National Processing vs Payoneer - Who is the winner?

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The main difference between National Processing and Payoneer is that Payoneer offers live chat support but National Processing does not offer this.

In this versus, we compare National Processing vs Payoneer in-depth to help you choose one of them. If you want to know more details, we recommend you to read our National Processing review and Payoneer review.

However, you can also directly find the Best Payment Gateway, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.

Here is what we will talk about in the rest of this article:

Table of contents open

Quick overview

National Processing vs Payoneer at a Glance

To make your choice quick and efficient, here is a short summary about our comparison of Payoneer vs National Processing. Find out their ratings, features, prices and then discover the winner of the versus.

Pros and Cons comparison

National Processing Review, Pricing, Features with Pros and Cons

In this National Processing review, you’ll find more information about its features, pricing, pros and cons and why you …

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Read full review

Average Score 9

Customer support

Value for money

8.8

Ease of use

9.1

Features

9.2

PROS:

Clear pricing with no hidden fees
Tailored solutions for various industries
Support for high-risk sectors
Includes virtual terminals and free readers

CONS:

Not ideal for low-volume businesses
High fees for high-risk sectors
Unclear custom pricing
Restrictions on free equipment

Visit National Processing

8.7

Payoneer Review – Payment Platform for Cross-border Digital Business

In this Payoneer review, you’ll find more information about its features, pricing, pros and cons and why you should …

Visit Payoneer

Read full review

Average Score 8.7

Customer support

9.3

Value for money

8.5

Ease of use

8.5

Features

8.6

PROS:

Works for 200 countries
Free worldwide Payoneer-to-Payoneer payments
Multilingual customer service and chat support 24/7
Value-Added Tax payment exemption for Europe and the United Kingdom
Secure platform

CONS:

Numerous charges
Expensive card transactions

Visit Payoneer

Specifications comparison

Details	National Processing	Payoneer
Features	24/7 Customer Support / ACH Payments / Checkout & Payments / Collect Payments Easily / Customization Features / Industry-Specific Solutions / Online Payments / Payment Processing / Risk management / Sell Products & Subscriptions / Transparent Pricing / Unlimited Customization Options	Receive Funds and Payments / Vat Payment / Working Capital Advance
Best suited for	Small businesses, Mid size businesses	Individuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languages	English	English
Website URL	Visit official website	Visit official website
Support link	Support page	Support page
Support email		CustomerServiceManager@Payoneer.com
Live chat	No	Yes
Company address	United States	150 West 30th Street, Suite 600, New York, NY, 10001
Year founded	2008	2005

Pricing comparison

Compare the price between National Processing vs Payoneer

Find out which software has the best valuable pricing, which one offers a free trial and money back guarantee.

Pricing comparison	National Processing	Payoneer
Pricing range	From $9.95 to $199 per month	From 1% to 3.5%
Pricing types	Monthly subscription / Pay-per-use	Commission based
Free plan	No	No
Free trial	No	No
Money back guarantee	No	No
Pricing page link	See plans	See plans

National Processing Pricing details

National Processing offers a variety of pricing plans tailored to different needs. Their low-cost monthly plans start at $9.95 for select industries, while subscription-based plans are available at $59 and $199 per month for merchants processing over $200,000 in transactions.

Industry-specific plans come with variable per-transaction fees, ranging from 0.12% plus 6¢ for nonprofits to 0.29% plus 15¢ for e-commerce.

Additional costs include a $15 per month fee for ACH processing and early termination fees ranging from $495 to $595. All plans come with free mobile readers and gateway setup.

Standard Monthly Plans

Low-Cost Monthly Plans: Available for select industries at $9.95 per month.
Subscription-Based Plans: Two options available at $59 and $199 per month for qualified merchants processing $200,000 or more in transactions per month.

Industry-Specific Plans

Nonprofit: 0.12% plus 6¢ per transaction.
Restaurants: 0.14% plus 7¢ per transaction.
Retail: 0.18% plus 10¢ per transaction.
E-commerce: 0.29% plus 15¢ per transaction.

Subscription and Subscription Plus Plans

$59-per-month Subscription Plan: Per-transaction costs are 0.0% plus 9¢.
$199-per-month Subscription Plus Plan: Per-transaction costs are 0.0% plus 5¢. This plan also offers a free terminal upgrade every two years.

Additional Costs

ACH Processing Plans: Available at $15 per month.
Early Termination Fees: Range from $495 to $595 if you close your account early.

Note: All plans include a free mobile reader and gateway setup, along with free reprogramming of existing equipment. The competitive price guarantee is limited to companies processing $10,000 or more per month.

Visit National Processing official website

Payoneer Pricing details

Payoneer has versatile fee options for transactions and sending money. The details and particulars are discussed in detail below.

Withdraw funds to your local bank account:

Withdrawals in local currency from a Payoneer balance of a different currency up to 2% of the amount
Withdrawals in local currency from a Payoneer balance of the same currency
1.50 USD for USD to USD withdrawal
1.50 EUR for EUR to EUR withdrawal
1.50 GBP for GBP to GBP withdrawal
Withdrawals in non-local currency up to 2% of the amount
For withdrawals with no currency conversion, a minimum fee may apply

The Payoneer Commercial Master card:

Transactions involving currency conversion are up to 3.5 %
Transactions involving cross-border fee is up to 1.8%

Pay Directly from your Payoneer balance:

The recipient with a Payoneer account is Free
If the recipient doesn’t have an account, then up to 2% of the amount
For business services
1% on ACH bank debit card
3% on Credit card
1% on Local bank transfer

Visit Payoneer official website

National Processing vs Payoneer

1Quick overview
2Pricing comparison