Unlock peace of mind with Identity Guard, the one-stop solution for safeguarding your identity. From its unbeatable family plans to its cutting-edge IBM Watson AI technology, this software offers a fortress of features designed to keep you and your loved ones secure. With $1 million in identity theft insurance, dark web monitoring, and bonus tools like a password manager and secure browsing extension, Identity Guard delivers comprehensive protection without breaking the bank.
Dive into the world of Identity Guard, the identity theft protection service that’s more than just a safety net—it’s a fortress for your personal information.
Leveraging the power of IBM’s Watson AI, this software offers an all-encompassing shield against identity theft, from dark web monitoring to a whopping $1 million insurance policy.
But is it the right fit for you?
Our comprehensive review unpacks its features, pros, and cons to help you make an informed decision. It’s not just an identity theft protection service; it’s your personal security detail. Don’t leave your identity to chance; discover what makes Identity Guard a standout choice in a crowded market !
Read further to learn more about Identity Guard, in our review we will detail its features, pros and cons with our rating, and a conclusion about why you should use it.
Click on “open” if you want to see exactly what we will talk about in the rest of this article.
Identity Guard is an identity theft protection service that has been in operation for over 25 years. The software offers comprehensive monitoring of your personal information, including your name, Social Security number, and driver’s license number.
It provides real-time alerts if your identity, credit, or Social Security number are compromised. Additionally, the service includes 24/7/365 US-based fraud agents who offer support and remediation services.
Identity Guard also monitors your credit cards, financial accounts, and credit files for any signs of fraudulent activity. The plans come with $1 million in identity theft insurance to cover losses and fees incurred due to identity theft.
Various plans are available, including those tailored for individuals and families, with features like dark web monitoring, high-risk transaction monitoring, and bank account protection.
Identity Guard specifications
Features
Bank Account Monitoring / Browser extension / Credit Monitoring / Criminal & Sex Offense Monitoring / Debit Card Monitoring / Financial Transactions Monitoring / Home Title Monitoring / ID theft guard / Identity Theft Coverage & Restoration / Investment Account Monitoring / Password Manager / Protection Against ID Theft / Security Measures / Social Media Monitoring / Theft insurance / USPS Address Change Monitoring
Best suited for
Individuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Identity Guard pricing: How much does Identity Guard cost?
Unlock the gateway to top-notch identity protection without breaking the bank. With pricing plans ranging from $7.50 to $39.99 per month, Identity Guard offers a suite of features tailored to fit every budget and need.
Whether you’re eyeing basic protection or seeking premium coverage, there’s a plan that’s just right for you
From basic identity protection to premium credit monitoring, each plan is designed to offer a tailored experience that meets your unique needs.
Whether you’re an individual or looking to protect your entire family, these features provide a comprehensive shield against identity theft, financial fraud, and online vulnerabilities.
Identity Theft Protection
This feature continuously scans various databases and online sources for your personal information, such as your name, Social Security number, and driver’s license number.
If any of these details are found in suspicious circumstances, you’ll receive real-time alerts. Additionally, the service provides you with data breach notifications, informing you of any large-scale incidents that could put your personal information at risk.
Credit and Debit Card Monitoring
Identity Guard actively monitors your credit and debit card transactions. It looks for any unusual or suspicious activities, such as large purchases or multiple transactions in a short period.
If anything out of the ordinary is detected, you’ll receive immediate notifications, allowing you to take quick action to prevent potential fraud.
Bank Account Monitoring
This feature keeps a vigilant eye on your bank accounts, scanning for any unauthorized transactions or changes in your account settings. If any suspicious activity is detected, you’ll be alerted right away.
This adds an extra layer of security to your financial assets and helps you act quickly in case of any unauthorized access.
Social Media Monitoring
Identity Guard scans various social media platforms for mentions of your name, photos, or other personal information.
If it detects that your data is being misused or shared inappropriately, you’ll receive an alert. This helps you maintain a clean online reputation and prevents identity theft via social media channels.
High-Risk Transaction Monitoring
This feature is designed to identify transactions that are commonly associated with identity theft or fraud.
These could include activities like opening a new credit account, large financial transactions, or changes to your Social Security details. You’ll receive alerts for such high-risk transactions, enabling you to take immediate action.
401K & Investment Account Monitoring
Identity Guard extends its protective services to your retirement and investment accounts. It monitors for unauthorized or suspicious activities, such as large withdrawals or changes in account beneficiaries.
If anything unusual is detected, you’ll be notified, helping you safeguard your long-term financial assets.
Home Title Monitoring
This feature monitors the title of your home in public records to detect any unauthorized changes or transfers.
If it finds that the title has been altered without your consent, you’ll receive an alert. This is crucial for preventing real estate fraud and ensuring that you don’t lose ownership of your property.
Criminal & Sex Offense Monitoring
Identity Guard scans criminal and sex offender databases for your personal information. If your details appear in any of these databases, you’ll be alerted.
This is important for ensuring that your identity is not being used for illegal activities and helps you take corrective action if needed.
USPS Address Change Monitoring
The service checks the United States Postal Service records for any changes to your registered address. If an unauthorized change is detected, you’ll be notified.
This feature is particularly useful for preventing mail fraud and ensuring that you don’t miss any important correspondence.
Premium Credit Protection
This feature offers comprehensive credit monitoring from all three major bureaus—Equifax, Experian, and TransUnion.
You’ll also receive a monthly credit score and have the ability to lock your Experian credit file. An annual credit report from all three bureaus is also included, giving you a full view of your credit status.
Online & Device Security
Identity Guard offers a safe browsing tool that warns you of malicious websites and phishing scams. It also includes a password manager that helps you create and store strong, unique passwords for all your online accounts.
These features aim to provide a secure online experience and protect you from various cyber threats.
Identity Guard leverages IBM’s Watson AI to offer robust identity theft protection, including dark web monitoring and a $1 million insurance policy for identity theft. It stands out for its affordable family plans, allowing you to add up to five adults and an unlimited number of children.
The software also includes a password manager and a secure browsing extension at no extra cost. However, it lacks credit monitoring in its basic plans, which could be a significant drawback for some users.
Pros and Cons
Pros:
Affordable Family Plans: Allows you to add multiple adults and children, offering significant savings.
Comprehensive Features: Includes dark web monitoring, social media monitoring, and $1 million in identity theft insurance.
Additional Tools: Comes with a password manager and a secure browsing extension included in the price.
Cons:
No Credit Monitoring in Basic Plans: You’ll need to pay for credit reports separately if you opt for the basic plans.
No Trial Period: Unlike some competitors, Identity Guard doesn’t offer a free trial.
Pricey Top-End Plans: The more comprehensive plans can be expensive, especially when compared to the competition.
