Divvy vs Navan
Divvy and Navan both tackle business expenses, but they start from very different places. Divvy is a free spend management tool built around its corporate card. Navan is a unified platform for booking travel and managing expenses together.
優れた機能、しかし深刻なサポートの問題が足を引っ張る。
BILL Spend & Expenseは、リアルタイムの管理機能や会計統合といった優れた機能を備えた強力で無料の経費管理プラットフォームを提供していると私たちは評価しています。しかし、外部の信頼性レポートでは、顧客サポートの質の低さ、大規模な支払い遅延、予期せぬアカウント閉鎖に関する重大な懸念が繰り返し報告されており、これらは大きな懸念事項です。全体として、運用上の信頼性とカスタマーサービスの対応に大幅な改善が見られるまで、重要なビジネス運用におけるこのプラットフォームを推奨することはできません。
長所
- 経費管理ソフトウェアが完全に無料で提供される。
- リアルタイムの支出可視化とカスタマイズ可能な予算コントロールを提供する。
- 無制限のバーチャルカードと物理カードを容易に発行できる。
- 主要な会計システム（QuickBooks、NetSuiteなど）とのシームレスな統合機能。
短所
- 顧客サポートと対応能力が極端に悪い、または存在しない。
- 遅延した支払いや意図的な資金保留（ACHで4営業日以上）の報告が頻繁にある。
- 設定とオンボーディングのプロセスが難解で混乱を招く。
- 信頼性の問題が繰り返し発生しており、アカウントが理由なく突然ブロックされたり閉鎖されたりする。
A solid travel hub, with some expense hiccups.
We find Navan is a capable all-in-one platform for corporate travel and expenses, especially for small to mid-sized companies. Overall, its strong booking interface and helpful support are weighed down by inconsistent expense processing and a lack of public pricing clarity.
長所
- Free plan available for companies up to 300 employees.
- Unified platform for both travel booking and expense reporting.
- Generally praised for a straightforward and easy-to-use interface.
- Customer support is noted as responsive and helpful in resolving issues.
短所
- Expense reimbursements can be slow or contain processing errors.
- Enterprise pricing requires contacting sales; no transparent public rates.
- Initial setup and platform rollout may be complex for some organizations.
- May not be ideal for teams needing niche, deep accounting integrations without confirmation.
についてDivvy
BILL Spend & Expense（旧称Divvy）は、現代のビジネス向けに構築されたオールインワンの経費管理プラットフォームです。✅ これは、無料のワールドクラスのソフトウェアとBILL Divvy Cardへのアクセスを組み合わせています。このユニークな組み合わせにより、中小企業はより大きな管理力を得ることができます。
これは、管理力、シンプルさ、節約を重視することで、支出および経費管理の変革に焦点を当てています。究極の目標は、手動の経費報告書を完全に排除することです。
についてNavan
Navan is a comprehensive platform for managing business travel and expenses. It’s designed for companies of all sizes, from small businesses to large enterprises. The platform serves various industries, including technology, healthcare, and retail. 💡 It aims to be a single solution for booking trips and handling the related costs.
ハイライト
機能比較
機能の概要
主な違いを強調し、各機能の勝者を選びます。
Core Function
Divvy is a free spend management tool with a corporate card. Navan is an all-in-one platform for booking travel and managing expenses.
Divvy combines expense software with the BILL Divvy Card. It's built to eliminate manual reports and give real-time control over company spending. Navan is a comprehensive travel and expense management platform. It lets employees book trips and track costs in a single, unified system. The key difference is focus: Divvy is a finance tool first. Navan is a travel-first platform that handles expenses as part of the journey.
Pricing Model
Divvy's software is completely free. Navan's Business plan is free for companies under 300 employees.
Divvy's expense management software is offered at no cost. There are no tiers or hidden fees for the platform itself. Navan offers a free 'Business' plan for companies up to 300 employees. Larger organizations need a custom quote for the 'Enterprise' plan. Divvy's model is simpler, but it requires using their corporate credit product. Navan's free tier is generous but has an employee cap.
Travel Capabilities
Divvy does not handle travel booking. Navan is built specifically for corporate travel management.
Divvy is focused solely on spend management and card controls. It does not offer any travel booking or itinerary features. Navan provides global travel inventory, exclusive rates, and self-serve booking. It integrates travel directly with expense policies. For companies where business travel is a major expense, Navan offers a complete solution Divvy simply does not.
Corporate Card
Divvy includes its own corporate credit card. Navan works with expense reimbursement, not a proprietary card.
Divvy is built around the BILL Divvy Card, offering unlimited virtual and physical cards. The card is integral to its spend control features. Navan does not issue its own corporate card. It focuses on booking and then reconciling expenses through reimbursement. Divvy gives you a credit line and controls. Navan gives you a booking platform and a way to report costs after the fact.
Integrations
Divvy integrates with key accounting software. Navan boasts over 30 HRIS integrations.
Divvy integrates smoothly with major accounting systems like QuickBooks, NetSuite, and Sage Intacct. Navan offers over 30 seamless HRIS integrations on its free plan, connecting to your HR systems for smoother data flow. Divvy wins for accounting depth, while Navan wins for HR system breadth, especially for managing employee data.
Customer Support
Divvy has many user complaints about support. Navan reviews frequently praise responsive help.
Divvy's Trustpilot reviews are filled with complaints about non-existent or unhelpful customer support. Users report long hold times. Navan's reviews often highlight excellent and responsive customer support that resolves issues quickly. Some note help during onboarding. Support is a major differentiator. Navan appears far more reliable for getting help when problems arise.
Divvy（BILL Spend & Expense）の料金は、月額無料で、主要な提供物は一つです：Spend & Expense ソフトウェア（無料）。
強力なソフトウェアプラットフォームは無料で提供されており、お客様は会社の財務管理に集中できます。単一の包括的なソフトウェア提供について以下に内訳を示します。
Spend & Expense ソフトウェア
価格: 無料 サポートされるウェブサイト: 明確な記載なし 最適: 統合された支出管理と法人クレジットを求める企業。 返金ポリシー: 明確な記載なし その他の機能:
- 隠れた料金や契約なし。
- 無制限の物理カードとバーチャルカード。
- 全ユーザー向けの高評価の多機能モバイルアプリ。
- 経費精算と支出追跡のサポート。
- QuickBooks、NetSuite、Sage Intacctとの統合。
- BILL Divvy Cardへのアクセスと無料のソフトウェア
- 隠れた料金や契約なし
- 必要な分だけ物理カードとバーチャルカードを発行可能
- すべてのユーザー向けの高評価の多機能モバイルアプリ
- リアルタイムの可視化と支出に対するカスタマイズ可能な管理
Navan costs between $0 and a custom quote with 2 plans: Navan Business at Free and Navan Enterprise at a custom price.
Here is a breakdown of the available plans and their core features for your team.
Navan Business
Price: Free Websites Supported: Not explicitly stated Best For: Companies up to 300 employees Refund Policy: Not explicitly stated Other Features: Global travel inventory, unlimited policy workflows, 24/7 support, Navan Rewards, 30+ HRIS integrations
- Global travel inventory and exclusive rates
- Unlimited policy and approval workflows
- Self-serve changes and 24/7 support
- Navan Rewards program
- Customizable reports
- Full suite of Navan Travel & Expense
- Unlimited travelers and expensing users
- Global program coverage
- Designated Account Executive
- Dedicated Customer Success Manager
Pricing Notes
- Divvy's software is entirely free, but its use is tied to applying for and using the BILL Divvy Card.
- Navan's free plan is limited to companies with up to 300 employees. Larger teams must contact sales.
- Neither platform advertises a free trial for a paid tier or a money-back guarantee.
- For Navan, Enterprise pricing is opaque and requires a custom quote based on your specific needs.
Pricing Head-to-Head
ユーザーレビュー
無料の経費ソフトウェアと統合された管理機能という中核となる提供は魅力的ですが、外部の信頼性レポートはサービスの実行について極めて否定的な見解を示しています。ユーザーはカスタマーサポートに関する重大な問題を報告しており、担当者が非協力的で連絡が取りにくく、ケース全体での可視性が欠けていると指摘されています。この決定的な運用上の不備は、支払い処理に関連する信頼性、特にACH/Eペイメントのクリアに4営業日以上かかるという資金保留や遅延の報告によって、大きな不満を引き起こしています。デジタルカードの利便性が言及されることもありますが、扱いにくい混乱したオンボーディングプロセスや、突然のアカウントブロックまたは閉鎖の報告が、ユーザーの信頼を著しく損なっています。同社の運用基準とサポート体制は、その強力な機能セットに見合うように大幅に改善される必要があります。👎
これは私の人生で最悪のカスタマーサービス体験です。今週だけで6時間以上も電話で待たされ、他のサポートコールとの連携が全くできていない、知識のない人たちと話すことになりました。
Trustpilot reviews for Navan paint a mixed picture. 👍 Many users praise the platform's ease of use, highlighting how simple it is to book travel and manage expenses.
The responsive customer support is frequently noted as a major plus, helping resolve issues quickly. 👎 However, a recurring theme involves delays in expense reimbursements and occasional errors in processing payments.
Booking travel has never been easier. The platform is intuitive, and I love earning rewards for my business trips. It's a huge time-saver.
私たちの判定
This isn't a close fight. Navan wins for most businesses because it solves a bigger problem—unified travel and expenses—with far better support. Divvy is a powerful free tool, but its support issues make it risky for essential operations. Divvy's superpower is its free, feature-packed expense software. You get unlimited cards, real-time controls, and solid accounting integrations without paying a dime. It's built for companies needing strict budget management. Navan's superpower is the all-in-one platform. Employees book travel within company policy, and those bookings connect directly to expenses. It simplifies a complex, multi-tool workflow into one smooth experience. The deciding factor is your primary pain point. If you just need free spend controls and a corporate card, Divvy delivers. If business travel is a headache you need to solve, Navan is the clear choice. Choose Divvy if you're an SMB on a tight budget needing powerful, free expense tools. Choose Navan if you want to streamline travel booking and expenses in one place, and value reliable support. For most companies juggling travel costs, Navan is the smarter long-term investment.
よくある質問
Which is better for small teams: Divvy or Navan?
Both have strong offers. Divvy's software is completely free for any size. Navan's free plan is for companies up to 300 employees. Choose Divvy for pure spend control, Navan if you need travel booking.
Is Navan worth the extra cost over Divvy?
It depends. Divvy is free software. Navan is also free for smaller companies. For larger companies, Navan's Enterprise plan is a custom cost. You're paying for unified travel & expense management.
Does Divvy handle travel booking like Navan?
No. Divvy is focused exclusively on spend management and its corporate card. Navan is built for corporate travel booking and integrates that with expenses.
Which has better customer support?
Based on user reviews, Navan. Divvy has severe, repeated complaints about poor support. Navan's support is frequently praised as responsive and helpful in reviews.
Can I use Divvy without getting their corporate card?
No. The free Divvy software is designed to work with the BILL Divvy Card. Its core features are built around managing spending on that specific card.
Which integrates better with QuickBooks or NetSuite?
Divvy. It explicitly highlights seamless integration with major accounting software like QuickBooks, NetSuite, and Sage Intacct for smoother month-end closes.
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