National Processing vs Stripe - Who is the winner?

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The main difference between National Processing and Stripe is that Stripe offers live chat support but National Processing does not offer this.

In this versus, we compare National Processing vs Stripe in-depth to help you choose one of them. If you want to know more details, we recommend you to read our National Processing review and Stripe review.

However, you can also directly find the Best Payment Gateway, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

Table of contents open

Quick overview

National Processing vs Stripe at a Glance

To make your choice quick and efficient, here is a short summary about our comparison of Stripe vs National Processing. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

National Processing Review, Pricing, Features with Pros and Cons

In this National Processing review, you’ll find more information about its features, pricing, pros and cons and why you …

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Read full review

Average Score 9

Customer support

Value for money

8.8

Ease of use

9.1

Features

9.2

PROS:

Clear pricing with no hidden fees
Tailored solutions for various industries
Support for high-risk sectors
Includes virtual terminals and free readers

CONS:

Not ideal for low-volume businesses
High fees for high-risk sectors
Unclear custom pricing
Restrictions on free equipment

Visit National Processing

9.4

Stripe Review – Payments Infrastructure for the Internet

In this Stripe review, you’ll find more information about its features, pricing, pros and cons and why you should …

Visit Stripe

Read full review

Average Score 9.5

Customer support

9.2

Value for money

9.5

Ease of use

9.4

Features

9.7

PROS:

Easy to setup
Dedicated customer support
No hidden monthly fees
PCI Level 1 certified service provider
Refund any successful payment
App for Android and iOS
Documentation

CONS:

Additional fees are required for currency conversion & international cards
Few choices for making in-person payments

Visit Stripe

Specifications comparison

Details	National Processing	Stripe
Features	24/7 Customer Support / ACH Payments / Checkout & Payments / Collect Payments Easily / Customization Features / Industry-Specific Solutions / Online Payments / Payment Processing / Risk management / Sell Products & Subscriptions / Transparent Pricing / Unlimited Customization Options	Identity / Radar / Reporting and Insights / Third-Party Integrations & Support
Best suited for	Small businesses, Mid size businesses	Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languages	English	English
Website URL	Visit official website	Visit official website
Support link	Support page	Support page
Support email		support@stripe.com
Live chat	No	Yes
Company address	United States	510 Townsend Street San Francisco California 94103
Year founded	2008	2010

Pricing comparison

Compare the price between National Processing vs Stripe

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

Pricing comparison	National Processing	Stripe
Pricing range	From $9.95 to $199 per month	2.9%
Pricing types	Monthly subscription / Pay-per-use	Commission based
Free plan	No	No
Free trial	No	No
Money back guarantee	No	No
Pricing page link	See plans	See plans

National Processing Pricing details

National Processing offers a variety of pricing plans tailored to different needs. Their low-cost monthly plans start at $9.95 for select industries, while subscription-based plans are available at $59 and $199 per month for merchants processing over $200,000 in transactions.

Industry-specific plans come with variable per-transaction fees, ranging from 0.12% plus 6¢ for nonprofits to 0.29% plus 15¢ for e-commerce.

Additional costs include a $15 per month fee for ACH processing and early termination fees ranging from $495 to $595. All plans come with free mobile readers and gateway setup.

Standard Monthly Plans

Low-Cost Monthly Plans: Available for select industries at $9.95 per month.
Subscription-Based Plans: Two options available at $59 and $199 per month for qualified merchants processing $200,000 or more in transactions per month.

Industry-Specific Plans

Nonprofit: 0.12% plus 6¢ per transaction.
Restaurants: 0.14% plus 7¢ per transaction.
Retail: 0.18% plus 10¢ per transaction.
E-commerce: 0.29% plus 15¢ per transaction.

Subscription and Subscription Plus Plans

$59-per-month Subscription Plan: Per-transaction costs are 0.0% plus 9¢.
$199-per-month Subscription Plus Plan: Per-transaction costs are 0.0% plus 5¢. This plan also offers a free terminal upgrade every two years.

Additional Costs

ACH Processing Plans: Available at $15 per month.
Early Termination Fees: Range from $495 to $595 if you close your account early.

Note: All plans include a free mobile reader and gateway setup, along with free reprogramming of existing equipment. The competitive price guarantee is limited to companies processing $10,000 or more per month.

Visit National Processing official website

Stripe Pricing details

Stripe provides several different pricing options that businesses can pick from depending on their needs & requirements. But the most popular one is the integrated plan which costs 2.9%+30¢ per successful card charge, which is perfect for small businesses. Another is the customized plan which has custom pricing and is best for businesses with extensive payments volume or high-value commerce.

Integrated Plan (2.9%+30¢ per successful card charge):

Everything you require to manage payments
Hundreds of feature updates each year
No setup fees, hidden fees & monthly fees

Customized Plan (contact sales):

Country-specific rates
Interchange pricing
Volume discounts
Multi-product discounts

Visit Stripe official website

National Processing vs Stripe

1Quick overview
2Pricing comparison