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Every

Every レビュー

An all-in-one finance and HR back office built for startup founders.

著者 Ciroapp Editorial Team · 更新日 2026年10月9日

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Everyのホームページスクリーンショット

概要

Everyの評価、価格概要、主な機能、注目ポイントをすばやく確認できます。
ベンダーページ確認日 2026年10月12日

Ciroappスコア

3.9/ 5

One back office for startup founders

Every bundles banking, cards, payroll, HR, bookkeeping, and taxes into one platform, which saves founders from stitching together five vendors. The interactive demo makes it easy to see how the pieces fit. Pricing isn't published, so you'll need a quote first. Overall, a strong pick for early US startups that want one system of record.

長所

  • 長所:Brings banking, corporate cards, payroll, HR, benefits, bookkeeping, and taxes into a single platform
  • 長所:Keeps spend, revenue, people, and accounting data in one system of record, with nothing to connect or sync
  • 長所:Lets you ask questions in plain language and get answers built from your own company data

短所

  • 短所:Every is a financial technology company, not a bank; banking services come through Thread Bank, Member FDIC
  • 短所:Investment products like T-bills aren't FDIC insured and can lose value
  • 短所:Plan pricing isn't published on the main site, so you'll need a walkthrough or quote before you know your costs
最適
  • Startup founders who want payroll, books, and banking handled under one roof
  • Operations leaders replacing a patchwork of finance and HR tools
  • Just-incorporated teams setting up a Delaware C-corp, EIN, and payroll from day one
このセクションは概要です。機能、ユースケース、価格、レビューの詳細は下に続きます。

Everyとは?

Every is a financial technology company that bundles the startup back office: banking and corporate cards, payroll and HR, benefits, bookkeeping, taxes, and incorporation. Banking services come through Thread Bank, Member FDIC, and Every is not itself a bank. It targets founders and operations leads who would rather run finance and HR from one system than stitch together several vendors.

Verdict

Best for US-based startup founders, operations leaders, and finance leads who want banking, payroll, HR, bookkeeping, and taxes in one AI-native system..

Every is a strong fit for early US startups that would rather hand the whole back office to one vendor than manage five. It rewards teams willing to move payroll, banking, and books onto the same platform, and the interactive demo makes it easy to judge before you commit.

Strengths

  • Bundles banking, cards, payroll, HR, benefits, bookkeeping, and taxes into one platform
  • Pulls company data into a single system of record with nothing to connect or sync
  • Lets you ask questions in plain language and get answers built from your own records

Watch-outs

  • Every is a financial technology company, not a bank; banking services come from Thread Bank, Member FDIC
  • Investment products such as T-bills and money market funds are not FDIC insured and can lose value
  • Value depends on how many suites you adopt, so a single-function buyer may pay for more than they use

Every 主な機能

✨ One system of record

Every pulls payroll, banking, books, and incorporation data into one system of record. Spend, revenue, people, and accounting records land in the same place as you operate, so there's nothing to connect or sync. That means zero API latency, continuous audit trails, and instant reconciliation.

You get one login and one clear view of the company instead of five dashboards.

✨ Ask questions, get answers from your own data

Rather than digging through reports, you type a plain-language question and get an answer built from your own records. Ask how much you're spending on payroll, and Every returns totals, month-by-month trends, and a department breakdown. Because answers come from live data, you can check a number mid-meeting without exporting or rebuilding anything.

✨ Payroll and HR in the same place

Payroll and HR sit together instead of in separate tools. You get:

  • US payroll, global contractor payments, and employer-of-record hiring in 200+ countries
  • Benefits, 401(k), time off, and time and attendance connected to pay runs
  • Compliance AI for hiring, terminations, and policy setup

HRIS, onboarding, state tax accounts, and live reports round out the suite.

✨ Banking and cash that work together

The finance suite bundles business banking, corporate cards, bill pay, expense management, and treasury. Card spend earns up to 2% cash back, and idle cash can go into US treasury bills through Every Securities. Banking services come from Thread Bank, Member FDIC—Every itself isn't a bank.

Investments aren't insured and can lose value.

✨ Books, taxes, and day-one setup

Accountants and CPAs on staff close your books, prepare financial statements, file corporate income taxes, and capture R&D tax credits. Incorporation sets up a Delaware C-corp, EIN, 83(b) filing, registered agent, and founder equity, so banking, payroll, and books line up from day one. An interactive demo lets you explore it before you commit.

使用例

🚀 Set up your company and switch on the back office

You've just filed your Delaware C-corp. Every handles the EIN, 83(b) filing, registered agent, and founder equity setup, then lines up banking, payroll, and books from day one. One account holds it all, so there's nothing to connect.

Expected outcome: a working back office on your first week, not your first quarter.

Tip: Run the interactive demo to see how incorporation feeds straight into payroll and books.

👥 Make your first hires, at home or abroad

Headcount is growing and you're paying contractors overseas. US payroll, benefits, 401(k), time off, and employer-of-record hiring in 200+ countries sit in one platform. Compliance agents watch hiring and policy setup, so it runs quietly in the background.

Expected outcome: payroll and HR live in the same place, with no re-entering data.

🗺️ Expand into a second state

You hire someone in another state and the paperwork multiplies. Multi-state payroll, state tax accounts, and foreign qualification are handled inside the same system. Your books keep pace with each new state instead of catching up at quarter end.

Tip: List the states you plan to hire in, then ask how long that setup takes.

📊 Get diligence-ready before your next round

Investors want clean financials. Accountants and CPAs on staff close your books, prepare financial statements, and file corporate income taxes. R&D tax credit work captures what you spend building product, and every number traces back to records already in the system.

Everyの料金

価格は未確認です — 公式サイトをご確認ください。

Everyの料金ページ

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価格の推移

2026年10月10日から価格を追跡中。まだ価格変更はありません。

価格帯: ベンダーの料金を見る

価格タイプ: Free plan

料金に関する補足

Every sells an AI-native back office as several product suites — incorporation, banking, payroll and HR, bookkeeping, taxes, and cash management — so pricing depends on which pieces you use rather than one flat subscription. Incorporation is offered at no cost, while the other suites are quoted based on your team size and needs.

Every runs your back office as a set of connected product suites — incorporation, banking, payroll and HR, bookkeeping, taxes, and cash management — so cost depends on which pieces your company actually uses rather than one posted subscription price.

Here's a quick look at what each piece covers and who it fits.

Incorporation

Price: Free Best For: Founders setting up a Delaware C-Corp before anything else Other Features: EIN registration, 83(b) filing, registered agent, founder equity setup, post-incorporation documents

This is the natural starting point if you're forming a company and want banking, payroll, and books to line up from day one. It's a low-risk way to get your records structured before you add paid services.

Banking & Cards

Best For: Teams that want cash, spend, and expenses in one place Other Features: Business banking, corporate cards, bill pay, treasury, expense management, up to 2% cash back on card spend

Pick this suite if you'd rather not stitch a bank, a card program, and an expense tool together yourself. Transactions land in the same system as your payroll and accounting data.

Payroll & HR

Best For: Startups paying employees or contractors across states and countries Other Features: US payroll, global contractor payments, employer of record in 200+ countries, benefits administration, 401(k), time off, time and attendance, compliance AI, HRIS

Choose this when headcount is growing and running payroll separately from HR is slowing you down. It's aimed at companies that want compliance handled in the background.

Taxes & Bookkeeping

Best For: Founders who need clean books and filed corporate returns Other Features: Dedicated bookkeeper and controller, financial statements, corporate income taxes, R&D tax credit support

This one suits teams preparing for diligence or a funding round, where tidy financials matter more than saving a few dollars. Accountants and CPAs handle the closing and filing work.

Investment & Cash Management

Best For: Companies holding cash they want working between expenses Other Features: US treasury bill access through Every Securities

Worth a look once you have a cash buffer and want a simple place to park it. Remember that investments aren't insured and can lose value.

Every lists incorporation at no cost, which makes it the easiest entry point if you're just getting started. The other suites are scoped to your company, so ask for a written breakdown of what's included before you commit. That keeps your monthly cost predictable as you add products.

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Everyを使う理由は?

Your back office shouldn't need six logins and a month-end scramble. Every brings banking, payroll, HR, books, and taxes into one AI-native system, then answers your questions from the data already inside it.

  • One system of record. Spend, revenue, people, and accounting data land in one place as you operate, with nothing to connect or sync.
  • Ask, don't dig. Type a question about payroll or finance and get an answer built from your own records.
  • Payroll and HR together. US payroll, global contractor payments, EOR hiring in 200+ countries, benefits, time off, and compliance agents sit in the same platform.
  • Cash that works harder. Banking, corporate cards with up to 2% cashback on card spend, bill pay, treasury, and T-bill investing through Every Securities.
  • Books and taxes handled. Accountants and CPAs on staff close your books, prepare financial statements, file corporate income taxes, and capture R&D tax credits.
  • Built around startup moments. Separate paths cover incorporation, first hires, second-state expansion, and diligence-ready financials.

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Every よくある質問

How is Every priced — per seat, per usage, or one flat plan?

Neither a flat plan nor per seat. You pick product suites, and cost is scoped to your team size, the states you operate in, and the services you need. Ask for a written breakdown before you commit.

Is there a free trial, a refund window, or a cancellation fee?

There's no free trial or money-back guarantee. Incorporation itself is free, and the interactive demo lets you explore the product first. Confirm cancellation terms in your quote before signing.

Can I use Every if my company isn't US-based?

Every is built for US-based startups. It handles global contractor payments and employer-of-record hiring across 200+ countries, but expects a US entity, US payroll, or a Delaware C-corp plan.

Does Every connect to the tools I already use, and how long does switching take?

Spend, revenue, people, and accounting data live in one system with nothing to connect or sync, so it works best as a replacement rather than an add-on. Payroll and bookkeeping setup depend on your records and state registrations.

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