Paypal vs Skrill

The main difference between Paypal and Skrill lies in their origins and focus. PayPal, established in 1998, emerged as a versatile online payment platform catering to personal and business transactions. Skrill, founded in 2001 as Moneybookers, places a strong emphasis on facilitating international money transfers and online gaming transactions. While both platforms offer online payment solutions, their unique origins and priorities have shaped their offerings and target audiences. 

In this versus, we compare Paypal vs Skrill in-depth to help you choose one of them. If you want to know more details, we recommend you to read our Paypal review and Skrill review.

However, you can also directly find the Best Payment Gateway Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

Quick overview

Paypal vs Skrill at a Glance

To make your choice quick and efficient, here is a short summary about our comparison of Paypal vs Skrill. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

9.2
PayPal Review – Payment Processor, Digital Wallet and Money Management

PayPal Review – Payment Processor, Digital Wallet and Money Management

In this PayPal review, you’ll find more information about its features, pricing, pros and cons and why you should …
Average Score 9.2
Customer support
8.9
Value for money
9.1
Ease of use
9.3
Features
9.5
PROS:
  • Consumers' reliance on email and chat support
  • User interface with ease of use
  • Multiple cost levels are offered, which is beneficial for low-volume merchants
  • Numerous integrations
CONS:
  • Financial stability issues
  • Extra cost for options like credit card
8.4
Skrill Review – Online Wallet for Money Transfers and Online Payments

Skrill Review – Online Wallet for Money Transfers and Online Payments

In this Skrill review, you’ll find more information about its features, pricing, pros and cons and why you should …
Average Score 8.4
Customer support
8.5
Value for money
8.5
Ease of use
8
Features
8.7
PROS:
  • Feasible exchange rate
  • Management of Forex trading and online gambling accounts
  • Free bank transfers are available
  • Excellent customer service and customer support
  • User-friendly smartphone app
CONS:
  • Getting fully functioning is time-consuming
  • Complex fee plans

Specifications comparison

DetailsPaypalSkrill
FeaturesMultinational Transmission of Money / PayPal Checkout  / Popular Mobile Payment System / Secure Platform / Utilization Made Easier with Money PoolCryptocurrency with Skrill / Knect Loyalty Program / Payment Options
Best suited forIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprisesIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languagesEnglishEnglish
Website URLVisit official websiteVisit official website
Support linkSupport pageSupport page
Support emailcontact@paypal.comhelp@skrill.com
Live chatYesYes
Company address2211 North First Street San Jose, California 95131One Biscayne Tower, 2 S. Biscayne Blvd Suite 2630. Miami, Florida 33131, USA
Year founded19982001

Pricing comparison

Compare the price between Paypal vs Skrill

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

Pricing comparisonPaypalSkrill
Pricing rangeFrom $0.99 to $4.99From 0% to $5.5
Pricing typesCommission basedCommission based
Free planYesNo
Free trialNoNo
Money back guaranteeNoNo
Pricing page linkSee plansSee plans

Paypal Pricing details

PayPal has versatile options for payments and transactions depending on the currency and location. A few important dates and percentages on financial transactions and donations like Domestic, International have been incorporated below.

PayPal Pricing

The standard rate for receiving domestic donations:

  • Donate Button: 2.89% + fixed fee
  • PayPal Fundraisers (Listed Fundraisers): 2.99%
  • PayPal Fundraisers (Unlisted Fundraisers): No Fee
  • PayPal Checkout for Donations: 2.89% + fixed fee

Additional percentage-based fee for international donations:

  • All Donations of 1.50%

Sending domestic personal transactions:

  • PayPal balance or a bank account: No fee
  • Cards: 2.90% + fixed fee
  • Amex Send™ Account: No fee

Sending international personal transaction fee:

  • PayPal balance or a bank account: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

  • Cards: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

  • Amex Send™ Account: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

Skrill Pricing details

The main options of depositing funds, withdrawing funds, and sending and receiving money have been discussed with brief percentage rates. While the other fee options like card subscription fees and other maintenance charges are subjected to depending upon the currency and location.

Skrill Pricing

Deposit Funds:

  • Local payment methods transfer fee Free of charge 0.00 %
  • Bank Account via ACH, Wire Transfer, Paysafecard, Paysafecash
  • Global payment methods Free of charge 0.00 %

Withdraw funds:

  • Global payment methods Fee USD 5.50
  • Bank Account via ACH

Send and Receive Money:

  • Skrill to Skrill is free; as long as currency conversion doesn’t follow

PayPal’s pricing structure varies based on the type of transaction (personal or business), the payment method used, and the country. For receiving money, PayPal charges fees ranging from a percentage of the transaction amount plus a fixed fee. Skrill, on the other hand, offers a straightforward fee structure for transactions and withdrawals, with varying costs based on the payment method and the user’s country.

When comparing the two, Skrill tends to have slightly lower fees for international money transfers, making it a preferable choice for users dealing with cross-border transactions. However, PayPal’s widespread acceptance and integration across a wide range of online platforms, coupled with its familiarity among users, make it a convenient option for various types of transactions.

🏆 Winner: Skrill

Learn more in the section below with our comparison of the different features of Paypal vs Skrill .

Features comparison

We highlight the main differences between Paypal vs Skrill

Here is a quick summary of the differences between the features and services offered by Paypal vs Skrill:

Features overview

Paypal vs Skrill
Paypal logo 1
VS
Skrill review
PaymentsPayment Flexibility
VS
ReachInternational Transfers
VS
SafetySecurity and Fraud Prevention
VS
IntegrationsOnline Shopping Integration
VS
Ease of UseUser Interface
VS

In this section, we will compare only the big differences between Paypal and Skrill, and we will assign a winner for each feature or service.
So we will compare first:

  • Payments
  • Reach
  • Safety
  • Integrations
  • Ease of Use

Payments

Both PayPal and Skrill offer users the ability to send and receive money on a global scale, accommodating personal and business transactions alike. PayPal’s wide integration across numerous online platforms and its widespread acceptance make it a preferred choice for payment flexibility. It seamlessly adapts to various payment scenarios, whether you are buying products, transferring funds to family and friends, or conducting business transactions.

🏆 Winner: PayPal

Reach

Skrill shines in the case of international money transfers, making it an attractive option for users dealing with cross-border transactions. Its competitive exchange rates and lower fees for international transfers provide cost-effective solutions for those navigating global financial landscapes. While PayPal also supports international transfers, Skrill’s specialized focus grants it an edge in providing tailored solutions for seamless cross-border transactions. 

🏆 Winner: Skrill

Safety

Security remains a paramount concern in online transactions, and both PayPal and Skrill prioritize user protection. Both platforms employ encryption and two-factor authentication to safeguard users’ sensitive financial information. PayPal, however, takes an additional step by offering comprehensive Buyer and Seller Protection policies. These measures enhance trust and provide an extra layer of assurance against potential fraud. 

🏆 Winner: PayPal

Integrations

PayPal’s seamless integration with a vast array of online retailers and e-commerce platforms positions it as a convenient choice for online shopping. It streamlines the checkout process and eliminates the need for entering payment details repeatedly. Skrill also offers integration with online retailers, making transactions smoother, but it might not match the extensive integration network that PayPal boasts. 

🏆 Winner: PayPal

Ease of Use

User experience is pivotal in the realm of online payments, and both PayPal and Skrill focus on delivering user-friendly interfaces. PayPal’s intuitive design, familiar to a wide range of users, simplifies navigation and transaction processes. Skrill’s interface is also user-friendly, catering to users looking for straightforward transactions. However, PayPal’s recognition and familiarity among users contribute to its edge in this aspect.

🏆 Winner: PayPal

User Reviews

Find out what current users think about Paypal and Skrill

If you need some external reviews of Ciroapp, you can read the reviews written by their users. Feel free to add your own on these platforms once you are an experienced user of Paypal or Skrill, to help our community to choose.

Paypal Reviews

9.2
PayPal Review – Payment Processor, Digital Wallet and Money Management

PayPal Review – Payment Processor, Digital Wallet and Money Management

In this PayPal review, you’ll find more information about its features, pricing, pros and cons and why you should …

Skrill Reviews

8.4
Skrill Review – Online Wallet for Money Transfers and Online Payments

Skrill Review – Online Wallet for Money Transfers and Online Payments

In this Skrill review, you’ll find more information about its features, pricing, pros and cons and why you should …

Now that you have read everything and know all the differences between Paypal and Skrill, it’s time to define a winner! Find out in the following whom the winner of this versus is ⚡.

Winner

Paypal vs Skrill: Who is the winner?

In this review of PayPal and Skrill, the scales tip in favor of PayPal as the clear winner. The comprehensive range of features that PayPal offers, coupled with its widespread recognition and integration across various online platforms, makes it an invaluable tool for users seeking versatile and seamless online payment solutions. PayPal’s commitment to user security through advanced protection policies, as well as its intuitive interface, further solidifies its position at the forefront of the online payment landscape.

Its broad acceptance and reputation extend its utility beyond personal transactions, making it an essential tool for businesses and freelancers engaged in e-commerce activities. Its comprehensive suite of features, including buyer and seller protection, positions it as a trustworthy ally in navigating the digital financial landscape. However, while PayPal takes the lead, it’s essential to recognize Skrill as a commendable runner-up. 

Skrill’s specialized focus on international money transfers and competitive exchange rates grants it a unique advantage for users with cross-border financial needs. Its commitment to facilitating seamless online transactions, especially in the realm of online gaming, showcases its dedication to specific user niches.

Poll

Skrill vs Paypal: Which one will you use?

At Ciroapp, we are always striving to provide the best possible experience for our readers. We understand that making a decision between two software can be a difficult task. That’s why we want to hear from you! Your valuable opinion can help us improve our future versus articles and guide our readers in making informed decisions. By casting your vote, you not only help us, but also the community of readers who rely on our content. So, share your thoughts with us and let us know which software you prefer!

Which one will you use?


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