Unlock peace of mind with Complete ID, the identity theft protection service that offers more than just basic safeguards. From three-bureau credit monitoring and dark web surveillance to a whopping $1 million in identity theft insurance, this service has got you covered. And the best part? It’s incredibly budget-friendly and family-oriented, allowing you to protect not just yourself but your entire household under one affordable plan.
Dive into the world of Complete ID, the identity theft protection service that’s more than just a Costco perk. From safeguarding your credit to monitoring the dark web, this comprehensive service offers a fortress of features designed to keep your identity secure.
But is it all sunshine and rainbows? Read on to discover why it might just be the identity protection solution you’ve been searching for. Don’t miss out on this comprehensive shield against identity theft and fraud !
Read further to learn more about Complete ID, in our review we will detail its features, pros and cons with our rating, and a conclusion about why you should use it.
Click on “open” if you want to see exactly what we will talk about in the rest of this article.
Complete ID is an identity theft protection service designed primarily for Costco Members. The software offers a comprehensive suite of features that go beyond basic credit monitoring.
It actively scans the Dark Web for any exposure of your personal information and provides financial account takeover alerts.
Complete ID also offers full-service identity restoration, connecting you with Identity Restoration Specialists who guide you through the process of reclaiming your identity if it’s stolen.
Additionally, the service includes up to $1,000,000 of Identity Theft Insurance and offers 24/7 U.S. based support. It aims to secure your financial future by being proactive in recognizing identity threats and helping you recover from the emotional and financial impact of identity theft.
Complete ID specifications
Features
24/7 Customer Support / Alerts and Reporting / Alternative Loan Monitoring / Credit Monitoring / Criminal & Sex Offense Monitoring / Dark Web Monitoring / Digital Privacy / Experian, Transunion, and Equifax Credit Monitoring / Financial Account Takeover Services / Fraud Alerts / ID theft guard / Identity Monitoring / Identity Theft Coverage & Restoration / Lost Wallet Assistance / Mail Change Alerts / Neighborhood Watch Monitoring / Password Manager / SSN Monitoring / Safe Browser / Theft insurance / VPN protection
Complete ID pricing: How much does Complete ID cost?
Unlock the full potential of identity protection without breaking the bank! With pricing plans starting as low as $8.99 per month for Costco Executive Members, Complete ID offers a range of affordable options tailored to fit your needs.
Add on child monitoring for a small fee and you’ve got a comprehensive, family-friendly solution
Costco Membership Requirement: Starts at $60 per year
Standard Pricing: $13.99 per person per month
Costco Executive Members: $8.99 per person per month
Child Monitoring for Up to Five Children:
Standard: $3.99 per month
Executive Members: $2.99 per month
Note: All plan pricing is subject to applicable sales tax.
The pricing structure is tiered based on your level of Costco membership, offering discounted rates for Executive members. The option to add child monitoring makes it a comprehensive solution for families.
Complete ID offers a comprehensive suite of features that go beyond basic credit monitoring to provide a multi-layered defense against identity theft and fraud.
From real-time alerts and dark web surveillance to specialized support and insurance coverage, each feature is crafted to offer you peace of mind in an increasingly complex digital landscape.
Identity Protection
Digital Privacy
Password Manager: Complete ID’s Password Manager not only stores but also helps you manage your passwords securely. It uses strong encryption methods to ensure that your passwords are safe from prying eyes.
Safe Browser: This feature offers a secure browsing environment, protecting you from malicious websites and online trackers. It ensures that your browsing history and data remain confidential.
Secure VPN (Virtual Private Network): The VPN feature encrypts your internet connection, making it difficult for hackers to intercept your data. It also masks your IP address, providing you anonymity online.
Dark Web Surveillance
This feature scans the dark web continuously for any exposure of your personal information such as email addresses and Social Security numbers. If any of your information is found, you’ll be alerted immediately, allowing you to take protective measures.
Financial Account Takeover Services
Complete ID monitors your financial accounts in real-time for any unauthorized or suspicious activities. If it detects anything unusual, you’ll receive an alert, enabling you to take immediate action to secure your accounts.
Neighborhood Watch Monitoring
This feature keeps track of registered sex offenders in your area and alerts you if any move into your neighborhood. It also checks if any registered sex offenders are using your identity, providing an extra layer of security for your family.
SSN Identity Monitoring
Upon account creation, Complete ID starts monitoring your Social Security number. You’ll receive alerts if your SSN is used in suspicious activities, helping you to act quickly in case of identity theft.
Alternative Loan Monitoring
This feature keeps an eye on alternative and quick-cash loans that are applied for using your identity. If your information is used to apply for these types of loans, you’ll receive an alert, allowing you to take immediate corrective action.
Criminal Record Monitoring
Complete ID scans court records to see if your personal information matches any criminal records. This is particularly useful if someone is using your identity for illegal activities.
Mail Change Alerts
This service monitors for any changes in your mailing address, which could be an indication of identity theft. If such a change is detected, you’ll be alerted, enabling you to take necessary actions to protect your identity.
Credit Monitoring
Experian, Transunion, and Equifax Credit Monitoring
This feature provides monitoring across all three major credit bureaus: Experian, Transunion, and Equifax.
It keeps an eye on any changes in your credit reports from these bureaus and alerts you if there are any significant changes, such as new accounts being opened or existing accounts being closed.
Monthly VantageScore® Credit Update
Complete ID offers a monthly update of your VantageScore, which is a credit score developed jointly by the three major credit bureaus. This feature helps you keep track of your creditworthiness and understand how your financial behavior affects your credit score over time.
Annual Three Bureau® Credit Report and VantageScores
Once a year, you get a comprehensive credit report that includes data from all three major credit bureaus along with your VantageScores. This annual snapshot provides a more in-depth look at your credit status, helping you plan your financial activities better.
Credit Alerts
This feature sends you real-time alerts for any significant changes in your credit reports. This could include new loan applications, changes in credit limits, or late payments. These timely alerts allow you to act quickly if there’s any suspicious activity.
Experian CreditLock™
Experian CreditLock allows you to lock your Experian credit report, preventing lenders from accessing it without your permission. This is particularly useful in case you suspect fraudulent activity or if you want to control who has access to your credit information.
Restoration Services
24/7 Access to Customer Support Team
Complete ID offers round-the-clock customer support to assist you with any issues or queries you may have. Whether it’s a technical glitch or a question about your account, the support team is available 24/7 to provide timely assistance.
Direct Contact with Your Designated Restoration Specialist
In the event of identity theft, you are assigned a Designated Restoration Specialist who will guide you through the process of reclaiming your identity.
This specialist serves as your single point of contact, providing personalized support and ensuring that all necessary steps are taken to restore your identity.
Up to $1,000,000 of ID Theft Insurance
Complete ID provides identity theft insurance coverage of up to $1,000,000. This insurance can cover the costs associated with restoring your identity, such as legal fees, lost wages, and other out-of-pocket expenses.
Lost Wallet Replacement Assistance
If you lose your wallet, Complete ID offers a Lost Wallet Replacement Assistance service to help you quickly cancel and replace important items like credit/debit cards, driver’s licenses, and other identification documents. This feature aims to minimize the damage and stress associated with losing a wallet.
The service is particularly beneficial for families, as one plan can cover up to two adults and five children. However, it’s essential to note that you must be a Costco member to avail of this service, and the mobile apps have received low ratings.
Pros and Cons
Pros:
Affordable Plans: Especially for Costco Executive members, the plans are budget-friendly.
Comprehensive Coverage: Offers identity, financial, dark web, and even social media account monitoring.
Family-Friendly: One plan can cover up to two adults and five children.
Cons:
Membership Requirement: Only available to Costco members.
Low-Rated Mobile Apps: The mobile experience is not reliable.
