The main difference between SumUp and Zettle is that SumUp offers a money back guarantee for 30 days but Zettle does not offer this.
In this versus, we compare SumUp vs Zettle in-depth to help you choose one of them. If you want to know more details, we recommend you to read our SumUp review and Zettle review.
However, you can also directly find the Best Point of Sale Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.
Here is what we will talk about in the rest of this article:
Quick overview
SumUp vs Zettle at a Glance
To make your choice quick and efficient, here is a short summary about our comparison of Zettle vs SumUp. Find out their ratings, features, prices and then discover the winner of the versus.
Pros and Cons comparison
SumUp Review, Pricing, Features with Pros and Cons
Zettle Review, Pricing, Features with Pros and Cons
Specifications comparison
| Details | SumUp | Zettle |
|---|---|---|
| Features | Checkout & Payments / Collect Payments Easily / Easy Payments / Invoice Templates / Invoice Tools / Mobile Application / Mobile app / Multiple Payment Options / Online Payments / Pay by Card / Support Multiple Languages / iOS Apps | Checkout & Payments / Collect Payments Easily / Easy Payments / Integrate Your eCommerce Store / International payments / Inventory and Cash Flow Management / Multiple Payment Options / PayPal Checkout / Sales Analytics / Sales Performance / Sales tracking / eCommerce Functionality |
| Best suited for | Small businesses, Mid size businesses | Small businesses, Mid size businesses |
| Website languages | Brasil / Bulgarian / Danish / Dutch / English / French / German / Italian / Nederlands / Polish / Spanish / Swedish | English |
| Website URL | Visit official website | Visit official website |
| Support link | Support page | Support page |
| Support email | ||
| Live chat | No | Yes |
| Company address | United Kingdom | Sweden |
| Year founded | 2012 | 2010 |
Pricing comparison
Compare the price between SumUp vs Zettle
Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.
| Pricing comparison | SumUp | Zettle |
|---|---|---|
| Pricing range | From 2.75% per transaction | From 1.75% per transaction |
| Pricing types | Pay-per-use | Pay-per-use |
| Free plan | No | No |
| Free trial | No | No |
| Money back guarantee | Yes, 30 days | No |
| Pricing page link | See plans | See plans |
SumUp Pricing details
SumUp offers straightforward pricing with no hidden fees or monthly costs. In-person transactions incur a flat fee of 2.75%, while remote transactions are charged at 3.25% plus $0.15 per transaction. Invoicing is free to send, with a 2.90% plus $0.15 fee when paid online.
Additional features like the iOS/Android app, dashboard, and customer support are all provided at no extra cost. The card reader comes with a one-time purchase option, backed by a 30-day money-back guarantee and a 1-year warranty.
In-Person Transactions
- Fee: 2.75% per transaction
- Details: SumUp charges a flat 2.75% fee for all in-person transactions. This includes payments made through swipe, chip, and contactless methods. There are no monthly minimums or hidden fees.
Remote Transactions
- Fee: 3.25% + $0.15 per transaction
- Details: For payments taken over the phone or via payment links, the fee is 3.25% plus an additional $0.15 per transaction.
Invoicing
- Fee: 2.90% + $0.15 per transaction
- Details: You can send unlimited free invoices from the SumUp App. When these invoices are paid online, a fee of 2.90% plus $0.15 is applied.
Additional Costs
- Monthly Costs: $0
- One-Time Card Reader Price: No monthly contracts, minimums, or obligations. Comes with a 30-day money-back guarantee and a 1-year warranty.
- Delivery: Free
- iOS / Android App: Free
- Dashboard & Reporting: Free
- Telephone & Email Support: Free
- Payouts to Bank Account: 1-2 days
SumUp offers transparent pricing with no hidden costs, making it a cost-effective solution for small businesses.
Zettle Pricing details
Zettle charges a flat transaction fee of 1.75% for card payments and PayPal QR Codes, and a 2.5% fee for Payment Links and Zettle Invoices (for accounts created before May 8, 2023). Custom rate plans are available for businesses processing over £10,000 in card payments monthly.
Hardware costs are a one-time purchase, with the all-in-one terminal priced from £149 and the card reader at £29 for new users. There are no recurring fees or long-term commitments. All fees are subject to change.
Transaction Fees
- Card Transactions: A flat rate of 1.75% is charged for each transaction made through major cards and mobile wallets, including American Express.
- PayPal QR Codes: The transaction fee for payments made through PayPal QR codes is also 1.75%.
- Payment Links: If you use Payment Links to facilitate remote payments, the transaction fee is 2.5%.
- Zettle Invoice: For those who signed up to Zettle before May 8, 2023, the transaction fee for Zettle Invoice is 2.5%.
Custom Rate Plans
- Businesses that process over £10,000 in card payments every month can inquire about custom rate plans tailored to their needs.
Hardware Costs
- Terminal: The all-in-one terminal is priced from £149, excluding VAT and delivery fees.
- Card Reader: For new business users, the card reader is priced at £29, excluding VAT and delivery fees.
No Additional Fees
- There are no recurring fees or long-term commitments. All hardware is a one-time purchase.
- Funds typically arrive in your PayPal Business account within minutes, and you can set up automatic transfers to your bank with no added fee.
