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Remitly

Remitly review

Send money from France to the US—no fee on your first transfer, with on-time delivery guaranteed.

By Ciroapp Editorial Team · Updated Sep 16, 2026
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At a glance

Quick overview for Remitly: rating, pricing summary, key features, and highlights.
Vendor page checked Oct 1, 2026

Ciroapp score

4.1/ 5

Remitly keeps cross-border transfers simple with low per-transfer fees, real-time tracking, and an on-time delivery guarantee that refunds your fees if a transfer runs late. The catch is that promotional rates only cover your first $1,500, and delivery speeds vary by route and payment method. Overall, it's a solid, transparent pick for sending money abroad, especially to bank accounts.

Pros

  • Pros:Fee-free first transfer for new customers, so you can test the France-to-US route without paying anything upfront
  • Pros:On-time delivery guarantee with fees refunded if a transfer arrives late, applying to both bank deposits and cash pickup
  • Pros:Real-time tracking in the app or website shows every stage of the transfer until the money reaches your recipient

Cons

  • Cons:Delivery speed is not fixed — timing varies by payment method, delivery option, and transaction review, and the fastest express option generally requires paying by debit or credit card
  • Cons:Sending limits depend on your identity verification status, sending country, and delivery method, and larger transfers may trigger requests for extra documentation
  • Cons:The promotional exchange rate is a one-time new-customer offer capped at the first $1,500 sent; after that, the standard rate applies on some payment methods
Best for
  • People in France who regularly support family or friends in the United States
  • Senders who want money delivered to major US banks or as cash pickup
  • Anyone who values an on-time delivery guarantee backed by fee refunds
Money-back guarantee
Yes
This section is a summary. Detailed sections about features, use cases, pricing, and reviews follow below.

What is Remitly?

Sending money abroad often means hidden fees and wondering when it'll arrive. Remitly tackles both problems head-on. Your first transfer is fee-free, you can track every step, and delivery times are guaranteed—or your fees come back.

Here's what the Remitly site shows for moving money from France to the United States.

Remitly is an online money transfer service for people sending money internationally—in this case, from France to the United States. It's built for individuals supporting family, paying bills abroad, or moving larger amounts. You can send to US bank accounts (including Bank of America, Capital One, and Wells Fargo) or offer cash pickup, all managed through the website or mobile app.

Should you choose Remitly?

Quick buyer guidance before you compare plans or click through.

Choose it if

  • You want the full cost—rate and fee—shown before you confirm anything
  • You're sending euros to US bank accounts or cash pickup points
  • You prefer paying by debit or credit card, Apple Pay, Maestro, or SEPA transfer
  • You want delivery timing backed by a fee-refund promise
  • You occasionally need to send larger amounts through a trusted network

Skip it if

  • You need exact speeds upfront—delivery times vary by payment method, delivery option, and transaction review, so check your route in the app first
  • You plan very large sends—limits vary by verification status and destination, and extra documentation may be requested
  • You expect one fixed price—fees and rates change based on amount, payment method, and delivery choice
  • You rely on a specific payment method—options differ by sending country, so confirm yours works from France

Next steps before buying

  1. 1Enter your exact amount on the Remitly site or app to see the live exchange rate and total cost before signing up
  2. 2Compare delivery speeds for your route, since timing depends on how you pay and how the money arrives
  3. 3Check the sending limits guide if you're moving a larger sum, and note that identity verification or extra documents may be requested
  4. 4Confirm your recipient's bank or pickup details are correct to avoid delays
  5. 5Run the total cost against one or two other transfer services to be sure you're getting good value

Ease of use

Getting started looks straightforward. The site lays out the steps clearly: create a free account, choose your amount and delivery method, add your recipient, pick a payment option, and send. Tracking then runs through the app or website, so you're never left guessing where the money is.

Remitly Key Features

✨ Know where your money is, always

You shouldn't have to wonder where your money is. Once you confirm a transfer, Remitly tracks it in real time through the app or website. You'll see each stage until the money reaches your recipient.

It's handy for peace of mind, especially on first transfers or bigger sends.

⏱️ On-time delivery, backed by a refund

Remitly stands behind its timing. If a transfer doesn't arrive when promised, the company refunds your fees. That promise applies whether you're sending to a bank account or a cash pickup point.

It turns a vague "it's on the way" into a commitment you can rely on.

✨ Two ways for your recipient to get paid

Money can land as a bank deposit or as cash pickup. Deposits go straight into US accounts at banks like Bank of America, Capital One, and Wells Fargo, plus more. If your recipient prefers cash in hand, pickup locations work too.

Pick whichever suits the person you're sending to.

💳 Pay the way that works for you

Funding your transfer is flexible from France. Choose the option that matches how you bank, then confirm the total before you send. Your payment method can affect delivery speed, so check the timing shown for your route.

✨ Send larger amounts with confidence

For major goals or unexpected needs, Remitly supports larger transfers through its trusted network. Limits vary based on where you're sending from, your verification status, and delivery method. Check the sending limits guide first, and note that extra documentation may be requested.

Use Cases

👨‍👩‍👧 Supporting Family in the US

You live in France and regularly send money to family in the US. Choose bank deposit or cash pickup, then track every step in the app. Expected outcome: On-time delivery—or your fees back.

🎁 Trying Remitly for the First Time

You're new to international transfers and don't want to pay just to test one. Your first transfer is fee-free, and you see the full cost before you confirm. Tip: Enter your amount first to compare the live rate and total.

📈 Sending Larger Amounts

You need to move a bigger sum for a major goal or an unexpected need. Remitly supports large transfers through its trusted network. Tip: Check the sending limits guide first—verification or extra documents may be requested.

💳 Paying Your Way

You want flexibility in how you fund a transfer. Pay with a debit or credit card, Apple Pay, Maestro, or a SEPA bank transfer from France, then pick your delivery speed. Expected outcome: A transfer set up in minutes.

Remitly pricing

  • 2 plans

Prices not verified yet — see the vendor page.

Remitly's pricing page

Remitly pricing page screenshotView pricing page screenshot
PlanBilled monthlyBilled annuallyIncludes
Bank Deposit
$0 fee per transfer
—
Promotional rate applies only to the first $1,500 sent; new customers only, one per customer, limited time.
  • Zero-fee USD to GBP transfers
  • Eligible for the new-customer welcome rate (1 USD = 0.7438 GBP)
  • On-time delivery guarantee — fees refunded if the transfer is late
Cash Pickup
$2.99 per transfer
—
  • Flat $2.99 fee on USD to GBP transfers
  • Recipient collects cash at pickup locations in Remitly's network
  • Eligible for the new-customer welcome rate
  • On-time delivery guarantee with fee refund

Price history

Tracking prices since Oct 1, 2026. No price change detected yet.

Pricing range: See vendor pricing

Pricing types: Usage-based pricing

Pricing notes

Remitly uses per-transfer pricing rather than subscriptions. Sending USD to the UK costs $0 for bank deposit or $2.99 for cash pickup, and new customers get a promotional exchange rate on their first transfer.

Remitly costs between $0 and $2.99 per transfer when sending USD to the UK, with two delivery options: Bank deposit at $0 and Cash pickup at $2.99.

Here's how each option works and who it suits best.

Bank Deposit

Price: $0 fee per transfer Best For: Sending money straight to a recipient's UK bank account Other Features:

  • No transfer fee on USD to GBP deposits
  • Eligible for the new-customer welcome rate of 0.7438 GBP per USD
  • Covered by the on-time delivery guarantee — fees are refunded if your transfer is late

If your recipient has a UK bank account, this is the cheapest way to send. You'll pay nothing in fees, so the exchange rate is the only cost to watch. New customers also get a promotional rate on their first transfer, which makes it even better value. 💰

Cash Pickup

Price: $2.99 per transfer Best For: Recipients who'd rather collect cash in person Other Features:

  • Flat $2.99 fee on USD to GBP transfers
  • Pickup through Remitly's network of banks and cash pickup locations
  • Same on-time delivery guarantee applies

Cash pickup costs a little more, but it's handy when your recipient doesn't use a bank account or wants money in hand. The fee is fixed, so you'll know the cost upfront. For in-person family support, it keeps things simple.

A quick note on the welcome offer. New customers get a promotional rate of 0.7438 GBP per 1 USD on their first transfer, and it applies to the first $1,500 you send. If you send more than that and pay with Remitly Pay Later or Remitly Wallet, the standard rate applies instead. It's a one-per-customer, limited-time offer, and rates can change with the market.

There's no subscription or free trial here — Remitly charges per transfer. Before you confirm, check the exact total in the app, since your amount, payment method, and delivery choice all affect the final price.

Remitly backs transfers with its on-time delivery guarantee: if a transfer doesn't arrive when promised, the company refunds your fees. Sending limits vary based on where you're sending from, whether your identity is verified, and your delivery method, so confirm your limits before sending a large amount. Support is available 24/7 by chat and phone in English and Spanish, with help in 15 languages.

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Why use Remitly?

Most transfer services make you guess what you'll pay and when your money will land. Remitly's site puts both answers up front—and backs them with promises. Based on what's published on its website, here's what stands out:

  • Fee-free first transfer – new customers get the fee waived, so trying the service costs nothing upfront.
  • On-time delivery guarantee – if a transfer doesn't arrive on time, Remitly refunds your fees.
  • Real-time tracking – follow your money at every step until it reaches your recipient.
  • Choice of delivery – send to US bank deposits at banks like Bank of America, Capital One, and Wells Fargo, or offer cash pickup.
  • Flexible payments from France – pay with debit or credit cards, Apple Pay, Maestro, or a SEPA bank transfer.
  • Room for bigger transfers – securely send larger amounts through its trusted network, within stated limits.
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Remitly FAQ

Which payment methods can I use from France?

From France, you can pay with Visa or Mastercard debit or credit cards, Apple Pay, Maestro, prepaid cards, easy bank transfers, or a manual SEPA credit transfer. Payment options vary by country, so confirm yours in the app first.

Is it safe to send money with Remitly?

Remitly uses advanced technology to protect your transactions and detect unusual account activity before it becomes a problem. Every transfer is also covered by the on-time delivery guarantee, so late deliveries get your fees refunded.

Is there a limit on how much I can send?

Yes. Limits depend on where you're sending from, your identity verification status, delivery method, and destination. They can also change with exchange-rate shifts, and extra documents may be requested. Check the sending limits guide before a large transfer.

How fast will my money arrive?

Many transfers arrive quickly, but exact timing depends on your payment method, delivery option, and transaction review. Express with a debit or credit card is usually fastest where it's available. Check speeds for your route in the app.

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