SumUp vs Clover

The main difference between SumUp and Clover is that Clover offers a free trial for 90 days but SumUp does not offer this.

In this versus, we compare SumUp vs Clover in-depth to help you choose one of them. If you want to know more details, we recommend you to read our SumUp review and Clover review.

However, you can also directly find the Best Point of Sale Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

To make your choice quick and efficient, here is a short summary about our comparison of Clover vs SumUp. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

9.5

SumUp Review, Pricing, Features with Pros and Cons

In this SumUp review, you’ll find more information about its features, pricing, pros and cons and why you should …

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Average Score 9.5

Customer support

9.6

Value for money

9.3

Ease of use

9.7

Features

9.5

PROS:

• Easy to use with a simple interface
• Affordable with transparent pricing
• Versatile, offering multiple payment solutions
• Allows for the creation of a basic website, ideal for small craft businesses

CONS:

• The interface can be difficult to understand in some places
• Some customers may prefer traditional, bulky POS terminals over SumUp's sleek, mobile-friendly devices

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9.2

Clover Review, Pricing, Features with Pros and Cons

In this Clover review, you’ll find more information about its features, pricing, pros and cons and why you should …

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Average Score 9.2

Customer support

8.6

Value for money

9.2

Ease of use

9.6

Features

9.3

PROS:

• Easy-to-use interface
• Tailored for retail and restaurants
• Robust payment security
• Easy software integration
• Detailed sales and inventory insights

CONS:

• Support could be improved
• Less flexible for small businesses
• Runs on older Android version
• Initial setup can be tricky

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Specifications comparison

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

SumUp Pricing details

SumUp offers straightforward pricing with no hidden fees or monthly costs. In-person transactions incur a flat fee of 2.75%, while remote transactions are charged at 3.25% plus $0.15 per transaction. Invoicing is free to send, with a 2.90% plus $0.15 fee when paid online.

Additional features like the iOS/Android app, dashboard, and customer support are all provided at no extra cost. The card reader comes with a one-time purchase option, backed by a 30-day money-back guarantee and a 1-year warranty.

In-Person Transactions

• Fee: 2.75% per transaction
• Details: SumUp charges a flat 2.75% fee for all in-person transactions. This includes payments made through swipe, chip, and contactless methods. There are no monthly minimums or hidden fees.

Remote Transactions

• Fee: 3.25% + $0.15 per transaction
• Details: For payments taken over the phone or via payment links, the fee is 3.25% plus an additional $0.15 per transaction.

Invoicing

• Fee: 2.90% + $0.15 per transaction
• Details: You can send unlimited free invoices from the SumUp App. When these invoices are paid online, a fee of 2.90% plus $0.15 is applied.

Additional Costs

• Monthly Costs: $0
• One-Time Card Reader Price: No monthly contracts, minimums, or obligations. Comes with a 30-day money-back guarantee and a 1-year warranty.
• Delivery: Free
• iOS / Android App: Free
• Dashboard & Reporting: Free
• Telephone & Email Support: Free
• Payouts to Bank Account: 1-2 days

SumUp offers transparent pricing with no hidden costs, making it a cost-effective solution for small businesses.

Clover Pricing details

Clover offers a variety of software subscription plans tailored to different business needs, with monthly fees ranging from $14.95 to $114.85. These plans include features for employee and customer tracking, inventory management, and specialized options for restaurants.

In addition to software costs, Clover provides various hardware options, including single-station and dual-screen payment processors, priced between $799 and $1,799. Portable hardware options are also available, ranging from $599 for a handheld tablet to simpler credit card readers.

Additional costs may include third-party app integrations, such as QuickBooks for around $19.95 per month.

Software Subscription Plans

• Payments Plus: This plan allows you to track employees and customers.
• Register Lite and Register: These plans include inventory management features.
• Counter Service Restaurant: Includes ordering for delivery, specifically designed for restaurants.
• Table Service Restaurant: Geared towards indoor restaurant operations, offering features like table mapping and bill splitting.

Monthly fees for these plans range from as low as $14.95 up to $114.85. All plans include transaction fees above 2% for credit cards. Some plans do not include access to the Clover App Market.

• No-Hardware Plan: Clover offers a no-hardware plan for $14.95 a month, suitable for businesses that don’t require in-person payment processing.

Hardware Costs

• Clover Station Solo: A single-station payment processor costing $1,699.
• Clover Station Duo: Similar to the Solo but includes a second screen for customers, priced at $1,799.
• Clover Mini: A more compact version of the Station Solo, priced at $799.

Portable Hardware

• Clover Flex: A handheld tablet for $599, not just a payment processor but also tracks inventory and sends receipts.
• Clover Go: A credit card reader that integrates with an application on your phone, suitable for businesses just starting to sell merchandise.

Additional Costs

• Clover App Market: Offers various integrations like QuickBooks for around $19.95 per month.

SumUp vs Clover

• 1Quick overview
• 2Pricing comparison