Zettle (now PayPal Point of Sale) uses a pay-as-you-go model, charging only per transaction processed, with no contracts or recurring software fees. Transaction rates for in-person card payments start at 1.75%.
Zettle costs between 1.75% and 2.5% per transaction, with three main service tiers: Standard Card Transactions at 1.75%, Alternative Transactions up to 2.5%, and Custom Rate Plans (Not explicitly stated).
Zettle focuses on simple, transaction-based pricing. You only pay for the payments you process and the hardware your specific business needs. There are no long-term contracts or recurring fees for the software.
PayPal POS App (Software)
Price: No additional cost
Websites Supported: Not explicitly stated
Best For: Businesses needing core POS functions without monthly subscription costs.
Refund Policy: Not explicitly stated
Other Features:
- Manage products and inventory
- Create and redeem gift cards
- View real-time sales reports
- Sell across channels with integrations
- Track staff performance
This app acts as your central POS hub. It's included at no additional cost and provides robust tools to handle sales, inventory, and staff management right from your mobile device. Just sign up and download the app to streamline your daily operations. You can even start taking payments right away using Tap to Pay on your existing phone or tablet.
Standard Card Transactions
Price: 1.75% per transaction (Usage-based)
Websites Supported: Not explicitly stated
Best For: Accepting in-person payments via contactless cards or mobile wallets.
Refund Policy: Not explicitly stated
Other Features:
- Same rate for major cards
- Includes mobile wallets
- Includes American Express
- No contracts or recurring fees
This simple, fixed rate applies whenever you process a card payment face-to-face. Since the rate applies across all major card types, including mobile payments, your pricing remains predictable and easy to understand. You rely on Zettle's reliability without worrying about changing rates.
Alternative Transaction Types
Price: 1.75% – 2.5% per transaction (Usage-based)
Websites Supported: Not explicitly stated
Best For: Businesses generating remote sales using specific digital methods.
Refund Policy: Not explicitly stated
Other Features:
- PayPal QR Codes (1.75%)
- PayPal Invoice (2.5%)
- Payment Links (2.5%)
If you need to accept payments remotely or through specific PayPal channels, varying rates apply. For example, using Payment Links or invoicing results in a slightly higher 2.5% transaction cost. The QR code transactions remain at the lower 1.75% rate, matching the standard card fees.
Custom Rate Plan
Price: Custom/Tailored rate (Usage-based)
Websites Supported: Not explicitly stated
Best For: High-volume sellers processing over £10,000 in card payments monthly.
Refund Policy: Not explicitly stated
Other Features:
- Negotiated rates offered by the sales team
- Requires contacting the sales team to set up
- The agreement is subject to negotiation and approval
Are you a high-volume seller? If your business consistently processes more than £10,000 in monthly card payments, you should reach out to the sales team. They can tailor a custom rate plan specifically designed to maximize efficiency for your large transaction volume.
Hardware Costs (One-Time Purchase)
Since the software is free, you usually only need to worry about hardware costs if you require dedicated devices. The Card Reader starts at £29 (excl. VAT) for new users, while a full Terminal starts at £149 (excl. VAT). Customized Store Kits start at £169 (excl. VAT). Hardware is a one-time fee, and delivery charges apply.
The core POS app itself is available at no extra cost, allowing you to start accepting payments immediately using Tap to Pay on your smartphone. No free trials or money-back guarantees are explicitly stated for the services, but the pay-as-you-go, no-contract model means you only pay when you actually transact. 👍