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Xolo

Xolo

The best way to start and manage your solo business.

#1 dans Business
2 min read · Updated 9/30/2025
Xolo homepage screenshot

At a glance

Quick overview for Xolo: rating, pricing summary, key features, and highlights.

Ciroapp review

4.1
Expert EU E-Residency and Admin Solution

We find Xolo provides an excellent pathway for solopreneurs seeking to manage a registered EU business seamlessly. The platform excels in user experience and offers world-class support for daily operations and routine compliance issues. Overall, Xolo is a highly recommended choice, though we advise reviewing the service scope carefully if operating within complex tax regions like Spain or Italy.

Pros

  • Pro:Simplifies complex business administration and compliance tasks.
  • Pro:Customer support is consistently praised as quick, knowledgeable, and reliable.
  • Pro:Provides a simple, free, pay-as-you-go invoicing solution via Xolo Go.
  • Pro:The company setup and onboarding process is smooth and efficient.

Cons

  • Con:The service price is considered high or premium compared to alternative solutions.
  • Con:Some users report a lack of clarity on crucial tax deadlines or payment methods in specific regions.
  • Con:Customers operating in complex tax regions sometimes must handle significant administrative tasks independently.
  • Con:Complex tax cases, such as joint filing, might incur unexpected fees or process limitations.
Free trial
Yes
Range: €0 – €259+/monthFree plan, Monthly subscription, Usage-based pricing
This section is a summary. Detailed sections about features, use cases, pricing, and reviews follow below.
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Xolo review, pricing, features, pros & cons

Are you tired of complex compliance and taxation tasks draining your energy? Dealing with business admin headaches can stop you from focusing on your true work. Xolo helps fiercely independent solopreneurs handle invoicing, payments, and admin tasks for total peace of mind ✨.

What is Xolo?

Xolo provides powerful solutions created specifically for independent solopreneurs running their own enterprises. It offers tailored features that simplify processes from business registration to daily paperwork 💡.

There are two main choices depending on your situation. Xolo Go is a simple way to invoice clients and get paid in multiple currencies, even if you are not yet a registered company. If you are ready to launch an EU business remotely, Xolo Leap combines e-Residency with expert services, letting you run your company from anywhere in the world.

Xolo Key Features

🚀 Launch Your EU Business Quickly 🚀

Xolo helps you kick bureaucracy out of the way. If you have an idea, you can go from concept to a registered launch in as little as one or two days. This speed is crucial for solopreneurs ready to start working immediately.

Xolo Leap combines the tools of e-Residency with expert administrative services. This powerful combination lets you remotely launch and run an EU business from anywhere in the world. We handle the complex business registration processes for you.

✨ Professional Invoicing for Faster Payments

Stop chasing late payments and get paid faster. Xolo provides an intuitive invoicing tool built specifically for solopreneurs. You can send professional, branded, and recurring invoices to your clients with ease.

This intuitive system includes gentle reminders for clients. Ensure you receive payments blazing fast simply by setting up your invoices correctly. If you use Xolo Go, you can invoice international clients in multiple currencies, even without being a registered company.

✨ Effortless Tax and Accounting Management

Say goodbye to business admin headaches and taxation nightmares. Our world-class accounting experts cover everything you need to stay compliant. This includes automated reporting and complex tax calculations.

Xolo provides an all-in-one comprehensive accounting service. The system also streamlines tedious tasks like automatic expense reminders. This means your days of manually dealing with compliance and admin are officially over.

✨ Guaranteed Compliance for Total Confidence

Running a global business requires dealing with complex legality. Xolo ensures guaranteed compliance for total peace of mind. We cover the complex compliance questions and contracts that often overwhelm independent professionals.

Our service covers business registration and ongoing legal requirements. This comprehensive administrative support allows you to operate confidently. You can dedicate yourself entirely to your creative projects instead of paperwork.

✨ Two Solutions Tailored for Solo Success

Xolo offers tailored features that help you manage your business better. You can choose the perfect solution based on your current professional setup. Both options simplify processes, from initial registration to daily paperwork.

Xolo Go is your fastest option if you need to invoice without a company. Xolo Go is a simple choice to invoice clients and get paid in multiple currencies. Xolo Leap is designed if you are ready to stabilize and expand operations. It offers complete company administration for remote EU businesses.

✨ Dedicated World-Class Support Team

Our customers are incredibly proud of the reliable support they receive, and so are we. You'll enjoy fast, reliable, and informed support whenever you need it. This help comes from a team of seasoned experts.

We provide incredible customer service designed to remove bureaucratic pain points. You always have expert guidance, whether you are using Xolo Go for simple invoicing or Xolo Leap for full company management.

Use Cases

🌍 Starting to Invoice Internationally 🌍

You landed your first international client but do not have a registered company yet. You need a simple solution to quickly send professional invoices. Xolo Go is the fastest way to start working and billing clients immediately.

Approach Flow: 1. Sign up for Xolo Go (it’s free). 2. Create a professional, branded invoice using the intuitive tool. 3. Get paid quickly, even if you are not incorporated. You can manage multi-currency payments from 186 countries.

Expected outcome: You focus only on the project, not complex business registration.

🚀 Launch Your European Business Overnight 🚀

You are ready to launch your solo enterprise and desire an EU base for global operations. Dealing with complex international bureaucracy often slows down this crucial step. Xolo Leap kicks the bureaucracy out so you can jump right in.

It combines e-Residency with expert services for a streamlined process. You can move from just an idea to a fully registered company within as little as one or two days. This setup guarantees compliance while supporting your nomadic or remote lifestyle.

✅ Tax and Compliance Peace of Mind ✅

Problem: Accounting complexities and detailed tax reporting cause huge stress every financial quarter. Managing complex regulations drains energy needed for income-generating work. You want to dedicate yourself entirely to creative projects and client growth.

Approach: Xolo’s world-class accounting experts cover everything for you. This includes automated reporting and complex tax calculations. They also handle major compliance questions and necessary contracts.

Outcome: You are guaranteed compliance, and your days of business admin migraines are officially over.

💡 Automating Daily Paperwork 💡

Administrative tasks, like professional invoicing and tracking expenses, distract you daily from your core business. You spend too much time sorting receipts and reminding clients about payments. Xolo helps streamline these necessities, keeping you efficient.

You can send professional, recurring invoices using the intuitive tool. The system will add gentle reminders to ensure faster payment cycles. It also provides automatic expense reminders to simplify accounting input.

Tip: Your personal support team is always there to offer fast, reliable, and informed help when needed.

📈 Scaling Up Your Solo Enterprise 📈

Your business experiences steady growth, and introductory revenue caps no longer suit your needs. You require a comprehensive service that scales without imposing new limits. The Xolo Leap Standard plan removes those revenue caps for solo professionals.

If your volume grows further, you may need a Pro or Premium plan. The Pro plan handles up to 500 sales transactions monthly for heavier workloads. It even allows you to add shareholders or manage investment activities, supporting confident expansion.

Pricing Overview for Xolo

Pricing range
€0 – €259+/month
Pricing types
Free plan, Monthly subscription, Usage-based pricing

Xolo offers two primary product solutions: Xolo Go, which is a free, pay-as-you-go invoicing tool, and Xolo Leap, which provides comprehensive EU e-Residency company administration starting at €59 per month. The Leap plans scale across four tiers—Starter, Standard, Pro, and Premium—based on business volume and required support complexity.

Plans & Pricing

Xolo Go

Monthly€0
5.9% fee on payouts to personal bank account
  • Invoice without a company
  • Clients in 186 countries
  • VAT-compliant invoices in 7 currencies
  • Reimburse business expenses
Select

Starter

Monthly€59
Available for first 12 months or until revenue of €4000; Max 50 sales transactions/month; Max 20 purchase invoices/month
  • Assistance with company registration
  • Complete accounting
  • Estonian tax reporting covered
  • Dedicated support via email
Select

Standard

Monthly€89
Max 50 sales transactions/month; Max 20 purchase invoices/month
  • No revenue limits for your business
  • Two months of service for free (promotion)
  • Assistance with company registration
  • Complete accounting and Estonian tax reporting
Select

Pro

Monthly€129
Max 500 sales transactions/month; Max 50 purchase invoices/month
  • Add shareholders (private individuals) or board members
  • OSS reporting for digital service
  • Investment activities
  • Hire and pay salaries to 1 employee (Estonian tax residents)
Select

Premium

MonthlyFrom €259
5+ active bank and payment gateway accounts supported; 50+ processed purchase invoices/month
  • Unlimited sales transactions per month
  • Flexibility in supporting non-standard use cases
  • Priority services
  • Dedicated Senior Accountant Support (1 Hour/Month via video call)
Select

Xolo costs between €0 and €259+ per month with 5 plans: Xolo Go at €0/month, Starter at €59/month, Standard at €89/month, Pro at €129/month, and Premium starting at €259/month.

Let’s take a closer look at the options available so you can pick the perfect fit for your entrepreneurial journey.

Xolo Go

Price: €0 /month, pay-as-you-go Websites Supported: Not explicitly stated Best For: Invoice without a company Refund Policy: Not explicitly stated Other Features:

  • Clients in 186 countries supported
  • VAT-compliant invoices in 7 currencies
  • Reimbursement of business expenses
  • Securely save client info

Xolo Go is your fastest option for invoicing international clients without needing a registered company. You only pay a 5.9% fee on payouts to your personal bank account. This plan is perfect if you are testing the waters of independent work and need a simple, zero-commitment invoicing solution.

Starter

Price: €59 /month Websites Supported: Not explicitly stated Best For: Entrepreneurs starting their business Refund Policy: Not explicitly stated Other Features:

  • Available for the first 12 months or until €4000 revenue is reached
  • Complete accounting and Estonian tax reporting
  • Dedicated support via email
  • Max 50 sales transactions per month
  • Max 20 purchase invoices processed monthly

The Starter plan is designed to make launching your business budget-friendly. This introductory plan gives you essential accounting and registration assistance as you begin your entrepreneurial journey. If you are just getting started, this plan offers great value for a full EU e-Residency company.

Standard

Price: €89 /month Websites Supported: Not explicitly stated Best For: Solo entrepreneurs seeking a balance of essential features and cost-effective support Refund Policy: Not explicitly stated Other Features:

  • No revenue limits for your business
  • Two months of service offered for free (requires a six-month commitment)
  • Complete accounting and Estonian tax reporting covered
  • Integrations with LHV, Wise, Revolut, Stripe, and PayPal

This is Xolo’s most popular choice for solo professionals with steady growth. It removes the revenue cap found in the Starter plan. Choose Standard if you are ready to stabilize and expand your business operations confidently.

Pro

Price: €129 /month Websites Supported: Not explicitly stated Best For: Growing businesses with higher volumes or multiple stakeholders Refund Policy: Not explicitly stated Other Features:

  • Add shareholders (private individuals) or board members
  • Supports investment activities and OSS reporting
  • Max 500 sales transactions per month
  • Ability to hire one Estonian tax resident employee

The Pro plan is built for handling heavier workloads and more stakeholders. It increases your transaction and expense processing limits considerably. This is ideal if your business volume is scaling quickly or if you require more complex reporting and partnership structures.

Premium

Price: From €259 /month Websites Supported: Not explicitly stated Best For: Established companies with unique needs, seeking advanced support and flexibility Refund Policy: Not explicitly stated Other Features:

  • Unlimited sales transactions per month (500+)
  • Flexibility in supporting non-standard use cases
  • Priority services and dedicated senior accountant support
  • 5+ active bank and payment gateway accounts supported

The Premium plan offers advanced support and top-tier flexibility for complex operations. It’s perfect for highly established businesses that demand priority service and require solutions for non-standard use cases. Your higher volume needs are completely covered here.

Xolo Go offers a free, pay-as-you-go solution if you just need invoicing capacity. For full company administration, the Xolo Leap Standard plan includes a promotion giving you two months free if you commit to a minimum of six months. All prices specifically exclude VAT.

User Reviews

Xolo maintains a "Great" 3.8-star rating on Trustpilot based on over 400 reviews. Users frequently appreciate the platform's exceptional user-friendliness and how it greatly simplifies administrative tasks like accounting, invoicing, and annual reporting.

The customer support team is consistently praised for being responsive, knowledgeable, and reliable, often cited as a key strength for new entrepreneurs. Users also value the platform’s security and seamless integrations, allowing for efficient remote work.

However, there are significant recurring critiques regarding the value proposition. Some long-term users feel the service is overly expensive for the level of administrative involvement still required in complex tax jurisdictions like Spain or Italy.

Specific complaints include a lack of clear guidance on certain crucial tax payments and deadlines, which sometimes resulted in unexpected financial penalties for users. While the initial setup is generally smooth, the ongoing compliance service sometimes falls short of expectations, leading some customers to switch back to local accountants.

Despite these issues, Xolo is seen as an effective solution for simple, international freelancing needs, particularly via its Xolo Go service. ⚖️

What users say elsewhere

Nicolas L.
· Trustpilot
5.0 / 5

I've used Xolo for three years as a freelancer without needing to register my own company. It helps me send invoices securely for a small fee. The control is excellent, and the customer support team is truly amazing.

A Happy User
· Trustpilot
5.0 / 5

I truly don’t know what I would do without Xolo. They are incredibly helpful and reliable; they are real problem solvers. Whenever I have questions or issues, they respond quickly and always provide clear answers.

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Why use Xolo?

Unlock an easier way to run your business with confidence. Xolo is designed to remove bureaucratic pain points, allowing you to dedicate yourself entirely to your creative projects and growth. Many solopreneurs credit Xolo with giving them the crucial freedom needed to operate globally and embrace a nomadic lifestyle 🌍.

Here is how Xolo helps make your solo journey significantly smoother:

  • Eliminate Taxation Stress: Xolo's world-class accounting experts cover everything, from automated reporting to complex tax calculations. You can truly get rid of that taxation nightmare.
  • Launch Your Idea Quickly: Xolo Leap helps you kick bureaucracy out. You can move from idea to registered launch in as little as one or two days.
  • Get Paid Faster: Send professional, recurring invoices using the intuitive invoicing tool. Adding gentle reminders ensures you receive payments "blazing fast."
  • Guaranteed Compliance: The service handles complex compliance questions, contracts, and business registration for your peace of mind.
  • Intuitive Administration: Their systems streamline admin tasks, including automatic expense reminders. This means your days of business admin migraines are officially over.
  • Incredible Support: Customers consistently praise the reliable and informed support team, describing the customer service as "INCREDIBLE."

If you are a fiercely independent solopreneur seeking to simplify international invoicing and compliance, Xolo provides the solution. Simplify your business admin today and dedicate your time to growing your brand ✅.

Ready to transform your workflow with Xolo?

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Frequently Asked Questions

What external banks and payment gateways does Xolo Leap primarily integrate with?

Xolo Leap integrates with key financial services for smooth operations. These supported services include LHV, Wise, Revolut, Stripe, PayPal, Wamo, and Payoneer.

Where can I find details about Xolo's data security or specific compliance standards?

The provided information emphasizes guaranteed compliance and tax reporting for Estonia. Specific details concerning data security measures are not explicitly stated on the official site.

How do transaction limits work on the Xolo Leap Standard plan?

The Standard plan caps monthly volume limits. You can process a maximum of 50 sales transactions and 20 monthly purchase invoices or subcontractor payments.

Is Xolo's pricing model based on per-user seats or business volume?

Xolo Leap uses a volume and complexity-based model, not per-user seat pricing. The higher-tier plans accommodate complex structures, such as increasing the number of shareholders and supported bank accounts.

Does Xolo offer a free trial, or is the promotion conditional?

Xolo Go is a free, pay-as-you-go service with no monthly fee. The Xolo Leap Standard plan promotion grants two free months, but this requires a minimum six-month service commitment.

If I cancel the Standard promotion early, will I be charged?

Yes, if you terminate the agreement before the six-month commitment is met, you will be charged for the original monthly subscription fee.

Does Xolo offer a money-back guarantee for their Leap services?

A specific money-back guarantee policy is not explicitly stated on the official site. It is recommended that you check the detailed service agreement or contact Xolo support directly.

How quickly can I finalize company creation using Xolo Leap?

Xolo streamlines the process significantly for e-Residency users. They state you can typically go from initial idea to a registered launch in just one or two days.

What kind of priority support do Premium subscribers receive?

Premium members receive prioritized response for customer support emails. They also get dedicated Senior Accountant support, including one hour of video consultation per month.

Is the support provided in multiple languages?

While the support is consistently praised, the languages supported by the customer service team are not explicitly stated. The services and documentation are clearly available in English.

What types of investment activities are supported on the higher-tier Xolo Leap plans?

Pro and Premium plans support investments in publicly traded stocks and crowdfunding platforms. Premium plans offer more flexibility, including support for cryptocurrencies via known platforms and dedicated wallets.

Does the monthly subscription fee for Xolo Leap include VAT?

No, all listed subscription prices for the Xolo Leap plans are explicitly listed and billed excluding VAT.

Is Xolo Go suitable for established companies?

No, Xolo Go is explicitly designed for invoicing clients without needing a registered company. It's best for independent solopreneurs testing the market or handling simple freelance work.

Can I receive payments in different currencies using Xolo Go?

Yes, Xolo Go supports working with international clients in 186 countries. You can issue VAT-compliant invoices in seven different currencies.

Ready to try Xolo? Check out the official site or pricing.
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