Gumroad vs Sellfy

Gumroad’s base fee is 10% plus $0.50 when you bring the buyer. If a customer finds you in the Gumroad marketplace, the fee jumps sharply to 30%. These high commissions instantly reduce your overall profit margins. Sellfy proudly maintains 0% platform transaction fees across all subscription tiers. You only cover standard processing fees from payment processors like Stripe or PayPal. This maximizes profitability, especially as your total volume grows rapidly. Sellfy structures its pricing so you keep a far larger share of every sale. Gumroad takes a costly, mandatory cut on every transaction generated.

Payments on Gumroad are not instant; they are processed weekly every Friday. This requires sellers to wait for access to their earned revenue consistently. Gumroad creators also report frequent, unexplained delays or held payments. Sellfy allows instant access to earnings when connected to Stripe or PayPal. Once a purchase is made, the money is available immediately in your processor account. This dramatically improves cash flow management. Sellfy ensures immediate access to revenue, acting as a simple payment pass-through. Gumroad holds your funds, releasing them on a fixed schedule, which often carries security risks. You get your money instantly with Sellfy, which is vital for managing immediate business needs.

Gumroad has an extremely low 1.5-star rating, citing frequent, abrupt account bans without cause. Creators report Gumroad holding earned revenue for months or delaying payments. This presents a massive financial risk. Sellfy maintains excellent approval, with sellers praising the platform's stability and support. Sellfy’s reliability allows professional creators to focus entirely on their products. You can trust that your business will not be arbitrarily shut down mid-cycle. Sellfy is clearly viewed as a reliable and trustworthy platform for consistent income generation. Gumroad presents a significant and well-documented financial risk to established sellers. Choosing Sellfy protects your hard-earned revenue from sudden account suspensions or unexplained financial holds on the platform.

Gumroad requires linking multiple external tools for advanced functions like email sequences or upselling. Existing integrations complicate the overall setup and workflow. Gumroad focuses only on simple hosting and the core transaction process. Sellfy includes powerful upselling, affiliate marketing, and cart abandonment recovery features. You also benefit from extensive, included monthly email marketing credits. This built-in suite simplifies all growth marketing efforts. Sellfy provides all the critical sales maximization tools in one simple dashboard. With Gumroad, you must piece together separate, potentially costly tools. Sellfy makes it easier to recover lost sales automatically using their proven cart abandonment features.

Gumroad allows selling various digital files and managing subscriptions easily. It primarily suits creators selling digital goods and basic information products. Gumroad lacks some of the advanced physical merchandise features. Sellfy supports digital downloads, managed physical goods, and integrated PoD services. This lets creators launch custom clothing or accessories risk-free. Sellfy also allows uploading single files up to 20GB on its top plan. Sellfy is a true all-in-one commerce solution offering more ways to monetize physical inventory. Gumroad is mainly a straightforward digital storefront. If you plan to expand into selling custom t-shirts or branded merchandise, Sellfy provides the integrated service you need instantly.

Gumroad simplifies international selling significantly by handling tax collection. Effective January 1, 2025, Gumroad acts as the Merchant of Record. This means they manage complex taxes like sales tax, VAT, or GST worldwide. Sellfy does not explicitly offer this automated tax management service for sellers. You will be responsible for managing your own international tax obligations. This adds significant administrative complexity for global businesses. Gumroad wins if automated compliance is your top administrative pain point for international sales. Sellfy requires more active tax management from the creator. If you sell globally and hate dealing with VAT/GST forms, Gumroad removes that specific administrative burden for you.