Paypal vs Payoneer

The main difference between Paypal and Payoneer is that Paypal offer a free plan but Payoneer does not offer this.

In this versus, we compare Paypal vs Payoneer in-depth to help you choose one of them. If you want to know more details, we recommend you to read our Paypal review and Payoneer review.

However, you can also directly find the Best Payment Gateway Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

Quick overview

Paypal vs Payoneer at a Glance

To make your choice quick and efficient, here is a short summary about our comparison of Paypal vs Payoneer. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

9.2
PayPal Review – Payment Processor, Digital Wallet and Money Management

PayPal Review – Payment Processor, Digital Wallet and Money Management

In this PayPal review, you’ll find more information about its features, pricing, pros and cons and why you should …
Average Score 9.2
Customer support
8.9
Value for money
9.1
Ease of use
9.3
Features
9.5
PROS:
  • Consumers' reliance on email and chat support
  • User interface with ease of use
  • Multiple cost levels are offered, which is beneficial for low-volume merchants
  • Numerous integrations
CONS:
  • Financial stability issues
  • Extra cost for options like credit card
8.7
Payoneer Review – Payment Platform for Cross-border Digital Business

Payoneer Review – Payment Platform for Cross-border Digital Business

In this Payoneer review, you’ll find more information about its features, pricing, pros and cons and why you should …
Average Score 8.7
Customer support
9.3
Value for money
8.5
Ease of use
8.5
Features
8.6
PROS:
  • Works for 200 countries
  • Free worldwide Payoneer-to-Payoneer payments
  • Multilingual customer service and chat support 24/7
  • Value-Added Tax payment exemption for Europe and the United Kingdom
  • Secure platform
CONS:
  • Numerous charges
  • Expensive card transactions

Specifications comparison

DetailsPaypalPayoneer
FeaturesMultinational Transmission of Money / PayPal Checkout  / Popular Mobile Payment System / Secure Platform / Utilization Made Easier with Money PoolReceive Funds and Payments / Vat Payment / Working Capital Advance
Best suited forIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprisesIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languagesEnglishEnglish
Website URLVisit official websiteVisit official website
Support linkSupport pageSupport page
Support emailcontact@paypal.comCustomerServiceManager@Payoneer.com
Live chatYesYes
Company address2211 North First Street San Jose, California 95131150 West 30th Street, Suite 600, New York, NY, 10001
Year founded19982005

Pricing comparison

Compare the price between Paypal vs Payoneer

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

Pricing comparisonPaypalPayoneer
Pricing rangeFrom $0.99 to $4.99From 1% to 3.5%
Pricing typesCommission basedCommission based
Free planYesNo
Free trialNoNo
Money back guaranteeNoNo
Pricing page linkSee plansSee plans

Paypal Pricing details

PayPal has versatile options for payments and transactions depending on the currency and location. A few important dates and percentages on financial transactions and donations like Domestic, International have been incorporated below.

PayPal Pricing

The standard rate for receiving domestic donations:

  • Donate Button: 2.89% + fixed fee
  • PayPal Fundraisers (Listed Fundraisers): 2.99%
  • PayPal Fundraisers (Unlisted Fundraisers): No Fee
  • PayPal Checkout for Donations: 2.89% + fixed fee

Additional percentage-based fee for international donations:

  • All Donations of 1.50%

Sending domestic personal transactions:

  • PayPal balance or a bank account: No fee
  • Cards: 2.90% + fixed fee
  • Amex Send™ Account: No fee

Sending international personal transaction fee:

  • PayPal balance or a bank account: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

  • Cards: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

  • Amex Send™ Account: 5.00%

A minimum international fee of 0.99 USD

A maximum international fee of 4.99 USD

Payoneer Pricing details

Payoneer has versatile fee options for transactions and sending money. The details and particulars are discussed in detail below.

Payoneer Pricing

Withdraw funds to your local bank account:

  • Withdrawals in local currency from a Payoneer balance of a different currency up to 2% of the amount
  • Withdrawals in local currency from a Payoneer balance of the same currency
  • 1.50 USD for USD to USD withdrawal
  • 1.50 EUR for EUR to EUR withdrawal
  • 1.50 GBP for GBP to GBP withdrawal
  • Withdrawals in non-local currency up to 2% of the amount
  • For withdrawals with no currency conversion, a minimum fee may apply

The Payoneer Commercial Master card:

  • Transactions involving currency conversion are up to 3.5 %
  • Transactions involving cross-border fee is up to 1.8%

Pay Directly from your Payoneer balance:

  • The recipient with a Payoneer account is Free
  • If the recipient doesn’t have an account, then up to 2% of the amount
  • For business services
  • 1% on ACH bank debit card
  • 3% on Credit card
  • 1% on Local bank transfer

Poll

Payoneer vs Paypal: Which one will you use?

At Ciroapp, we are always striving to provide the best possible experience for our readers. We understand that making a decision between two software can be a difficult task. That’s why we want to hear from you! Your valuable opinion can help us improve our future versus articles and guide our readers in making informed decisions. By casting your vote, you not only help us, but also the community of readers who rely on our content. So, share your thoughts with us and let us know which software you prefer!

Which one will you use?


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