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Stripe vs Payoneer

Stripe vs Payoneer
Table of Contents:
March 13, 2023

The main difference between Stripe and Payoneer is that Stripe is comparatively cheaper than Payoneer.

In this versus, we compare Stripe vs Payoneer in-depth to help you choose one of them. If you want to know more details, we recommend you to read our Stripe review and Payoneer review.

However, you can also directly find the Best Payment Gateway Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

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Quick overview

Stripe vs Payoneer at a Glance

To make your choice quick and efficient, here is a short summary about our comparison of Stripe vs Payoneer. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

9.4
Stripe Review – Payments Infrastructure for the Internet

Stripe Review – Payments Infrastructure for the Internet

In this Stripe review, you’ll find more information about its features, pricing, pros and cons and why you should …
Visit Stripe
Read full review
Average Score 9.5
Customer support
9.2
Value for money
9.5
Ease of use
9.4
Features
9.7
PROS:
  • Easy to setup
  • Dedicated customer support
  • No hidden monthly fees
  • PCI Level 1 certified service provider
  • Refund any successful payment
  • App for Android and iOS
  • Documentation
CONS:
  • Additional fees are required for currency conversion & international cards
  • Few choices for making in-person payments
Visit Stripe
8.7
Payoneer Review – Payment Platform for Cross-border Digital Business

Payoneer Review – Payment Platform for Cross-border Digital Business

In this Payoneer review, you’ll find more information about its features, pricing, pros and cons and why you should …
Visit Payoneer
Read full review
Average Score 8.7
Customer support
9.3
Value for money
8.5
Ease of use
8.5
Features
8.6
PROS:
  • Works for 200 countries
  • Free worldwide Payoneer-to-Payoneer payments
  • Multilingual customer service and chat support 24/7
  • Value-Added Tax payment exemption for Europe and the United Kingdom
  • Secure platform
CONS:
  • Numerous charges
  • Expensive card transactions
Visit Payoneer

Specifications comparison

DetailsStripePayoneer
FeaturesIdentity / Radar / Reporting and Insights / Third-Party Integrations & SupportReceive Funds and Payments / Vat Payment / Working Capital Advance
Best suited forFreelancers, Small businesses, Mid size businesses, Large enterprisesIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languagesEnglishEnglish
Website URLVisit official websiteVisit official website
Support linkSupport pageSupport page
Support email[email protected][email protected]
Live chatYesYes
Company address510 Townsend Street San Francisco California 94103150 West 30th Street, Suite 600, New York, NY, 10001
Year founded20102005

Pricing comparison

Compare the price between Stripe vs Payoneer

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

Pricing comparisonStripePayoneer
Pricing range2.9%From 1% to 3.5%
Pricing typesCommission basedCommission based
Free planNoNo
Free trialNoNo
Money back guaranteeNoNo
Pricing page linkSee plansSee plans

Stripe Pricing details

Stripe provides several different pricing options that businesses can pick from depending on their needs & requirements. But the most popular one is the integrated plan which costs 2.9%+30¢ per successful card charge, which is perfect for small businesses. Another is the customized plan which has custom pricing and is best for businesses with extensive payments volume or high-value commerce.

Stripe Pricing

Integrated Plan (2.9%+30¢ per successful card charge):

  • Everything you require to manage payments
  • Hundreds of feature updates each year
  • No setup fees, hidden fees & monthly fees

Customized Plan (contact sales):

  • Country-specific rates
  • Interchange pricing
  • Volume discounts
  • Multi-product discounts
Visit Stripe official website

Payoneer Pricing details

Payoneer has versatile fee options for transactions and sending money. The details and particulars are discussed in detail below.

Payoneer Pricing

Withdraw funds to your local bank account:

  • Withdrawals in local currency from a Payoneer balance of a different currency up to 2% of the amount
  • Withdrawals in local currency from a Payoneer balance of the same currency
  • 1.50 USD for USD to USD withdrawal
  • 1.50 EUR for EUR to EUR withdrawal
  • 1.50 GBP for GBP to GBP withdrawal
  • Withdrawals in non-local currency up to 2% of the amount
  • For withdrawals with no currency conversion, a minimum fee may apply

The Payoneer Commercial Master card:

  • Transactions involving currency conversion are up to 3.5 %
  • Transactions involving cross-border fee is up to 1.8%

Pay Directly from your Payoneer balance:

  • The recipient with a Payoneer account is Free
  • If the recipient doesn’t have an account, then up to 2% of the amount
  • For business services
  • 1% on ACH bank debit card
  • 3% on Credit card
  • 1% on Local bank transfer
Visit Payoneer official website

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