Paypal vs Stripe

The main difference between Paypal and Stripe is that Paypal offer a free plan but Stripe does not offer this.

In this versus, we compare Paypal vs Stripe in-depth to help you choose one of them. If you want to know more details, we recommend you to read our Paypal review and Stripe review.

However, you can also directly find the Best Payment Gateway Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

Quick overview

Paypal vs Stripe at a Glance

To make your choice quick and efficient, here is a short summary about our comparison of Paypal vs Stripe. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

9.2
PayPal Review – Payment Processor, Digital Wallet and Money Management

PayPal Review – Payment Processor, Digital Wallet and Money Management

In this PayPal review, you’ll find more information about its features, pricing, pros and cons and why you should …
Average Score 9.2
Customer support
8.9
Value for money
9.1
Ease of use
9.3
Features
9.5
PROS:
  • Consumers' reliance on email and chat support
  • User interface with ease of use
  • Multiple cost levels are offered, which is beneficial for low-volume merchants
  • Numerous integrations
CONS:
  • Financial stability issues
  • Extra cost for options like credit card
9.4
Stripe Review – Payments Infrastructure for the Internet

Stripe Review – Payments Infrastructure for the Internet

In this Stripe review, you’ll find more information about its features, pricing, pros and cons and why you should …
Average Score 9.5
Customer support
9.2
Value for money
9.5
Ease of use
9.4
Features
9.7
PROS:
  • Easy to setup
  • Dedicated customer support
  • No hidden monthly fees
  • PCI Level 1 certified service provider
  • Refund any successful payment
  • App for Android and iOS
  • Documentation
CONS:
  • Additional fees are required for currency conversion & international cards
  • Few choices for making in-person payments

Specifications comparison

DetailsPaypalStripe
FeaturesMultinational Transmission of Money / PayPal Checkout  / Popular Mobile Payment System / Secure Platform / Utilization Made Easier with Money PoolIdentity / Radar / Reporting and Insights / Third-Party Integrations & Support
Best suited forIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprisesFreelancers, Small businesses, Mid size businesses, Large enterprises
Website languagesEnglishEnglish
Website URLVisit official websiteVisit official website
Support linkSupport pageSupport page
Support emailcontact@paypal.comsupport@stripe.com
Live chatYesYes
Company address2211 North First Street San Jose, California 95131510 Townsend Street San Francisco California 94103
Year founded19982010

Pricing comparison

Compare the price between Paypal vs Stripe

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

Pricing comparisonPaypalStripe
Pricing rangeFrom $0.99 to $4.992.9%
Pricing typesCommission basedCommission based
Free planYesNo
Free trialNoNo
Money back guaranteeNoNo
Pricing page linkSee plansSee plans

Paypal Pricing details

PayPal has versatile options for payments and transactions depending on the currency and location. A few important dates and percentages on financial transactions and donations like Domestic, International have been incorporated below.

PayPal Pricing

The standard rate for receiving domestic donations:

  • Donate Button: 2.89% + fixed fee
  • PayPal Fundraisers (Listed Fundraisers): 2.99%
  • PayPal Fundraisers (Unlisted Fundraisers): No Fee
  • PayPal Checkout for Donations: 2.89% + fixed fee

Additional percentage-based fee for international donations:

  • All Donations of 1.50%

Sending domestic personal transactions:

  • PayPal balance or a bank account: No fee
  • Cards: 2.90% + fixed fee
  • Amex Send™ Account: No fee

Sending international personal transaction fee:

  • PayPal balance or a bank account: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

  • Cards: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

  • Amex Send™ Account: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

Stripe Pricing details

Stripe provides several different pricing options that businesses can pick from depending on their needs & requirements. But the most popular one is the integrated plan which costs 2.9%+30¢ per successful card charge, which is perfect for small businesses. Another is the customized plan which has custom pricing and is best for businesses with extensive payments volume or high-value commerce.

Stripe Pricing

Integrated Plan (2.9%+30¢ per successful card charge):

  • Everything you require to manage payments
  • Hundreds of feature updates each year
  • No setup fees, hidden fees & monthly fees

Customized Plan (contact sales):

  • Country-specific rates
  • Interchange pricing
  • Volume discounts
  • Multi-product discounts

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