The main difference between National Processing and Zettle is that Zettle offers a live chat support but National Processing does not offer this.
In this versus, we compare National Processing vs Zettle in-depth to help you choose one of them. If you want to know more details, we recommend you to read our National Processing review and Zettle review.
However, you can also directly find the Best Point of Sale Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.
Here is what we will talk about in the rest of this article:
To make your choice quick and efficient, here is a short summary about our comparison of Zettle vs National Processing. Find out their ratings, features, prices and then discover the winner of the versus.
National Processing offers a variety of pricing plans tailored to different needs. Their low-cost monthly plans start at $9.95 for select industries, while subscription-based plans are available at $59 and $199 per month for merchants processing over $200,000 in transactions.
Industry-specific plans come with variable per-transaction fees, ranging from 0.12% plus 6¢ for nonprofits to 0.29% plus 15¢ for e-commerce.
Additional costs include a $15 per month fee for ACH processing and early termination fees ranging from $495 to $595. All plans come with free mobile readers and gateway setup.
Standard Monthly Plans
Low-Cost Monthly Plans: Available for select industries at $9.95 per month.
Subscription-Based Plans: Two options available at $59 and $199 per month for qualified merchants processing $200,000 or more in transactions per month.
Industry-Specific Plans
Nonprofit: 0.12% plus 6¢ per transaction.
Restaurants: 0.14% plus 7¢ per transaction.
Retail: 0.18% plus 10¢ per transaction.
E-commerce: 0.29% plus 15¢ per transaction.
Subscription and Subscription Plus Plans
$59-per-month Subscription Plan: Per-transaction costs are 0.0% plus 9¢.
$199-per-month Subscription Plus Plan: Per-transaction costs are 0.0% plus 5¢. This plan also offers a free terminal upgrade every two years.
Additional Costs
ACH Processing Plans: Available at $15 per month.
Early Termination Fees: Range from $495 to $595 if you close your account early.
Note: All plans include a free mobile reader and gateway setup, along with free reprogramming of existing equipment. The competitive price guarantee is limited to companies processing $10,000 or more per month.
Zettle charges a flat transaction fee of 1.75% for card payments and PayPal QR Codes, and a 2.5% fee for Payment Links and Zettle Invoices (for accounts created before May 8, 2023). Custom rate plans are available for businesses processing over £10,000 in card payments monthly.
Hardware costs are a one-time purchase, with the all-in-one terminal priced from £149 and the card reader at £29 for new users. There are no recurring fees or long-term commitments. All fees are subject to change.
Transaction Fees
Card Transactions: A flat rate of 1.75% is charged for each transaction made through major cards and mobile wallets, including American Express.
PayPal QR Codes: The transaction fee for payments made through PayPal QR codes is also 1.75%.
Payment Links: If you use Payment Links to facilitate remote payments, the transaction fee is 2.5%.
Zettle Invoice: For those who signed up to Zettle before May 8, 2023, the transaction fee for Zettle Invoice is 2.5%.
Custom Rate Plans
Businesses that process over £10,000 in card payments every month can inquire about custom rate plans tailored to their needs.
Hardware Costs
Terminal: The all-in-one terminal is priced from £149, excluding VAT and delivery fees.
Card Reader: For new business users, the card reader is priced at £29, excluding VAT and delivery fees.
No Additional Fees
There are no recurring fees or long-term commitments. All hardware is a one-time purchase.
Funds typically arrive in your PayPal Business account within minutes, and you can set up automatic transfers to your bank with no added fee.