Boost your small business with SumUp's all-in-one payment solutions, offering versatile card readers, digital invoicing, and seamless fund management.
Opt for SumUp to streamline your business’s payment processes effortlessly. With its user-friendly interface, transparent pricing, and versatile payment options, SumUp offers an all-in-one solution that’s perfect for small businesses. Whether you’re in retail, crafts, or any other industry, SumUp’s range of features, including the ability to create a basic website, makes it a compelling choice.
Customer support
9.6
Value for money
9.3
Ease of use
9.7
Features
9.5
Pros
Easy to use with a simple interface
Affordable with transparent pricing
Versatile, offering multiple payment solutions
Allows for the creation of a basic website, ideal for small craft businesses
Cons
The interface can be difficult to understand in some places
Some customers may prefer traditional, bulky POS terminals over SumUp's sleek, mobile-friendly devices
Revolutionize Your Payment Game with SumUp: The Ultimate Guide for Small Businesses!
From versatile card readers to hassle-free invoicing, our in-depth review covers all you need to know. Discover the pros, cons, and unique features that make SumUp a standout choice. Read on to elevate your business today!
Read further to learn more about SumUp, in our review we will detail its features, pros and cons with our rating, and a conclusion about why you should use it.
Click on “open” if you want to see exactly what we will talk about in the rest of this article.
SumUp is a financial technology company that focuses on providing payment solutions for small businesses.
Headquartered in London, it offers a range of products including EMV card readers that can process magnetic strip, chip, and RFID/NFC payments. The company also provides a business account feature, point-of-sale systems, and invoicing solutions.
SumUp’s card readers are designed to work seamlessly with smartphones and tablets, offering businesses the flexibility to accept payments anywhere. With a presence in over 30 markets worldwide, SumUp aims to simplify the payment process for millions of merchants.
SumUp specifications
Features
Checkout & Payments / Collect Payments Easily / Easy Payments / Invoice Templates / Invoice Tools / Mobile Application / Mobile app / Multiple Payment Options / Online Payments / Pay by Card / Support Multiple Languages / iOS Apps
Best suited for
Small businesses, Mid size businesses
Website languages
Brasil / Bulgarian / Danish / Dutch / English / French / German / Italian / Nederlands / Polish / Spanish / Swedish
SumUp offers straightforward pricing with no hidden fees or monthly costs. In-person transactions incur a flat fee of 2.75%, while remote transactions are charged at 3.25% plus $0.15 per transaction. Invoicing is free to send, with a 2.90% plus $0.15 fee when paid online.
Additional features like the iOS/Android app, dashboard, and customer support are all provided at no extra cost. The card reader comes with a one-time purchase option, backed by a 30-day money-back guarantee and a 1-year warranty.
Details: SumUp charges a flat 2.75% fee for all in-person transactions. This includes payments made through swipe, chip, and contactless methods. There are no monthly minimums or hidden fees.
Remote Transactions
Fee: 3.25% + $0.15 per transaction
Details: For payments taken over the phone or via payment links, the fee is 3.25% plus an additional $0.15 per transaction.
Invoicing
Fee: 2.90% + $0.15 per transaction
Details: You can send unlimited free invoices from the SumUp App. When these invoices are paid online, a fee of 2.90% plus $0.15 is applied.
Additional Costs
Monthly Costs: $0
One-Time Card Reader Price: No monthly contracts, minimums, or obligations. Comes with a 30-day money-back guarantee and a 1-year warranty.
Delivery: Free
iOS / Android App: Free
Dashboard & Reporting: Free
Telephone & Email Support: Free
Payouts to Bank Account: 1-2 days
SumUp offers transparent pricing with no hidden costs, making it a cost-effective solution for small businesses.
SumUp offers a comprehensive suite of payment solutions designed to meet the diverse needs of small businesses.
From versatile card readers and a dedicated business account to convenient payment links and efficient invoicing systems, SumUp provides an all-in-one platform to simplify your payment processes.
Coupled with a user-friendly app, these features aim to streamline operations, making it easier than ever for businesses to manage transactions and grow their customer base.
Card Readers
SumUp offers various types of card readers to suit different business needs. These devices are capable of accepting payments through magnetic strip, chip, and RFID/NFC technologies.
They are designed to work in conjunction with smartphones and tablets, making it easy for businesses to process transactions on the go.
SumUp Solo
The SumUp Solo is a sleek, touchscreen card reader that comes with 4G, WiFi, and Bluetooth connectivity. This device allows you to view transactions, collect tips, and issue refunds directly from the unit itself. It’s designed for businesses that require a versatile and mobile payment solution.
SumUp Plus
SumUp Plus is a 3-in-1 card reader that works in tandem with the free SumUp App on your smartphone or tablet. It’s a perfect choice for businesses that already rely on mobile devices for operations and are looking for an integrated payment solution.
Business Account
The SumUp Business Account is a digital banking solution tailored for small businesses. It allows you to manage all your business funds in one place. The account can be easily managed from a smartphone or tablet, making it convenient for business owners who are always on the move.
Payment Links
SumUp offers Payment Links as a feature to facilitate remote transactions. Whether you’re offering home delivery services or selling products on social media, you can send a Payment Link to your customers to secure the payment. This feature enhances the flexibility of your payment options.
Invoices
The Invoices feature eliminates the need for Excel or Word templates. You can send professional invoices to your clients and get paid with just a few clicks. This feature streamlines the invoicing process, making it quicker and more efficient.
SumUp App
The SumUp App is available for free download from the Apple App Store or Google Play. The app provides instant access to various business solutions offered by SumUp, including payment processing and account management.
It serves as the central hub for all SumUp services, making it easier for businesses to manage their operations.
Flexible Solutions
SumUp also offers flexible solutions that provide multiple payment options to your customers. These include various types of card readers and digital payment methods, allowing businesses to cater to a wider range of customer preferences.
The software offers a range of card readers that work seamlessly with mobile devices, a business account for easy fund management, and features like invoicing and payment links for added convenience. It’s particularly beneficial for craft businesses, offering the ability to create a basic website.
Pros
Easy to Use: The software offers a user-friendly interface that simplifies payment processing.
Affordable: Transparent pricing with no hidden fees makes it cost-effective for small businesses.
Versatile Payment Solutions: SumUp provides a range of payment options, including card readers and online invoicing.
Ideal for Craft Businesses: The platform allows for the creation of a basic website, which is perfect for small craft businesses.
Cons
Complex Interface: Some users find certain parts of the interface difficult to understand.
Preference for Traditional POS: Some customers may be more comfortable with bulky, traditional POS terminals, affecting their willingness to use SumUp’s sleek devices.
English 
French 
Spanish 
Portuguese 
Russian 
German 
Italian 
Japanese 
Dutch 
Polish 
Korean 
Turkish 
Vietnamese 
Thai 
Persian 
Arabic 
Chinese 
Swedish 
Romanian 
Czech 
Ukrainian 
Hungarian 
Indonesian