ID Resolve Review, Pricing, Features with Pros and Cons

In this ID Resolve review, you'll find more information about its features, pricing, pros and cons and why you should consider using it.
9.2/10 (Expert Score)
Product is rated as #6 in category Identity Theft Protection
9.2Expert Score
Protect Your Money … And Your Financial Reputation

Unlock peace of mind in an increasingly insecure digital world with ID Resolve’s comprehensive suite of identity protection features. From proactive credit freezes and fraud alerts to specialized services like medical identity theft assistance, this software offers 24/7 expert guidance to keep you one step ahead of identity thieves. With ongoing support and dispute follow-ups, ID Resolve doesn’t just help you react to identity theft—it helps you prevent it.

Customer support
8.9
Value for money
9.2
Ease of use
9.3
Features
9.3
Pros
  • Ongoing Support
  • 24/7 Expert Assistance
  • Comprehensive services
  • Proactive measures
Cons
  • No online Dashboard
  • Resolution-Only Focus
  • Lacks insurance coverage

Are you prepared to fend off identity thieves lurking in the digital shadows? Dive into our comprehensive review of ID Resolve, a powerhouse in identity theft protection that offers more than just financial safeguards.

From 24/7 expert advice to specialized services like medical identity theft assistance, discover how this software could be your ultimate shield in a world where your personal information is constantly at risk.

Read further to learn more about ID Resolve, in our review we will detail its features, pros and cons with our rating, and a conclusion about why you should use it.

Click on “open” if you want to see exactly what we will talk about in the rest of this article.

Overview

What is ID Resolve?

ID Resolve is an identity theft protection service that offers 24-hour resolution support. Endorsed by the Department of the American Legion, the software aims to safeguard your financial assets and reputation.

It employs identity experts to assist you in restoring your identity in case of theft. The service is particularly useful in today’s environment where data breaches are frequent, risking personal information like your name, Social Security number, and credit card details.

ID Resolve cover

ID Resolve not only helps clean up the aftermath of identity theft but also provides a money-back guarantee for a 30-day examination period. It is designed to give you peace of mind, knowing that a dedicated team is available to help restore your identity and financial standing.

ID Resolve specifications

FeaturesCredit Bureau Fraud Alert / Credit Freeze / Creditor Notification / Emergency Cash Advance / Fraud Alerts / Identity Theft Prevention Tips / Lost Wallet Assistance / Medical Identity Theft Assistance / Notification of Police / Ongoing Dispute Follow-Up / Pre-Approved Credit Card Opt-Outs / Security Freeze
Best suited forIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languagesEnglish
Website URLVisit official website
Support linkSupport page
Live chatNo
Company addressN/A
Year founded1996

Pricing

ID Resolve pricing: How much does ID Resolve cost?

With ID Resolve, you have options that fit both your needs and your budget.

Whether you opt for the Basic Plan starting at $159 per year or go all-in with the Advanced ID Resolve 360 Plan at $279 per year, you’re investing in a comprehensive shield against identity theft !

Pricing rangeFrom $159 to $309 per year
Pricing typesAnnual subscription
Free planNo
Free trialNo
Money back guaranteeYes, 30 days
Pricing page linkSee plans

ID Resolve pricing plans

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Basic Plan

  • Single Membership : $159 per year
  • Couple Membership : $179 per year
  • Features :
    • Creditor Notification and Dispute Services: Resolution specialists assist in filing disputes for fraudulent charges.
    • Credit Freeze: Helps in placing a credit freeze on your records with credit reporting agencies.
    • Credit Bureau Fraud Alert: Notifies all three credit bureaus and assists in placing a fraud alert on your records.
    • Up to $500 Emergency Cash Advance: Provides emergency cash if you’re more than 100 miles away from home and fall victim to identity theft.
    • Ongoing Dispute Follow-Up: Continuous follow-up on fraudulent charges and regular status updates.
    • Notification of Police/Legal Authorities: Works with local police and other authorities to report fraudulent activity.
    • Medical Identity Theft Assistance: Works with healthcare providers and insurance companies to correct your medical records.
    • Lost Wallet Assistance: Helps in canceling or replacing valuable items like credit cards, driver’s license, and Social Security card.

Advanced Plan

  • Single Membership: $279 per year
  • Couple Membership: $309 per year
  • Features :
    • All features of the Basic Plan
    • Ongoing Identity and Credit Monitoring: Monitors high-risk transactions and your credit.
    • Free Digital Security Software: Protection against keylogging, phishing, and ransomware.
    • ScamAssist® Research Service: Helps in identifying potential scams.
    • IDRiskIQ: Provides additional tools to educate you on lowering your risk of identity theft.
    • Opt-Out Services: Removes you from pre-approved credit mailings and marketing phone calls.
    • Detect Pre-Existing Conditions: Searches for unknown past identity theft incidents.
    • Email Health Check: Ensures your email address remains secure.
    • Monthly Credit Refresh: Allows you to keep tabs on your credit score.
    • Identity Theft Insurance: Helps reimburse expenses of fighting identity theft.

Features

ID Resolve features: What can you do with it?

Navigating the complex landscape of identity theft can be daunting, but ID Resolve aims to simplify this process through a range of specialized features.

From financial safeguards like creditor dispute services and credit freezes to personalized guidance on identity protection, ID Resolve offers a comprehensive suite of services designed to protect your money, time, and financial reputation.

ID Resolve dashboard

Protect Your Money

Creditor Notification and Dispute Services

When you notify ID Resolve about a potential identity theft case, their team of resolution specialists immediately takes action.

They contact your creditors to inform them of the fraudulent activities and initiate the dispute process for any unauthorized charges made against your accounts. This is crucial for preventing further financial damage and for starting the process of restoring your financial standing.

Credit Freeze

A credit freeze is one of the most effective ways to prevent identity thieves from opening new accounts in your name. ID Resolve assists you in initiating a credit freeze with the major credit reporting agencies.

Once a freeze is in place, these agencies will not release your credit report to new creditors without your explicit permission, making it difficult for identity thieves to misuse your information.

Credit Bureau Fraud Alert

ID Resolve takes the proactive step of notifying all three major credit bureaus (Equifax, Experian, and TransUnion) if you become a victim of identity theft. They assist you in placing a fraud alert on your credit records.

This alert serves as a red flag to creditors, making them take extra steps to verify your identity before extending any credit, thereby adding an additional layer of protection.

Up to $500 Emergency Cash Advance

In situations where you are more than 100 miles away from home and fall victim to identity theft, ID Resolve provides an emergency cash advance of up to $500 against your valid credit card account.

This can be a lifesaver when you are stranded without access to funds. Additionally, they assist with making emergency travel arrangements, such as booking plane tickets, hotel rooms, and rental cars, to help you get back on your feet as quickly as possible.

Protect Your Time

Ongoing Dispute Follow-Up

The Ongoing Dispute Follow-Up feature ensures that your case doesn’t fall through the cracks after the initial dispute is filed. ID Resolve’s team continues to engage with creditors and financial institutions to track the status of each fraudulent charge.

They provide you with regular updates, so you’re always in the loop. This ongoing attention helps to expedite the resolution process and ensures that all fraudulent activities are appropriately addressed.

Notification of Police/Legal Authorities

Identity theft is not just a financial issue; it can also be a legal matter. ID Resolve takes the responsibility of notifying local police and other legal authorities about the fraudulent activities associated with your identity.

By doing so, they help in filing the necessary reports and documentation, which can be crucial for legal proceedings and for establishing a record of the identity theft, thereby saving you valuable time and effort.

Medical Identity Theft Assistance

Medical identity theft can be particularly dangerous as it can lead to incorrect medical records and fraudulent insurance claims. ID Resolve works closely with healthcare providers, hospitals, and insurance companies to correct your medical records and ensure they reflect your accurate health information.

They also assist in getting fraudulent insurance claims removed from your account, thereby safeguarding both your health and financial well-being.

Lost Wallet Assistance

Losing a wallet can be a stressful experience, given the amount of sensitive information it usually contains.

ID Resolve offers a Lost Wallet Assistance service that helps you quickly cancel or replace various important items like your credit/debit cards, driver’s license, Social Security card, and even your passport.

This rapid response minimizes the potential damage that could be done if these items fall into the wrong hands.

Protect Your Financial Reputation

Pre-Approved Credit Card Opt-Outs

Pre-approved credit card offers can be a potential avenue for identity thieves to open new accounts in your name. ID Resolve offers a feature that helps you opt out of these pre-approved offers.

By doing so, you reduce the risk of someone intercepting these offers and using them fraudulently. The service contacts credit card companies and credit reporting agencies on your behalf to remove you from their mailing lists for such offers.

Identity Theft Prevention Tips

Knowledge is power when it comes to preventing identity theft. ID Resolve provides you with 24/7 access to identity protection experts who can offer advice on best practices for safeguarding your personal information.

This could range from tips on creating stronger passwords to advice on how to secure your social media accounts. The aim is to equip you with the knowledge and tools you need to minimize the risk of becoming an identity theft victim.

Conclusion

ID Resolve review: Why you should use it?

In a world where identity theft is one of the fastest-growing crimes, ID Resolve offers a robust set of features aimed at both resolution and prevention.

With services ranging from creditor notification and dispute handling to credit freezes and fraud alerts, the software provides a comprehensive approach to safeguarding your financial well-being.

Additionally, it offers specialized services like medical identity theft assistance and lost wallet assistance, ensuring that you’re covered in various identity theft scenarios. ‘

The 24/7 access to identity protection experts for advice and the ability to opt out of pre-approved credit card offers adds an extra layer of security.

Pros and Cons

Pros

  • Comprehensive Services: Covers a wide range of identity theft scenarios, not just financial.
  • Expert Assistance: 24/7 access to identity protection experts for personalized advice.
  • Proactive Measures: Offers credit freezes and fraud alerts to prevent identity theft before it happens.
  • Ongoing Support: Continuous follow-up on disputes and regular status updates keep you informed.

Cons

  • Resolution-Only Focus: Primarily geared towards resolution rather than prevention, making it more reactive.
  • No Insurance: Lacks insurance coverage, which is a standard offering in most identity protection services.
  • Limited Digital Interface: No online dashboard for easy access and management of your information.

FAQ

Frequently Asked Questions

ID Resolve Review, Pricing, Features with Pros and Cons
ID Resolve Review, Pricing, Features with Pros and Cons

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9.2 / 10