The main difference between Elavon and National Processing is that Elavon is quite more experienced company compared to National Processing.
In this versus, we compare Elavon vs National Processing in-depth to help you choose one of them. If you want to know more details, we recommend you to read our Elavon review and National Processing review.
However, you can also directly find the Best Point of Sale Software, we list them by ranking (based on our review rating), you can find all the comparisons we made and we explain how you should choose the proper one.
Here is what we will talk about in the rest of this article:
To make your choice quick and efficient, here is a short summary about our comparison of National Processing vs Elavon. Find out their ratings, features, prices and then discover the winner of the versus.
Elavon employs a quote-based pricing model, meaning the costs are tailored to individual business needs and depend on factors like industry and transaction volume.
The company also collaborates with Independent Sales Organizations, which may introduce variable pricing terms. Additional fees, including those for payment gateway services, may apply, and some users have reported unexpected monthly charges.
Due to the lack of upfront pricing information, it’s recommended to consult directly with an Elavon representative for a detailed quote.
Quote-Based Pricing: Elavon uses a quote-based pricing structure, which means the cost will vary depending on factors such as your business’s industry and transaction volume. To get a quote, you’ll need to contact a representative through the website.
Independent Sales Organizations (ISOs): Elavon works with ISOs that sell the company’s products but are not directly employed by Elavon. These organizations work on commission and may have different or confusing pricing terms.
Additional Fees: Some users have reported unexpected monthly fees that were not initially disclosed, adding to the overall cost of using the service.
Payment Gateway Fees: While not explicitly stated, be aware that using Elavon’s payment gateway services like Fusebox or Converge might incur additional fees.
Holding of Funds: Some businesses have reported that Elavon holds onto their funds for unspecified reasons, affecting their cash flow.
Note: Due to the lack of transparency, it’s advisable to discuss all potential fees and terms in detail with a representative before committing to the service.
National Processing offers a variety of pricing plans tailored to different needs. Their low-cost monthly plans start at $9.95 for select industries, while subscription-based plans are available at $59 and $199 per month for merchants processing over $200,000 in transactions.
Industry-specific plans come with variable per-transaction fees, ranging from 0.12% plus 6¢ for nonprofits to 0.29% plus 15¢ for e-commerce.
Additional costs include a $15 per month fee for ACH processing and early termination fees ranging from $495 to $595. All plans come with free mobile readers and gateway setup.
Standard Monthly Plans
Low-Cost Monthly Plans: Available for select industries at $9.95 per month.
Subscription-Based Plans: Two options available at $59 and $199 per month for qualified merchants processing $200,000 or more in transactions per month.
Industry-Specific Plans
Nonprofit: 0.12% plus 6¢ per transaction.
Restaurants: 0.14% plus 7¢ per transaction.
Retail: 0.18% plus 10¢ per transaction.
E-commerce: 0.29% plus 15¢ per transaction.
Subscription and Subscription Plus Plans
$59-per-month Subscription Plan: Per-transaction costs are 0.0% plus 9¢.
$199-per-month Subscription Plus Plan: Per-transaction costs are 0.0% plus 5¢. This plan also offers a free terminal upgrade every two years.
Additional Costs
ACH Processing Plans: Available at $15 per month.
Early Termination Fees: Range from $495 to $595 if you close your account early.
Note: All plans include a free mobile reader and gateway setup, along with free reprogramming of existing equipment. The competitive price guarantee is limited to companies processing $10,000 or more per month.
