A 15-year futures prop firm where you can trade funded accounts and keep up to 90% of your profits.
TopStep costs from $49/mo · 3 plans
Commission may apply at no extra cost
Real track record, tough evaluation odds
Topstep stands out among futures prop firms with a 15-year history, reported payouts over $1.4B, instant withdrawals, and a 174,000-member Discord community. The catch is the test itself: only 16.8% of Combines passed in 2025, and you pay monthly until you pass. Overall, it's a credible pick for disciplined futures traders who accept the odds.
Topstep is a futures-focused proprietary trading firm with 15 years in the business. It runs a simulated evaluation (the Trading Combine) that traders must pass to reach funded accounts—Express or Live—where they keep up to 90% of profits. The ecosystem also covers Topstep Brokerage for trading your own capital, the TopstepX platform, TopstepTV media, and a community spanning 140+ countries.
Best for Futures traders with consistent strategies who want to trade firm capital and keep up to 90% of profits instead of risking their own savings..
Topstep is one of the most established names in futures prop trading, with a 15-year record and reported payouts past $1.4B. The odds are demanding, so treat the Combine as a monthly-paid skill test rather than a quick win. Disciplined futures traders get a solid, well-supported path; anyone expecting easy funded status should think twice.
Pricing trap for TopStep: You pay $49–$149 every month until you pass the evaluation, and there's no free trial or money-back guarantee. Discounts only appear at checkout, so a slow Combine quietly adds up.
The Trading Combine is a simulated evaluation that mirrors live futures markets. You trade within clear guardrails: a profit target, a position limit, and a loss limit set by your account size. Pass it, and you can advance to a funded account.
It's a structured way to build consistency before real money is on the line.
Once you're funded, you keep up to 90% of what you make. Topstep reports $1.4B+ paid to traders and 6,987+ traders paid weekly. Instant payouts mean less waiting for money you've already earned.
Fast access to your profits helps you stay focused on trading, not on withdrawals.
Topstep covers both routes. The prop firm path lets you trade the firm's capital through Express or Live funded accounts. Prefer your own money?
Topstep Brokerage offers introducing brokerage services for trading live futures with your capital. Start with one and add the other as your needs change.
Markets don't keep business hours, and neither does Topstep's help. Trader support runs 24/7, backed by a help center and a public status page. When you want peer input, the community shows up:
TopstepX is the platform designed to help retail traders develop sound habits, discipline, and risk management. The Responsible Trading Program reinforces healthy practices. Evaluation accounts scale by size, so you can match buying power, position limits, and profit targets to your comfort level.
Together, these tools keep risk front and center.
You've got a proven strategy but limited capital. Pass the Trading Combine, then trade futures with Topstep's money and keep up to 90% of your profits. Expected outcome: A funded account that matches your skill, not your bank balance.
You're profitable some weeks, sloppy on others. The Combine's simulated market gives you real conditions with clear rules—profit target, position limit, loss limit—so you build discipline without financial risk.
Tip: Read the Combine rules first so you know what passing takes.
You've earned profits and don't want to wait weeks for them. Once funded, instant payouts move your money quickly, with thousands of traders paid weekly. Expected outcome: Faster access to profits while you keep trading.
Maybe you'd rather use your own money. Topstep Brokerage is a futures brokerage for trading live markets with your capital—in the same ecosystem. Expected outcome: One place for funded trading and personal trading.
| Plan | Billed monthly | Billed annually | Includes |
|---|---|---|---|
$50k Account | $49/mo | — | Max position of 5 contracts; $2,000 maximum loss limit
|
$100k Account | $99/mo | — | Max position of 10 contracts; $3,000 maximum loss limit
|
$150k Account | $149/mo | — | Max position of 15 contracts; $4,500 maximum loss limit
|
Pricing types: Monthly subscription
TopStep charges monthly fees for its Trading Combine evaluation accounts: $49/month for the $50k, $99/month for the $100k, and $149/month for the $150k. Each tier sets its own profit target, position limit, and loss limit.
TopStep costs between $49 and $149 per month with 3 plans: the $50k account at $49/month, the $100k account at $99/month, and the $150k account at $149/month.
All three are monthly evaluation accounts (the Trading Combine), billed in USD. Bigger accounts cost more because they offer more buying power and larger position limits. Here's what each option includes.
Price: $49 USD/month Other Features:
This is the most affordable way to start. You get $50,000 in buying power and a smaller profit target to hit. It suits newer futures traders or anyone who wants to test the waters at a lower monthly cost.
Price: $99 USD/month Other Features:
The middle tier doubles your buying power and position size. It fits traders who are comfortable with futures but want more room per trade. Just remember that the profit target doubles too.
Price: $149 USD/month Other Features:
This is the largest account, with the most contracts and the highest target. It's built for experienced traders who can manage bigger positions calmly. If consistency is still a work in progress, a smaller size may be the smarter pick.
A few things to know
Every plan bills monthly, so you'll pay the same fee each month while you work through the evaluation. TopStep applies any discounts at checkout, so it's worth a look before you commit. Neither a free trial nor a money-back guarantee is advertised on the pricing page.
The goal isn't to stay in the Combine forever. Pass it, and you can move toward a funded account where you keep up to 90% of your profits. Before you pick a tier, confirm the current terms at checkout — that's where live offers show up.
Estimate what TopStep costs for your team.
$50k Account states no user limit: shown as one price for the whole account. Check the price for 5 users with the vendor. Estimate based on published list prices, before taxes, add-ons and discounts.
Email me when TopStep changes price
One email when we detect a price change on the vendor's pricing page. No newsletter, no deals. Unsubscribe in one click.
Most funded-trading programs ask for your money and your trust before showing any proof. Topstep leads with its track record instead—and wraps the whole journey in one ecosystem.
One honesty check: Topstep's own 2025 numbers show only 16.8% of Trading Combines were completed successfully. The opportunity is real—and so is the challenge.
Other tools in the Funded trading account category
OneUp Trader provides funded trading programs. This means you receive capital from a funding partner to trade futures markets. This setup allows you to profit without risking your own capital. It removes the psychological stress often linked to using personal money. This freedom lets you test strategies and systems under realistic market conditions. To begin, you complete a simple Evaluation. You must demonstrate your trading skills and manage risk effectively according to clear standards. After hitting the specific profit target—in a minimum of 10 days (or just 5 for Express accounts)—your account is submitted for review. This typically takes no longer than three days. Once approved, you receive your fully funded account credentials and can start trading risk-free.
The5ers offers a tailored funded trader program across major markets including Forex, Metals, Indices, Commodities, and Crypto. It's built for serious traders who want to capitalize on their skills without large upfront costs. You trade with exceptional flexibility. Overnight and over-the-weekend holding is allowed for Forex and Metals. This structure helps you focus entirely on executing your profitable strategy 💡. Moreover, the program fully supports news trading and algorithmic strategies.
FTMO provides a transparent, structured Evaluation Process designed to discover and nurture disciplined trading talent. This journey includes two steps: the FTMO Challenge and the subsequent Verification. Once you successfully pass both stages, you gain access to an FTMO Account. This account operates in a simulated demo environment but provides fictitious funds of up to $200,000 for you to manage. The system is built for aspiring and experienced clients ready to develop strong, sustainable habits based on key risk management rules. For the absolute best performers, the ultimate goal is the potential to become a professional trader with Quantlane.
Earn2Trade functions as a critical bridge between skilled retail traders and established proprietary trading firms. They have been in the business for over eight years, helping participants earn professional funding. Their programs involve passing structured examinations designed to test your ability to trade futures products effectively. Success in these evaluations leads directly to trading a live account with a partner firm. Notably, this program is suitable only for experienced individuals; it's not suggested for beginner traders.
FunderPro is a unique funding platform establishing a new standard for fairness and transparency in funded trading. The firm challenges you to prove your skills in a simulated demo environment through various customizable Challenges. They support major trading platforms, including MT5, cTrader, and TradeLocker. This service is designed for expert traders who want maximum profit split alongside flexible trading rules.
FundedNext is a resource designed for skilled individuals worldwide who seek capital opportunities. The platform allows traders to access large simulated accounts, reaching up to $300,000, based on their performance in the evaluation. This setup is built to reward expertise substantially. If you are new to the process, you can explore the evaluation dynamics first by opting to Start Challenge Free Trial.
Fxify is a global proprietary trading firm designed to partner with motivated traders of all experience levels. It allows skilled traders to manage significant amounts of capital through various programs. The firm is backed by decades of brokerage and industry expertise, making it a reliable and sustainable choice. You can choose funding options that include Instant Funding, affordable Lightning Challenges, or comprehensive Evaluation Programs (1, 2, or 3-phase). ✅ Customization is a core element, ensuring your trading environment perfectly matches your specific needs.
TopStep's cheapest paid plan, $50k Account, costs $49 per month. Paid plans range from $49 to $149 per month.
No. TopStep lists no free plan; the cheapest paid plan starts at $49 per month.
No. Topstep doesn't advertise a free trial or money-back guarantee, so you pay monthly from day one. Discounts do appear at checkout, so check there before you commit.
Topstep's community spans more than 140 countries, but the pricing details don't list country restrictions. Confirm your eligibility in the terms before you sign up.
Topstep's brokerage accounts aren't SIPC protected, and futures trading carries a substantial risk of loss. That's different from most stock brokers, so weigh it if you plan to trade your own capital.
Sign up through the online dashboard, then read the Trading Combine and funded account rules pages before you trade. Review the payout policy too, and ask questions in the 174,000-member Discord if anything's unclear.
Are you TopStep? Claim this listing · Get the badge
