Fingercheck vs Heard
Features, use cases, pros and cons, and pricing side by side — and which one to pick.
Quick verdict: Pick Fingercheck if you run hourly crews needing payroll and time tracking together; pick Heard if you're a solo therapist who wants bookkeeping and taxes handled for you.
Best for: Construction firms that need certified payroll reporting and GPS-verified punches, Field service businesses with mobile crews spread across locations
Read the full Fingercheck reviewBest for: Solo therapists (LLC or sole prop) who want bookkeeping and taxes off their plate, S corp owners and group practices that need payroll bundled in
Read the full Heard reviewCommission may apply at no extra cost
Fingercheck vs Heard: features compared
Compare key features side by side
Feature Comparison Summary
Which should you choose?
Choose Fingercheck if
- You pay hourly crews across job sites or multiple states
- You want GPS-verified time punches flowing straight into payroll
- You need unlimited payroll runs without any long-term contract
Choose Heard if
- You run a solo therapy or wellness practice in the US
- You'd rather outsource monthly bookkeeping and tax filing completely
Fingercheck vs Heard: pros and cons
Fingercheck
Fingercheck connects time tracking and payroll in one system, with GPS-verified punches, unlimited runs, and built-in compliance for construction, staffing, and healthcare — though add-on fees stack up and there's no free trial. Overall, it's a solid, recommendable pick for hourly, field-based teams that want hours flowing straight into paychecks.
Pros
- Time tracking and payroll live in one system — punches flow straight into paychecks, eliminating the double entry and manual errors of running separate tools
- GPS-verified clock-ins and buddy-punching prevention make off-site punches accountable, a genuine differentiator for construction and field service crews
- Unlimited payroll runs are included under a single monthly fee, so you can run payroll as often as your teams need without per-run charges
Cons
- The platform is built and marketed around hourly, deskless teams — businesses with mostly salaried, exempt workforces will find it a poor fit
- Costs stack up through add-ons — year-end W-2/1099 filing, background checks, workers' comp, 401(k) services, and HR Compliance all carry usage- or quote-based fees beyond the monthly plan
- Next-Day Pay costs extra per use on the 360 plan, so frequent reliance on it can erode the value of the lower tier versus upgrading to 360 Plus
Heard
Heard pairs therapists with bookkeepers and tax pros who work only with private practices, bundling monthly bookkeeping, quarterly estimates, and full tax filing in one dashboard. Support is human and responsive, though annual plans are billed upfront and non-refundable. Overall, it's a strong fit for solo US practices that want taxes handled, provided you're comfortable committing a year.
Pros
- Specialist tax knowledge — Heard's team files returns only for mental health and wellness private practices, so therapy-specific deductions are tracked automatically instead of you hunting for them.
- Documented savings — providers using Heard save an average of 60 hours a year and $5,000 in taxes, per company figures.
- True all-in-one — monthly done-for-you bookkeeping, quarterly estimates, federal and state filing, banking, payroll, and S corp support run under a single login with plain-language reports.
Cons
- Narrow eligibility — only US-based, single-owner health and wellness practices (sole props, single-member LLCs, S corps) are supported — no C corps, multi-owner practices, or non-US businesses.
- Annual plans are billed upfront and non-refundable; Premium members can't downgrade, and Essential downgrades are only allowed if you haven't filed taxes with Heard yet.
- Extra costs stack up — a one-time catch-up bookkeeping fee of $99 per month in business this year applies at signup, Lite's annual tax filing is a $750 add-on, payroll runs $39/mo plus $6 per person via Gusto, and government and license filing fees are excluded.
Fingercheck and Heard in detail
Fingercheck
Fingercheck is an all-in-one payroll and HR platform built for businesses with hourly workers — construction crews, field service teams, staffing agencies, healthcare providers, and more. It combines time tracking, scheduling, onboarding, and payroll in one system. Customers report results like a camp saving 60 hours and $15K per summer, and G2 reviewers rate it 4.8 stars.
Standout features
- Time and payroll, finally in sync
- Honest time from the field
- Know where labor dollars go
- Time off, handled
- Pay on your team's terms
Use cases
- Construction crews clocking in from job sites
- Field service teams spread across town
- Staffing agencies hiring at speed
- Healthcare teams with tricky pay rules
Heard
Heard is a financial platform built for therapists and wellness practitioners in private practice. It combines bookkeeping, tax filing, business banking, payroll, and S corp support in one dashboard. A dedicated team reviews your books monthly, and experts answer questions with no per-question fees. It serves solo practices, LLCs, sole proprietors, S corps, and group practices—more than 5,000 therapists use it.
Standout features
- Monthly bookkeeping, done for you
- Taxes without the overwhelm
- S corp and payroll, made simple
- Real humans who know therapists
- One dashboard, plain-language reports
Use cases
- New practice, clean books from day one
- Tax season without the dread
- Group practice payroll, handled
Pricing compared
List prices from each vendor's pricing page, before taxes and add-ons. Costs are per month.
| Pricing compared | Fingercheck | Heard |
|---|---|---|
| From (cheapest paid plan) | $29/mo Time & Attendance · per user | $129/mo Lite |
| Free plan | No | No |
| Free trial | Not stated | Not stated |
| Money-back guarantee | Not stated | Not stated |
| Annual billing savings | — | — |
| Pricing model | Per user | Flat price |
| Cost for 1 user | $29/moCheaper Time & Attendance plan, billed monthly | $129/mo Lite plan, billed monthly |
| Cost for 5 users | $145/mo Time & Attendance plan, billed monthly | $129/mo Lite plan, billed monthly · price per account (user limit not stated) |
| Cost for 10 users | $290/mo Time & Attendance plan, billed monthly | $129/mo Lite plan, billed monthly · price per account (user limit not stated) |
| Cost for 25 users | $725/mo Time & Attendance plan, billed monthly | $129/mo Lite plan, billed monthly · price per account (user limit not stated) |
| Plans | 4 | 3 |
| Prices checked | Checked Oct 13, 2026 | Checked Oct 13, 2026 |
| Price history | Tracking prices since Sep 8, 2026. No price change detected yet. | Tracking prices since Oct 1, 2026. No price change detected yet. |
- Cheapest plan that fits each team size. Per-user plans are multiplied by the number of users (respecting stated minimums and seat packs). Plans that include some users cost their base price plus the extra-user price for each user beyond those included. Flat-priced plans with no stated user limit are counted as one licence per user.
Cheaper for your team size
For 1 user (billed monthly), Fingercheck costs $29/mo vs Heard at $129/mo.
Computed from published list prices on the dates shown. Excludes taxes, add-ons and promotions.
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Frequently Asked Questions
Can I cancel either service anytime?
Fingercheck has no long-term contracts, so you can cancel anytime. Heard's monthly plans can be cancelled, but annual plans are paid upfront and non-refundable.
Do Fingercheck or Heard offer a free trial?
Neither advertises a free trial. Fingercheck offers demos plus free tax calculators and invoice generators. Heard offers a free demo to help you pick a plan.