built-in Schedules C, E, and F.
  • Manage multiple clients, projects, and invoices easily.

✨ Maximum Security and Connectivity

Connect your accounts securely with bank-grade protection. Your sensitive financial data is always protected using industry-standard 256-bit encryption. This robust security ensures your information stays safe.

Quicken connects reliably to over 14,000 financial institutions. This ensures comprehensive coverage regardless of where you bank. You can also choose the Classic plan to store your data locally on your desktop device.

✨ Organize Your Life Essentials with LifeHub

Keep vital life documents organized and ready for unexpected events. Quicken LifeHub is designed to be the central home for your essential non-financial information. It helps organize documents like birth certificates and estate plans.

You get clear, step-by-step guidance on how to organize everything correctly. You can access and securely share these important documents when they are needed most, ensuring you stay prepared.

Use Cases

💰 Getting a Handle on Daily Spending

If you often wonder where your money disappears, Quicken Simplifi helps you find clarity. You connect your checking accounts securely to the platform. It automatically tracks your expenses and alerts you to recurring bills and subscriptions.

Then, you use the projected cash flow feature. This shows you how your current habits will affect your balance weeks ahead. This insight lets you make smarter money choices right now, helping you save more without feeling restricted.

📝 Freelancer Needs Integrated Finances

Susan is a self-employed web designer whose personal and business finances are mixed up. She needs to keep them separate without using bulky accounting software. Susan chooses the Quicken Business & Personal cloud app.

She tracks her professional income and expenses within the business view. She uses the invoicing tools to get paid faster by clients. At tax time, the software generates built-in reports like Schedules C and E, simplifying her filing process immensely.

🛡️ Securing Important Family Documents

Preparation means organizing essential documents before a crisis hits. Quicken LifeHub offers a secure space to store vital life information.

The service provides step-by-step guidance on organizing documents. You can securely upload items like birth certificates, insurance policies, and estate plans. You can then quickly access and share these sensitive documents with trusted family members whenever needed.

📈 Maximizing Investment Performance

Experienced investors need comprehensive analysis beyond basic reporting. Quicken Classic Premier offers advanced tools that integrate data from over 14,000 financial institutions.

You can analyze precise portfolio performance and track capital gains. You can also utilize robust “what if” analysis to model future scenarios. This depth of data helps you make better-informed decisions about protecting and growing your future financial standing effectively.

🏠 Managing Complex Business and Rental Properties

If your finances include multiple businesses or rental income, you need powerful management tools. The Classic Business & Personal desktop software is designed for this complexity.

It allows you to manage personal, business, and rental finances in one place. You gain powerful reports like Profit & Loss and cash flow summaries. This integration is key to optimizing data accurately for tax compliance.

🎯 Systematically Reducing Debt and Planning Retirement

Many people struggle to balance paying off debt and saving for tomorrow. Classic Deluxe assists with both sides of the equation.

Use the specialized debt reduction tool to model accelerated payoff strategies for loans and credit cards. At the same time, you can engage in goal-based planning. This helps you build a secure retirement plan by setting clear targets and tracking your progress.

Pricing Overview for Quicken

Pricing range
$2.99–$5.99/month (Billed Annually)
Pricing types
Monthly subscription, Yearly subscription
Money-back guarantee
Yes — 30 days

Quicken offers five different subscription plans ranging from $2.99/month to $5.99/month, based on annual billing. Pricing depends on whether you require a cloud-based personal finance tool, a complex desktop solution, or integrated business and personal finance management.

Plans & Pricing

Quicken Simplifi (Mobile & Web)

Monthly$5.99
Yearly$2.99
Cloud-based access (Mobile/Web only)
  • Budgeting, saving & investments
  • Track spending, bills, and subscriptions
  • Projected cash flows
  • Analyze investment performance
  • Plan for retirement
Get started

Classic Deluxe (Windows/Mac)

Monthly$4.99
Yearly$2.99
40% off promotional pricing when billed annually.
  • Create multiple budgets
  • Manage & reduce debt
  • Simplify tax time
  • Create a secure retirement
  • Desktop software with companion apps
Get started

Quicken Business & Personal (Mobile & Web)

Monthly$7.99
Yearly$3.99
Cloud-based access (Mobile/Web only)
  • All Simplifi features included
  • Manage business cash flow
  • Simplify business tax prep (Schedules C, E & F)
  • Manage multiple businesses
  • Unlimited clients, projects, & invoices
Get started

Classic Premier (Windows/Mac)

Monthly$6.99
Yearly$4.19
40% off promotional pricing when billed annually.
  • Best-in-class investing tools
  • Built-in tax reports
  • Reconcile to the penny
  • Track & pay bills in Quicken
  • Set budgets, manage debt, create a retirement plan
Get started

Classic Business & Personal (Windows/Mac)

Monthly$9.99
Yearly$5.99
40% off promotional pricing when billed annually.
  • Manage business, rental & personal finances
  • Optimize for taxes
  • Keep documents organized
  • Reports: P&L, cash flow, tax schedules
Get started

Quicken costs between $2.99 and $5.99 per month (billed annually) with five main plans: Quicken Simplifi at $2.99/month, Classic Deluxe at $2.99/month, Quicken Business & Personal at $3.99/month, Classic Premier at $4.19/month, and Classic Business & Personal at $5.99/month.

Let's look closely at the different subscription options available to help you choose the best fit for your financial goals.

Quicken Simplifi (Mobile Web)

Price: $2.99/month (Billed annually; standard $5.99/month) Websites Supported: Not explicitly stated Best For: Budgeting, saving & investments Refund Policy: 30-day money-back guarantee Other Features:

  • Always know what you have left to spend or save
  • Get better insights with reports & real-time alerts
  • Make informed decisions about your investment portfolio
  • Plan for the future with projected cash flows

This plan is perfect if you want a modern, cloud-based tool focused purely on managing your personal cash flow and achieving saving goals. It’s great for easy access on the web and mobile.

Classic Deluxe (Windows/Mac)

Price: $2.99/month (Billed annually; standard $4.99/month, 40% off) Websites Supported: Not explicitly stated Best For: Create multiple budgets, manage debt, simplify tax time, create a secure retirement Refund Policy: 30-day money-back guarantee Other Features:

  • Traditional, category-based budgeting
  • Debt reduction tool
  • Built-in reports for tax simplification
  • Desktop software (Windows & Mac) with companion mobile app

If you prefer the stability and robust feature set of desktop software installed on your computer, Classic Deluxe offers excellent tools for deep budgeting and tax preparation right at a great entry price.

Quicken Business & Personal (Mobile Web)

Price: $3.99/month (Billed annually; standard $7.99/month) Websites Supported: Not explicitly stated Best For: Self-employed & small business owners Refund Policy: 30-day money-back guarantee Other Features:

  • Get all Quicken Simplifi features plus business tools
  • Track cash flow with detailed performance reports
  • Use invoicing tools to get you paid faster
  • Simplify tax time with built-in Schedules C, E & F

This cloud-based option combines your personal and business finances in one spot. It’s ideal for freelancers or side hustlers who need simple business management tools like invoicing and tax support without the heavy complexity of dedicated accounting software.

Classic Premier (Windows/Mac)

Price: $4.19/month (Billed annually; standard $6.99/month, 40% off) Websites Supported: Not explicitly stated Best For: Experienced investing, traditional personal finance, robust & feature-rich Refund Policy: 30-day money-back guarantee Other Features:

  • Best-in-class investing tools & advanced performance options
  • Capital gains estimator
  • Reconcile to the penny (compare against bank statements)
  • Built-in Schedule A & D reports for tax simplification

When investments become a key focus, Classic Premier provides the depth and customizable analysis serious investors need. It gives you comprehensive reporting and performance tracking that goes beyond basic budgeting.

Classic Business & Personal (Windows/Mac)

Price: $5.99/month (Billed annually; standard $9.99/month, 40% off) Websites Supported: Not explicitly stated Best For: Managing business, rental & personal finances Refund Policy: 30-day money-back guarantee Other Features:

  • Optimize for taxes
  • Keep documents organized
  • Reports: P&L, cash flow, tax schedules
  • Manage multiple businesses and rental properties

Choose this top-tier desktop product if your financial life is complex—especially if it includes managing rental income or multiple businesses. This plan optimizes tax compliance and provides all the comprehensive reporting you need.

Quicken does not offer a free plan, but you can try any paid subscription with confidence. Every plan includes a 30-day money-back guarantee, allowing you to test out the software risk-free for a month to ensure it meets your specific personal finance needs. 👍

User Reviews

Quicken maintains a devoted user base, with many customers reporting continuous use for over 20 or 30 years. Reviewers across both Trustpilot and Capterra consistently praise Quicken’s ability to serve as a comprehensive hub for managing budgets, investments, and tracking historical data.

Many find it indispensable for reconciling accounts and managing complex personal or small business finances. Users appreciate having all their critical information in one accessible place.

However, the shift to a mandatory subscription model has caused significant friction, leading many long-time users to feel "trapped" into renewing simply because their historical data is stored there. Recurring technical issues dominate the negative feedback.

Users frequently cite unreliable bank and broker feeds, which often result in missing or incorrectly categorized transactions, requiring repetitive manual correction. Furthermore, stability is a concern; users report the software is glitchy, suffers from excessive updates, and sometimes runs slowly.

Customer support interactions are also often described as slow or unhelpful. Overall, while the core product is powerful, users struggle with its modern execution.

🛠️

What users say elsewhere

Mark R.
· Trustpilot
5.0 / 5

I’ve been using Quicken since the late 1980s, and it’s become essential for managing my complex finances. It’s a great product that continues to fulfill its purpose. I rely on it to keep my portfolio organized and accessible.

David P.
· Trustpilot
2.0 / 5

The connectivity is terrible. The bank feeds do not work well and require you to disconnect and reconnect accounts often. Plus, the investment downloads from my broker are frequently inaccurate or missing transactions.

No reviews yet.

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Why use Quicken?

Over 20 million people have chosen Quicken to manage their money, demonstrating undeniable trust and reliability. Choosing Quicken means adopting smarter tools backed by four decades of innovation. Here are key reasons why you should make it your financial partner:

  • Deep Insights for Smarter Decisions: Customizable reports and in-depth data provide the intelligence needed for smarter decisions. You get actionable insights without unnecessary complexity.
  • Powerful Future-Focused Tools: Use goal-based planning and robust “what if” analysis to build and protect your future financial standing effectively.
  • Maximum Security and Connectivity: Your sensitive data is protected by bank-grade security and industry-standard 256-bit encryption. Quicken also connects reliably to over 14,000 financial institutions.
  • No Hidden Costs or Distractions: Enjoy a focused experience with no hidden fees, surprise charges, or annoying advertisements. What you see upon signing up is exactly what you get.
  • Comprehensive Coverage: Manage broad financial needs—from simply saving more money, to managing multiple businesses, analyzing investments, or simplifying tax prep with built-in Schedules C and E. ✅

Businesses, self-employed individuals, and families seeking total control over their financial picture will find excellent value here. If you are ready to move beyond scattered finances and bring smarter insights into your life, discover the right fit for your needs today. 🚀

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Frequently Asked Questions

Where is my financial data stored? Is it cloud-based or local?

Quicken Classic desktop versions (Deluxe, Premier, Business & Personal) store your data locally on your computer. Cloud-based plans like Simplifi and Quicken Business & Personal store data securely using 256-bit encryption.

How many financial institutions can Quicken connect with?

Quicken utilizes best-in-class connectivity and can reliably link accounts from over 14,000 different financial institutions.

Does Quicken offer a free trial or introductory period?

Quicken does not offer a free plan, but every paid subscription includes a 30-day money-back guarantee. This lets you thoroughly test the software risk-free for a full month.

What kind of customer support is included with the different subscription levels?

Quicken Simplifi, Classic Deluxe, and Classic Business & Personal plans include free phone and chat support. The Classic Premier plan comes with access to premium phone and chat support.

How many businesses can I manage under one Quicken Business & Personal subscription?

Both the cloud-based and Classic Business & Personal plans allow you to effectively manage up to 10 separate businesses. The cloud-based option also supports unlimited clients, projects, and invoices.

Can I use Quicken if I live outside the United States?

Quicken is generally intended for subscribers in the U.S. and Canada. Currently, the platform is only able to support banks and financial data feeds from these two regions.

When do I pay for my subscription? Is it billed monthly or annually?

All Quicken plans use an annual subscription model. The lower monthly prices advertised reflect the discounted cost when you commit to and pay for the entire year upfront.

What tax tools are built into the business and personal plans?

The business plans specifically simplify tax time by providing built-in tax schedules. These include reports crucial for Schedules C, E, and F.

Who should choose the Classic Premier plan over Classic Deluxe?

Classic Premier is designed for serious, experienced investors focusing on advanced analysis. It includes best-in-class investment tools, a capital gains estimator, and sophisticated Morningstar analysis reports.

Is cloud storage an extra charge for the Classic desktop versions?

Yes, for Classic Deluxe and Premier plans, cloud storage is available as an optional add-on beginning at $1.99 per month. Cloud-based plans include this storage in the base price.

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