OneUp Trader vs TopStep
Features, use cases, pros and cons, and pricing side by side — and which one to pick.
Best for: Futures traders with a proven, rule-following strategy who want more buying power than personal savings allow, Consistent traders who can hit defined profit targets across 10 (or 5) separate trading days
Read the full OneUp Trader reviewBest for: Futures traders ready to prove consistency in a structured evaluation, Skilled traders who lack the personal capital to size positions on their own
Read the full TopStep reviewCommission may apply at no extra cost
OneUp Trader vs TopStep: features compared
Compare key features side by side
Feature Comparison Summary
Which should you choose?
Choose OneUp Trader if
- You want to start trading without paying anything upfront.
Choose TopStep if
- You already know TopStep's fees and accept them.
- You prefer a well-known futures funding brand.
OneUp Trader vs TopStep: pros and cons
OneUp Trader
OneUp Trader offers a clear route to futures capital: hit a set profit target across 10 (or 5 on Express) trading days, then pass a review that takes about three days. Entry starts at $0, but paid tiers reach $2,026 and the risk rules are strict. Overall, it's a solid match for disciplined futures traders, less so for beginners.
Pros
- You trade futures with a funding partner's capital rather than your own savings, removing the financial downside of a losing streak.
- Evaluation criteria are explicit — a defined profit target, risk standards, and a minimum of 10 trading days (5 on Express) — so you know exactly what passing requires.
- The funded-account review typically completes in three days or less, so qualifying traders are not left waiting weeks for credentials.
Cons
- Paid plans run as high as $2,026, and repeated evaluation attempts can become expensive if you do not pass on the first try.
- Hitting the profit target does not fund you instantly — the account still goes through a review process of up to three days.
- The program covers futures markets only, so traders focused on stocks, forex, or crypto need a different provider.
TopStep
Real track record, tough evaluation odds
Topstep stands out among futures prop firms with a 15-year history, reported payouts over $1.4B, instant withdrawals, and a 174,000-member Discord community. The catch is the test itself: only 16.8% of Combines passed in 2025, and you pay monthly until you pass. Overall, it's a credible pick for disciplined futures traders who accept the odds.
Pros
- 15-year track record with $1.4B+ reported in trader payouts
- Keep up to 90% of profits once funded
- Instant payouts shorten the wait for earned money
Cons
- No free trial or money-back guarantee, and monthly billing continues until you pass
- Only 16.8% of Trading Combines were completed successfully in 2025
- Just 0.71% of Express Funded Account participants advanced to a Live account in 2025
OneUp Trader and TopStep in detail
OneUp Trader
OneUp Trader is a funded trading account provider focused on futures markets. The service works in two stages: first, an evaluation account where you must hit a specific profit target while managing risk to clear standards over a minimum of 10 trading days (or 5 on Express accounts); second, a review period that typically takes no longer than three days, after which approved traders receive fully funded account credentials. From that point, results apply to the funding partner's capital rather than your own.
Standout features
- Futures Evaluation Accounts
- Express 5-Day Track
- Funded Account Approval
- Risk Management Framework
- Free and Paid Entry Plans
Use cases
- Scaling Without Personal Capital
- Testing Strategies in Real Conditions
- Building Trading Discipline
- Bridging Demo and Live Trading
TopStep
Topstep is a futures-focused proprietary trading firm with 15 years in the business. It runs a simulated evaluation (the Trading Combine) that traders must pass to reach funded accounts—Express or Live—where they keep up to 90% of profits. The ecosystem also covers Topstep Brokerage for trading your own capital, the TopstepX platform, TopstepTV media, and a community spanning 140+ countries.
Standout features
- Prove Yourself in the Trading Combine
- Keep Up to 90% of Your Profits
- Two Paths: Firm Capital or Your Own
- Support and Community That Never Clock Out
- Tools Built for Discipline
Use cases
- Trade Firm Capital, Not Your Savings
- Build Consistency Before You Go Big
- Get Paid Fast, Not Eventually
- Trade Your Own Capital, Too
Pricing compared
List prices from each vendor's pricing page, before taxes and add-ons. Costs are per month.
| Pricing compared | OneUp Trader | TopStep |
|---|---|---|
| From (cheapest paid plan) | $65/mo Evaluation $25,000 | $49/mo $50k Account |
| Free plan | No | No |
| Free trial | Not stated | Not stated |
| Money-back guarantee | Not stated | Not stated |
| Annual billing savings | — | — |
| Pricing model | Flat price | Flat price |
| Cost for 1 user | $65/mo Evaluation $25,000 plan, billed monthly | $49/moCheaper $50k Account plan, billed monthly |
| Cost for 5 users | $65/mo Evaluation $25,000 plan, billed monthly · price per account (user limit not stated) | $49/mo $50k Account plan, billed monthly · price per account (user limit not stated) |
| Cost for 10 users | $65/mo Evaluation $25,000 plan, billed monthly · price per account (user limit not stated) | $49/mo $50k Account plan, billed monthly · price per account (user limit not stated) |
| Cost for 25 users | $65/mo Evaluation $25,000 plan, billed monthly · price per account (user limit not stated) | $49/mo $50k Account plan, billed monthly · price per account (user limit not stated) |
| Plans | 10 | 3 |
| Prices checked | Checked Oct 13, 2026 | Prices not verified yet — see the vendor page. |
| Price history | Tracking prices since Oct 1, 2026. No price change detected yet. | No tracked prices yet |
- Cheapest plan that fits each team size. Per-user plans are multiplied by the number of users (respecting stated minimums and seat packs). Plans that include some users cost their base price plus the extra-user price for each user beyond those included. Flat-priced plans with no stated user limit are counted as one licence per user.
Cheaper for your team size
For 1 user (billed monthly), TopStep costs $49/mo vs OneUp Trader at $65/mo.
Computed from published list prices on the dates shown. Excludes taxes, add-ons and promotions.