LifeLock Review, Pricing, Features with Pros and Cons

In this LifeLock review, you'll find more information about its features, pricing, pros and cons and why you should consider using it.
9.3/10 (Expert Score)
Product is rated as #1 in category Identity Theft Protection
9.3Expert Score
LifeLock makes identity theft protection easy.

Unlock peace of mind with LifeLock, your digital guardian that never sleeps. From real-time alerts that catch identity threats in their tracks to a million-dollar Service Guarantee that has your back, LifeLock offers a robust suite of features designed to keep you one step ahead of identity thieves.

Customer support
9.1
Value for money
9.2
Ease of use
9.3
Features
9.4
Pros
  • Affordable
  • Huge Guarantee
  • Convenience
Cons
  • Can be done by individuals for free

In a digital age where your personal information is as valuable as gold, how do you safeguard your identity from prying eyes and nefarious activities? Enter LifeLock, the identity theft protection software that acts as your personal security guard.

From real-time alerts on suspicious activities to a million-dollar Service Guarantee, LifeLock offers a fortress of features designed to keep your identity secure. But is it the ultimate shield you’ve been looking for, or just another layer of bubble wrap?

It’s not just about protection; it’s about empowering you to live freely in a digital world, knowing that your identity is under vigilant watch. With LifeLock, you’re not just securing your identity—you’re investing in your peace of mind.

Read further to learn more about LifeLock, in our review we will detail its features, pros and cons with our rating, and a conclusion about why you should use it.

Click on “open” if you want to see exactly what we will talk about in the rest of this article.

Overview

What is LifeLock?

LifeLock is an identity theft protection software that actively monitors for threats to your identity. It offers real-time alerts via text, phone call, email, or mobile app, allowing you to lock your accounts with a single click if suspicious activity is detected.

The service provides various plans with coverage ranging up to $3 million, including legal and expert fees, stolen funds reimbursement, and personal expense compensation. LifeLock is designed to scan for the use of your personal information, alert you to potential threats, and assist in resolving identity theft issues.

By offering robust features and a high level of guarantee, LifeLock stands as a strong choice for those looking to protect their identity.

LifeLock cover

LifeLock specifications

Features24/7 live support / Alerts / Click fraud monitoring / Credit Monitoring / Credit Reports & Scores / Dark Web Monitoring / Financial Transactions Monitoring / Home Title Monitoring / Identity Lock / Online Privacy / Social Media Monitoring
Best suited forIndividuals, Freelancers, Small businesses, Mid size businesses, Large enterprises
Website languagesEnglish
Website URLVisit official website
Support linkSupport page
Live chatYes
Company addressArizona 85281, US
Year founded2019

Pricing

LifeLock pricing: How much does LifeLock cost?

Navigating the digital landscape safely doesn’t have to break the bank. With LifeLock’s flexible pricing plans ranging from $7.50 to $79.99 per month, you can choose the level of identity theft protection that fits your lifestyle and budget.

Whether you’re looking for basic coverage or a comprehensive security net, LifeLock has a plan tailored just for you !

Pricing rangeFrom $7.50 to $79.99 per month
Pricing typesAnnual subscription / Monthly subscription
Free planNo
Free trialYes, 30 days
Money back guaranteeYes, 60 days
Pricing page linkSee plans

LifeLock pricing plans

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Individual Plan : 1 Adult

Standard Plan

  • Price: $7.50/month for the first year, renews at $11.99/month
  • Coverage: Up to $1,050,000
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $25,000
    • Personal expense compensation: Up to $25,000
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: One-Bureau
    • Identity theft protection benefits for adults

Advantage Plan

  • Price: $14.99/month for the first year, renews at $22.99/month
  • Coverage: Up to $1,200,000
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $100,000
    • Personal expense compensation: Up to $100,000
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: One-Bureau
    • Identity Lock: TransUnion Credit File Lock
    • Payday Loan Lock
    • Phone Takeover Monitoring
    • Alerts on Crimes in Your Name
    • Buy Now Pay Later Alerts

Ultimate Plus Plan

  • Price: $19.99/month for the first year, renews at $34.99/month
  • Coverage: Up to $3,000,000
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $1 million
    • Personal expense compensation: Up to $1 million
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: Three-Bureau
    • Identity Lock: TransUnion Credit File Lock
    • Payday Loan Lock
    • Phone Takeover Monitoring
    • Alerts on Crimes in Your Name
    • Buy Now Pay Later Alerts
    • Credit Reports & Scores: One-Bureau (Unlimited updates), Three-Bureau (Annual)
    • 401(k) & Investment Account Activity Alerts
    • Home Title Monitoring
    • Social Media Monitoring

Family Plan : 2 Adults

Standard Plan

  • Price: $12.49/month for the first year, renews at $23.99/month
  • Coverage (Per adult) : Up to $1,050,000
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $25,000
    • Personal expense compensation: Up to $25,000
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: One-Bureau
    • Identity theft protection benefits for adults

Advantage Plan

  • Price: $23.99/month for the first year, renews at $45.99/month
  • Coverage (Per Adult) : Up to $1,200,000
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $100,000
    • Personal expense compensation: Up to $100,000
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: One-Bureau
    • Identity Lock: TransUnion Credit File Lock
    • Payday Loan Lock
    • Phone Takeover Monitoring
    • Alerts on Crimes in Your Name
    • Buy Now Pay Later Alerts

Ultimate Plus Plan

  • Price: $32.99/month for the first year, renews at $69.99/month
  • Coverage (Per Adult) : Up to $3,000,000
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $1 million
    • Personal expense compensation: Up to $1 million
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: Three-Bureau
    • Identity Lock: TransUnion Credit File Lock
    • Payday Loan Lock
    • Phone Takeover Monitoring
    • Alerts on Crimes in Your Name
    • Buy Now Pay Later Alerts
    • Credit Reports & Scores: One-Bureau (Unlimited updates), Three-Bureau (Annual)
    • 401(k) & Investment Account Activity Alerts
    • Home Title Monitoring
    • Social Media Monitoring

Family Plan : 2 Adults + 5 Kids

Standard Plan

  • Price: $18.49/month for the first year, renews at $35.99/month
  • Coverage: Up to $1,050,000 per adult + Up to $1,050,000 per child
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $25,000
    • Personal expense compensation: Up to $25,000
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: One-Bureau
    • Identity theft protection benefits for adults

Advantage Plan

  • Price: $29.99/month for the first year, renews at $57.99/month
  • Coverage: Up to $1,200,000 per adult + Up to $1,200,000 per child
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $100,000
    • Personal expense compensation: Up to $100,000
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: One-Bureau
    • Identity Lock: TransUnion Credit File Lock
    • Payday Loan Lock
    • Phone Takeover Monitoring
    • Alerts on Crimes in Your Name
    • Buy Now Pay Later Alerts

Ultimate Plus Plan

  • Price: $38.99/month for the first year, renews at $79.99/month
  • Coverage: Up to $3,000,000 per adult + Up to $3,000,000 per child
    • Lawyers and experts: Up to $1 million
    • Stolen funds reimbursement: Up to $1 million
    • Personal expense compensation: Up to $1 million
  • Features:
    • Identity & Social Security Number Alerts
    • Credit Monitoring: Three-Bureau
    • Identity Lock: TransUnion Credit File Lock
    • Payday Loan Lock
    • Phone Takeover Monitoring
    • Alerts on Crimes in Your Name
    • Buy Now Pay Later Alerts
    • Credit Reports & Scores: One-Bureau (Unlimited updates), Three-Bureau (Annual)
    • 401(k) & Investment Account Activity Alerts
    • Home Title Monitoring
    • Social Media Monitoring

Features

LifeLock features: What can you do with it?

Discover LifeLock’s feature-rich ecosystem designed to give you unparalleled peace of mind. From real-time alerts on suspicious activities to robust credit monitoring, LifeLock’s suite of features offers a 360-degree shield against identity theft !

LifeLock overview

Identity & Social Security Number Alerts

This feature scans various databases and websites for unauthorized use of your Social Security number and other personal identifiers. If a potential threat is detected, LifeLock sends you real-time alerts via text, email, or mobile app, allowing you to take immediate corrective action.

Credit Monitoring

LifeLock monitors your credit files across one or more credit bureaus, depending on your subscription plan. It tracks key changes like new account openings, credit inquiries, and delinquencies, alerting you to any suspicious activity that could impact your credit score.

Identity Lock

With a single click, you can lock your TransUnion Credit File and Payday Loan accounts. This prevents unauthorized access and makes it more difficult for identity thieves to open new accounts or take out loans in your name.

Phone Takeover Monitoring

This feature monitors your phone account for any unauthorized changes, such as SIM swaps or porting your number to a different carrier. If such activity is detected, you’ll receive an alert to take immediate action.

Home Title Monitoring

This feature scans public records for any changes or transfers related to the title of your home. If any unauthorized changes are detected, you’ll receive an alert, allowing you to take legal action if necessary.

Social Media Monitoring

LifeLock scans various social media platforms for the misuse of your personal information, such as your name, photos, or other identifiers. If any misuse is detected, you’ll be alerted to take corrective action.

Online Privacy Monitoring

This feature scans public websites and databases to see if your personal information is being shared without your consent. If your information is found, you’ll be alerted and given options for how to remove it.

Identity Monitoring on the Dark Web

LifeLock scans the Dark Web, including forums and marketplaces where stolen information is often sold, for any exposure of your personal information. If your data is found, you’ll be alerted to take protective measures.

LifeLock dashboard

Alerts on Crimes in Your Name

If your identity is used for criminal activities like fraud or other illegal actions, LifeLock will send you an alert. This enables you to take legal steps to clear your name and prevent further complications.

Credit Reports & Scores

Depending on your subscription plan, you can receive unlimited updates on your credit reports and scores from one or multiple credit bureaus. This helps you keep track of your financial health and spot any irregularities.

Financial Transactions Monitoring

LifeLock keeps an eye on your bank and credit card transactions for any unusual or unauthorized activity. If something out of the ordinary is detected, you’ll receive an alert to review the transaction.

401(k) & Investment Account Activity Alerts

LifeLock monitors your 401(k) and other investment accounts for any suspicious activities, such as unauthorized withdrawals or changes in investment options. If detected, you’ll receive an alert to review and confirm the activity.

Conclusion

LifeLock review: Why you should use it?

LifeLock is a comprehensive identity theft protection software that offers real-time alerts for potential threats to your identity, such as suspicious activities related to your Social Security number or credit reports.

The software also provides one-click account locking and dedicated U.S.-based Identity Restoration Specialists to help resolve identity theft issues. LifeLock is trusted by millions and offers up to $3 million in coverage for legal and expert fees, stolen funds, and personal expenses, depending on the plan chosen.

The software is particularly useful in a world where identity theft occurs every 3 seconds, making it a crucial tool for safeguarding your identity and financial well-being.

Pros and Cons

Pros

  • High Guarantee: LifeLock offers a million-dollar Service Guarantee. If your identity gets stolen or your Social Security number is misused, the company will provide up to a million dollars in support.
  • Affordable: The service charges a low monthly fee, offering peace of mind at a reasonable cost.
  • Convenience: LifeLock takes care of various identity protection tasks that, although possible to do yourself, can be time-consuming and cumbersome.

Cons

  • DIY Alternative: Most of the services LifeLock offers can be done by individuals for free. For those who have the time and knowledge, this might make the service less appealing.

FAQ

Frequently Asked Questions

How reliable is LifeLock’s Credit Monitoring ?

LifeLock monitors your credit files across one or more credit bureaus, depending on your subscription plan. It alerts you to any significant changes, helping you maintain a healthy credit score.

Can LifeLock protect My Investments ?

LifeLock monitors your 401(k) and other investment accounts for unauthorized or suspicious activities, providing an additional layer of financial security.

How does LifeLock’s Million-Dollar Service guarantee work ?

If your identity gets stolen or your Social Security number is misused, LifeLock will provide up to a million dollars in support for legal fees, stolen funds reimbursement, and personal expense compensation, depending on your plan.

Does LifeLock monitor Social Media ?

Yes, LifeLock scans various social media platforms for the misuse of your personal information, such as your name, photos, or other identifiers.

LifeLock Review, Pricing, Features with Pros and Cons
LifeLock Review, Pricing, Features with Pros and Cons

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