Quickbooks vs Quicken
Quickbooks and Quicken often confuse new users, but their core goals are vastly different. Quickbooks is accounting software built for managing business growth and scaling teams. Quicken is a powerful personal finance and investment management hub. Decide based on whether you need robust business features or comprehensive financial insight.
パワー、精度、そして厄介なサポート。
QuickBooksは、階層化されたプランとAIツールにより、多様なビジネスニーズと成長段階に強く対応する、市場をリードする機能の深さとスケーラビリティを提供していると見て取れます。しかし全体として、顧客サポートの質の低さと信頼性の問題が繰り返し報告されているため、注意が必要であり、これは多くのユーザーにとって運用上の有効性を著しく損なっています。
長所
- 個人事業から25ユーザーをサポートするスケーラブルなプラン。
- 特定のビジネス規模とニーズに基づいたカスタマイズされた体験。
- Intuit AssistやAccounting Agentなどの高度なAIツールの統合。
- リスクなしでテストできる30日間の無料トライアル期間を含む。
短所
- カスタマーサービスは一貫して非効率で役に立たないと報告されています。
- サブスクリプション価格の積極的かつ頻繁な値上げ。
- ソフトウェアが頻繁に不安定になり、信頼性が低く、会計上の誤りが起こりやすい。
- 頻繁な、計画外のユーザーインターフェースの更新が長年のユーザーを不満にさせている。
最新の摩擦を伴う、比類なき深さ。
Quickenは、複雑な個人財務追跡、投資分析、統合されたビジネスニーズに対応する、信じられないほど強力で詳細なソリューションであり続けていると評価しています。従来のデスクトップユーザーにとって機能の深さは比類ないものの、ソフトウェアの安定性、問題のある銀行データフィード、および必須のサブスクリプションへの移行に関連する懸念が広範囲にわたっていることに気づきました。全体として、継続的なパフォーマンス上の問題により、信頼性の高い評価を提供することができません。
長所
- 複雑な個人財務、投資、ビジネス管理において比類のない機能の深さがあります。
- 予算、過去の支出、投資の追跡と分析に関して信頼性があります。
- 内蔵された税務スケジュール（C、E、F）を含む包括的なレポートを提供します。
- ローン、クレジットカード、複数の口座を1か所で安全に追跡できます。
短所
- 必須のサブスクリプションモデルは、長年のユーザーにとって不満の原因となっています。
- 銀行や証券会社のデータフィードの信頼性が低いという報告が頻繁にあります（トランザクションの欠落や誤り）。
- アップデートに伴うソフトウェアの不安定さ、不具合、パフォーマンス低下をユーザーは報告しています。
- カスタマーサポートは、役に立たない、または反応が鈍いと頻繁に指摘されています。
についてQuickbooks
QuickBooksは、その規模に関わらず、現代のビジネスをサポートするために設計されたシステムです。従業員数など、簡単な基準を使用してサイト体験をパーソナライズするように構築されています。✨
大規模なチームを運営している場合でも、あるいは「私だけ」で事業を行っている場合でも、システムは機能を特定のものに合わせて調整することを目指しています。このカスタマイズへの注力は、ビジネスの成長を成功させるための道を開くのに役立ちます。
についてQuicken
Quickenは、すべてのファイナンス情報を1つの安全な場所に統合するように設計された、信頼できる包括的なプラットフォームです。40年以上にわたり、このNo.1ベストセラー家計簿アプリは、何百万もの人々が予算、投資、ビジネスのキャッシュフローを把握するのに役立ってきました。シンプルな貯蓄や予算作成（Quicken Simplifi）に集中する場合でも、請求書発行や税務申告のための専門ツールが必要な場合（Quicken Business & Personal）でも、ニーズに合った特定のソリューションを選択できます。💡
出生証明書や遺言執行計画などの重要な書類を整理することが優先事項である場合、Quicken LifeHubが段階的なガイダンスを提供します。従来のデスクトップ体験を求める消費者は、引き続きWindowsとMacで利用可能なQuicken Classicを選択でき、こちらはデータをローカルに保存します。
ハイライト
機能比較
Features Overview
主な違いを強調し、各機能の勝者を選びます。
Target Audience
Quickbooks focuses entirely on business accounting needs and scalability. Quicken manages complex personal finances and integrated sole proprietor business needs.
Quickbooks is built for scalable teams, supporting dedicated accountant access and multiple employees. It manages general ledger and business transactions accurately. Quicken provides comprehensive personal finance management, covering budgets, debt, and long-term investment planning. Quicken’s business plans integrate personal and self-employed finances seamlessly in one program. Quickbooks is mandatory if you need formalized business accounting structure quickly. If you are a solo user tracking investments and tax schedules, Quicken is the better solution.
Scalability & Teams
Quickbooks handles team scaling and multiple users up to 25 accounts. Quicken is largely single-user focused, even its business management plans.
Quickbooks plans are structured around user limits: 1, 3, 5, or 25 members for growing businesses. Every Quickbooks subscription provides free, dedicated access for your external accountant. Quicken is designed as a single-user tool focused on the primary owner's financial life. If you have employees or dedicated accounting staff, Quickbooks provides the necessary structure and collaboration tools. If team access is essential for your finance workflow, you must select Quickbooks.
Investment Tracking
Quicken offers best-in-class investment analysis and performance tracking. Quickbooks lacks specific tools for serious portfolio management.
Quicken Classic Premier is designed for serious investors with tools like capital gains estimators and Morningstar analysis reports. Users can utilize “what if” analysis for future planning within Quicken. Quickbooks is purely accounting software and does not focus on individual investment performance or asset growth. If your portfolio requires high-level analysis and comprehensive tracking, Quicken is the superior choice. Quickbooks will only track business assets, not personal investment metrics.
Pricing & Value
Quicken is vastly cheaper with annual subscriptions under $6/month. Quickbooks costs scale up to $275/month immediately.
Quickbooks ranges from $38 to $275 per month, reflecting user limits and required advanced AI agent functions. It targets much larger business budgets. Quicken ranges only from $2.99 to $5.99 per month when billed annually, offering deep functionality for a low cost. Quicken also provides a 30-day money-back guarantee on all subscription plans. If cost effectiveness for comprehensive personal finance is key, Quicken provides unmatched value. Quickbooks costs quickly become prohibitive for solo users.
Artificial Intelligence
Quickbooks heavily integrates AI tools for automation and efficiency. Quicken relies on traditional reporting methods with no listed AI features.
Quickbooks uses an Accounting Agent for quick transaction posting and a Finance Agent for high-level KPI analysis. Intuit Assist is standard across all Quickbooks subscriptions, simplifying many common business processes. Quicken relies on traditional reporting and user input for analysis and budgeting. It offers no advertised modern AI agents or specialized automation capabilities. Quickbooks is the future-forward option for automating your monthly accounting tasks.
Tax Preparation
Quicken provides built-in reports for specific Schedules (C, E, F) to simplify tax filing. Quickbooks offers standard business reports like P&L.
Quicken Business & Personal plans generate reports vital for self-employed tax filing directly from the software. Classic Premier also includes Schedule A and D reports for investment tax needs. Quickbooks helps you prepare accurate financial reports necessary for tax filing but does not specialize in generating personal tax schedules. Quicken is much better suited for the self-employed needing integrated personal and business tax data. This direct tax schedule support is a major time saver at year-end.
Data Storage
Quickbooks is cloud-only, offering flexible access for teams. Quicken Classic allows users to store data locally on their desktop computer.
All Quickbooks data lives online, perfect for remote access and real-time collaboration among authorized business users. Quicken Classic versions store data locally, preferred by users who want control over their historical financial data. Quicken also offers cloud versions (Simplifi, Business & Personal) for users who prefer mobile access. If maintaining local control over historical sensitive data is critical, Quicken Classic is the required choice.
私たちの判定
Quickbooks and Quicken serve completely different masters, so choosing is quite simple. The key deciding factor is whether you need dedicated business accounting or complex personal finance management. Quickbooks is built for teams and scalable business growth. Quicken is engineered for personal wealth centralization and deep spending analysis. Quickbooks’ superpower is business scalability and powerful transactional automation. The software supports teams up to 25 users instantly. Quickbooks integrates advanced AI agents to post transactions quickly and analyze crucial KPIs. If you run a growing business with employees, Quickbooks provides the structured accounting you need. Quicken excels at managing complex financial lives, investments, and linked business tracking. Quicken offers unparalleled depth for personal budgeting and advanced investment reporting tools. Importantly, Quicken is far more affordable, starting under $6 per month when billed annually. If your primary goal involves professional accounting, payroll, and scaling staff access, choose Quickbooks. If you are a solo entrepreneur or individual needing deep investment analysis and integrated tax preparation (Schedules C, E), Quicken is your clear pick. Don't use Quickbooks for simple household budgets; it is usually unnecessary and too expensive. Both Quickbooks and Quicken suffer from notorious customer support issues according to independent user reviews. However, Quicken provides better value and reliability for personal finance users. For professional business bookkeeping and team growth, Quickbooks is the expensive industry standard you will eventually need.
よくある質問
Which is better for small business accounting: Quickbooks or Quicken?
For dedicated team accounting, payroll, and scalability, Quickbooks is the industry standard. Quicken Business & Personal is better suited for solo entrepreneurs needing basic invoicing and integrated tax form support. Quickbooks is required if you plan to hire staff or accountants.
Does Quickbooks offer investment tracking like Quicken?
No. Quicken Classic Premier offers best-in-class investment analysis, capital gains estimators, and Morningstar reports. Quickbooks is purely an accounting tool and does not provide detailed personal investment tracking.
Why is Quickbooks so much more expensive than Quicken?
Quickbooks pricing is scaled to support team collaboration up to 25 users and proprietary AI features. Quicken is designed as a single-user tool primarily focused on personal finance budgeting. Quicken’s highest plan is still only $5.99/month.
Can I store my data locally using Quickbooks or Quicken?
Quicken offers 'Classic' desktop versions that allow you to store your data locally on your computer. Quickbooks is an entirely cloud-based product, meaning all your sensitive financial data is stored online.
Which software provides better tax preparation tools?
Quicken’s Business and Premier plans include built-in reports for specific tax schedules like C, E, F, A, and D. While Quickbooks assists with P&L reports, Quicken simplifies integrated personal and business tax filing much better.
Do both Quickbooks and Quicken offer a free trial period?
Yes. Quickbooks offers a 30-day free trial for its tiered subscription plans. Quicken offers a 30-day money-back guarantee, allowing you risk-free testing for a full month.
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